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Directory of business insurance agents in Westerly, Rhode Island. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Westerly, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 9 business insurance agents in Westerly, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lathrop Insurance
33 Crestview Dr, Westerly, RI 02891
(401) 596-2525
lathropinsurance.com
Fallon Insurance Agency
43 Broad St # 3, Westerly, RI 02891
(401) 868-8265
fallonagency.com
Mansfield Insurance Agency
115 High St #1821, Westerly, RI 02891
(401) 596-2096
mansfieldins.com
Louis Panciera Insurance
48 Main St, Westerly, RI 02891
(401) 596-4977
louispancierainc.com
Neri Agency, Inc.: Allstate Insurance
105 Franklin St Unit 29, Westerly, RI 02891
(401) 596-7770
agents.allstate.com
Thorp & Trainer
107 Airport Rd, Westerly, RI 02891
(401) 596-0146
thorptrainer.com
Schonning Insurance
90 Airport Rd, Westerly, RI 02891
(401) 348-2000
schonninginsurance.com
Bouvier Insurance, A HUB International Company: Westerly
2 Wilder Ave, Westerly, RI 02891
(401) 326-6000
binsurance.com
Philip Overton - Prudential Financial
53 High St Suite 31, Westerly, RI 02891
(401) 596-8297
prudential.com
Business insurance agents in Westerly Rhode Island help local companies find coverage for property liability and workers compensation. Rhode Island law requires most employers to carry workers compensation insurance under Title 28 of the General Laws. Agents in Westerly can also assist with commercial auto policies for businesses operating near the Connecticut border.
What Does a Business Insurance Agent in Westerly Cost?
The cost of business insurance in Rhode Island varies by industry size and location. A small retail shop in Westerly might pay between 400 and 800 dollars per year for general liability. Workers compensation rates are set by the state and average around 1.50 to 2.50 dollars per 100 dollars of payroll for low-risk jobs. Commercial auto policies typically start at 1,200 dollars per year. These figures are general estimates and actual costs depend on your specific business risks. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of business insurance are required in Rhode Island?
Rhode Island requires workers compensation insurance for any employer with one or more employees. Commercial auto insurance is required for any vehicle used for business purposes. General liability insurance is not required by state law but is often demanded by landlords and contracts.
How do I choose a business insurance agent in Westerly?
Look for an agent who holds a Rhode Island insurance license and has experience with your industry. Ask about their access to multiple insurance carriers to compare quotes. Check if they offer local support for claims and policy changes.
Does my home-based business in Westerly need insurance?
Yes, a standard homeowners policy often does not cover business liabilities or equipment. A business insurance agent can help you add a business endorsement or a separate business owners policy BOP to protect your inventory and liability.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.