The top-rated business insurance agent in Waco, Texas is Freeway Insurance, rated 4.9 stars across 315 reviews. Other highly rated options include Pronto Insurance, Baker and Carey Insurance Agency, Amtex Insurance. This directory lists 19 business insurance agents serving Waco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 800 N Valley Mills Dr | (254) 859-4019 |
| 2 | Pronto Insurance | 1709 S Valley Mills Dr | (254) 752-7526 |
| 3 | Baker and Carey Insurance Agency | 2601 Franklin Ave | (254) 755-7727 |
| 4 | Amtex Insurance | 1428 S Valley Mills Dr | (254) 752-1000 |
| 5 | HighView Insurance Group | 510 N Valley Mills Dr Ste 503 | (254) 339-6606 |
| 6 | A-MAX Auto Insurance | 901A N Valley Mills Dr | (254) 772-5000 |
| 7 | Rosalinda's Insurance Agency | 3221 Franklin Ave #201 | (254) 644-4437 |
| 8 | Herman Bell Insurance Agency | 2118 La Salle Ave | (254) 756-0691 |
| 9 | Browder General Insurance Agency Inc | 4800 Lakewood Dr #3 | (254) 776-1582 |
| 10 | Vista Insurance | 2800 W Waco Dr | (254) 235-8000 |
Freeway Insurance serves Waco, Texas, as a Business Insurance Agent. The agency provides coverage options tailored to local commercial enterprises. General liability policies help protect small and mid-sized businesses from common operational risks. Property insurance covers inventory and equipment essential for daily functions. Workers’ compensation policies assist Waco business owners in meeting state requirements for their employees. Commercial auto insurance addresses vehicles used for work purposes in the McLennan County area. Professional liability coverage and business owner’s policies are also specific services it handles for the local market.
Pronto Insurance provides a comprehensive range of business insurance coverage options for local companies in Waco, Texas. Its agency offers general liability, property, and workers’ compensation policies to protect commercial operations. The firm also assists clients with risk management planning and adjusting coverage as businesses grow. Pronto Insurance delivers ongoing account reviews and claims support to ensure plans remain effective. It serves various property types within the region, including single-family homes, apartments, retail spaces, and restaurants.
Baker and Carey Insurance Agency serves the Waco, Texas area, offering business insurance policies. This agency works with local companies to manage risk and protect their operations. It provides coverage for property damage, liability claims, and equipment loss. The team advises on insurance needs specific to small and mid-sized businesses. Baker and Carey can help with general liability policies and commercial property insurance for local firms.
Amtex Insurance in Waco, Texas, serves homeowners, businesses, and property managers seeking general liability and commercial property coverage. The agency helps local entrepreneurs assess their unique risk exposures and select appropriate policy limits. Business interruption insurance and workers’ compensation options are also available for small to mid-size companies. Clients benefit from clear explanations of deductibles and exclusions, ensuring informed decisions. The agency additionally provides its business insurance consultation services to companies operating throughout the greater Bellmead area.
HighView Insurance Group provides a comprehensive range of business insurance products for the Waco area. Its service plans are designed to help local companies manage their unique commercial risks through tailored coverage options. The agency works closely with clients to review policies regularly, ensuring protection keeps pace with operational changes. HighView Insurance Group services a variety of properties, including single-family homes, apartment complexes, retail storefronts, and full-service restaurants.
A-MAX Auto Insurance serves Waco, Texas and the surrounding McLennan County communities, handling a full range of business insurance coverage needs. The agency assists local enterprises with general liability, property protection, and commercial auto policies to guard against operational risks. Each job begins with a thorough assessment of the client's specific exposures and revenue requirements. The approach it uses is a careful review of policy options to match coverage limits directly to the unique demands of the business being protected.
Rosalinda's Insurance Agency serves local homeowners, business owners, and property managers in Waco, Texas, by offering commercial coverage that can protect liabilities and physical assets. The agency works with clients in varied industries to evaluate their specific risk exposures and find appropriate policy options. It also assists with general property insurance for commercial buildings and rental housing. Beyond the city, the agency extends its services to nearby communities such as Woodway and the greater McLennan County area.
Serving businesses in Waco, Texas, Herman Bell Insurance Agency provides both annual policy renewals for enduring coverage and one-time solutions for specific projects or short-term needs. Their core focus is delivering comprehensive business insurance coverage, including general liability and property protection tailored to local commercial requirements. Commercial auto and workers’ compensation policies are also available, allowing companies to build a portfolio that addresses diverse operational risks. This agency offers its services exclusively on a recurring annual basis, with policies structured for scheduled renewals rather than one-time or as-needed engagements.
As businesses in Waco prepare for seasonal weather shifts, proper liability and property protection becomes essential. Browder General Insurance Agency Inc helps area businesses navigate these specific coverage needs through tailored business insurance policies. Their focus remains on matching each client’s risk profile to the appropriate plans. For a new firm or an expanding operation, the process typically begins with an on-site inspection of the premises and a thorough review of current operations to identify exposures. That initial assessment informs the customized coverage proposal.
Vista Insurance provides business insurance agent services, offering liability coverage and property protection for small to mid-sized companies in Waco, Texas. These policies commonly include general liability, commercial property, and workers’ compensation. Regular risk assessments help local firms manage exposure in retail, office, and light industrial settings. When a sudden hailstorm damages a commercial roof or a customer suffers a slip-and-fall injury near an icy storefront, the agency helps business owners file claims and adjust their coverage for the coming season.
What Does a a Business Insurance Agent in Waco Cost?
Typical costs for a small business insurance policy in Texas range from 400 to 1500 dollars per year for general liability. A business owners policy BOP which bundles property and liability averages 500 to 3000 dollars annually. Workers compensation costs about 1 to 2 dollars per 100 dollars of payroll. These amounts vary by business type size and risk factors. This is general information and not insurance advice.
About business insurance agents in Waco
Business insurance agents in Waco Texas help local companies find coverage for property damage liability and workers compensation. Texas law does not require general liability insurance but many landlords and contracts do. Agents can explain Texas specific regulations like the Texas Workers Compensation Act which affects how claims are handled.
Frequently Asked Questions
What types of business insurance do Waco agents offer?
Agents in Waco Texas offer general liability commercial property workers compensation and commercial auto insurance. They also provide professional liability and cyber insurance. Each policy covers different risks for your business.
Is business insurance required by Texas law?
Texas does not require general liability insurance for most businesses. However workers compensation is required if you have employees unless you opt out under Texas Labor Code Section 406.002. Commercial auto insurance is required if you use vehicles for business.
How do Texas business insurance costs compare to other states?
Texas business insurance costs are generally lower than the national average due to less regulation. However rates vary by industry location and claims history. Waco agents can compare quotes from multiple carriers to find competitive pricing.
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