The top-rated business insurance agent in Orem, Utah is Advance Insurance, rated 4.8 stars across 1,319 reviews. Other highly rated options include Miller & Associates Insurance Advisors, Bear River Mutual Insurance - Keystone Insurance Services, Utah Home and Auto Insurance. This directory lists 20 business insurance agents serving Orem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advance Insurance | 248 S State St | (801) 226-1100 |
| 2 | Miller & Associates Insurance Advisors | 566 W 800 N UNIT 203 | (801) 228-1384 |
| 3 | Bear River Mutual Insurance - Keystone Insurance Services | 980 E 800 N # 204 | (801) 406-3953 |
| 4 | Utah Home and Auto Insurance | 998 1200 W | (801) 290-8600 |
| 5 | Englund Insurance Group | 350 W Center St | (385) 406-8886 |
| 6 | Hill Insurance & Investments LLC | 183 E 840 S | (801) 226-0606 |
| 7 | Insurance Of America | 347 E 1200 S | (801) 854-2348 |
| 8 | Caliber Select Insurance | 1434 E 820 N St | (801) 769-1575 |
| 9 | Black Arrow Insurance | 815 W 1250 S | (385) 250-7279 |
| 10 | Action Commercial Insurance | 891 S Orem Blvd | (801) 802-0401 |
Advance Insurance serves the Utah County area from its location in Orem, providing tailored business insurance solutions to local enterprises. It helps commercial clients manage risk with policies designed for a variety of industries operating throughout the region. The agency works to secure appropriate coverage that protects assets and operational stability for business owners. It specifically handles general liability policies and workers' compensation coverage for Orem area companies.
Miller & Associates Insurance Advisors in Orem, UT, provides business insurance services including general liability, commercial property, and workers' compensation coverage. It works with clients to assess risk and maintain appropriate policies, offering periodic policy reviews to adjust coverage as business needs evolve. Annual plan evaluations help ensure protection remains aligned with current operations and regulatory requirements. This agent serves single-family home rental owners, apartment complexes, retail establishments, and restaurants.
Located in Orem, Utah, Bear River Mutual Insurance - Keystone Insurance Services serves homeowners, businesses, and property managers across the region. It provides business insurance agent services, helping local companies secure coverage for their operations and assets. The agency works with various commercial clients to address their specific risk management needs. Its offerings extend throughout Utah County, including the neighboring community of Provo.
Utah Home and Auto Insurance serves Orem and the surrounding Utah Valley communities, handling business insurance needs for local enterprises. The agency works with clients to secure coverage for properties, liability, and operational risks common to small and medium-sized businesses in the area. Its approach to a typical job involves assessing each business’s unique exposures and then comparing options from multiple carriers to find appropriate protection for the client’s budget and operations.
Englund Insurance Group in Orem, UT specializes in crafting tailored coverage packages for small to mid-sized businesses, addressing liability, property, and workers' compensation needs. It also provides general commercial insurance services to help local enterprises manage daily operational risks and secure their assets against unforeseen losses. As seasonal shifts affect inventory levels and outdoor equipment usage in Utah’s business climate, the agency assists firms in adjusting their policies to adequately cover increased exposure during peak operational periods.
Hill Insurance & Investments LLC in Orem, UT distinguishes between one-time policy reviews and recurring coverage management for local business clients. Their business insurance agent services help companies protect against common operational liabilities and property exposures specific to the region. They evaluate risks for retail, office, and light industrial ventures, tailoring policies to each firm’s unique needs. Ongoing support is provided on a scheduled basis, with periodic check-ins to adjust coverage as businesses grow or change.
As seasonal shifts bring fluctuating inventory and foot traffic to Orem businesses, Insurance Of America helps local companies reassess their liability and property coverage needs. This business insurance agent works with retail shops, restaurants, and service providers across Utah County to create policies that address common risks like weather damage and customer injuries. Each policy focuses on matching regional exposures with appropriate protection levels, without overextending budgets. After an initial conversation, the agent schedules an on-site inspection of the business premises to verify current exposures and recommend specific coverage adjustments.
Caliber Select Insurance works with local business owners to identify appropriate coverage, offering personalized risk management through business insurance agent services in Orem, UT. It specializes in add-on policies that can help protect against property damage, liability claims, and potential income interruptions. The agency can serve various commercial sectors, including offices, warehouses, and food service operations, tailoring plans to match each industry's unique operational exposures.
Black Arrow Insurance provides residential services in Orem, Utah, helping homeowners protect their properties. The firm also offers commercial coverage tailored to businesses, supporting local enterprises within the surrounding area. Agents work with clients to assess risks and match them with suitable policies from established carriers. This ongoing relationship includes follow-up between regular visits, ensuring coverage remains aligned with changing needs or updated business operations for continued protection.
What Does a a Business Insurance Agent in Orem Cost?
Typical costs for a small business insurance policy in Utah range from 400 to 2000 per year for general liability. Workers compensation premiums vary by payroll and classification code often costing 0.50 to 3.00 per 100 dollars of payroll. Commercial property insurance for a small office might cost 500 to 1500 annually. These are general estimates and your actual premium will depend on your specific business operations and risk factors. This is general information and not insurance advice.
About business insurance agents in Orem
Orem Utah business owners need insurance that meets state requirements and protects their operations. A local business insurance agent can help you find coverage for general liability workers compensation and commercial property. Utah law requires most employers to carry workers compensation insurance and agents can guide you through these rules.
Frequently Asked Questions
What types of business insurance are required in Utah?
Utah law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability and property insurance are not required by state law but are often mandated by landlords or contracts.
How do I find a business insurance agent in Orem Utah?
You can search online for licensed agents in Orem or ask for referrals from other local business owners. The Utah Insurance Department provides a license lookup tool to verify an agents credentials. Many agents offer free initial consultations to discuss your coverage needs.
What factors affect the cost of business insurance in Utah?
Costs depend on your industry number of employees revenue location and claims history. For example a small retail shop in Orem might pay 500 to 1500 per year for general liability while a construction company could pay 3000 to 10000 or more. Agents can shop multiple carriers to find competitive rates.
Business Insurance Agents in Other Utah Cities
American Fork · Bountiful · Cedar City · Clearfield · Cottonwood Heights · Draper · Farmington · Holladay · Kaysville · Layton · Lehi · Logan · Midvale · Murray · Ogden