The top-rated business insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 19 business insurance agents serving Lynnwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mosaic Insurance Alliance, Llc | 16108 Ash Way #201 | (425) 320-4280 |
| 2 | Villa Insurance Group | 20006 Cedar Valley Rd Ste. 202 | (425) 771-9000 |
| 3 | Vern Fonk Insurance | 3225 Alderwood Mall Blvd Suite D | (425) 434-4030 |
| 4 | Sea-Mountain Insurance | 19630 76th Ave W | (425) 775-1410 |
| 5 | Michelle Tullius: Allstate Insurance | 16418 7th Pl W Ste C | (425) 337-7151 |
| 6 | Lynnwood Ace Insurance & Retirement Services | 3301 184th St SW Ste 115 | (425) 678-6901 |
| 7 | Michael Gutierrez - State Farm Insurance Agent | 18023 Hwy 99 ste b | (425) 778-0050 |
| 8 | Empire Insurance Brokers | 19401 40th Ave W #270 | (866) 774-1324 |
| 9 | Hood Insurance Agency, Inc | 17925 Hwy 99 Ste 202 | (425) 689-5855 |
| 10 | Josh Culotti - State Farm Insurance Agent | 18904 Hwy 99 H | (425) 776-0133 |
Mosaic Insurance Alliance, Llc serves businesses throughout Snohomish County from its base in Lynnwood, Washington, as a business insurance agent offering commercial coverage. This agency works with local companies to find appropriate policies for property, liability, and workers’ compensation needs. It also helps clients manage risk to protect their operations and assets. The firm handles policy renewals and claims assistance for small to mid-sized businesses in the Lynnwood area.
Villa Insurance Group in Lynnwood, WA provides a full range of commercial insurance services for local businesses. It develops customized business insurance policies covering general liability, property, and workers compensation needs. The agency offers routine policy reviews and renewal management to help keep coverage current as operations evolve. Its maintenance plans include periodic risk assessments and claims support to assist clients in navigating losses. Villa Insurance Group services many types of properties, including single-family homes, apartment complexes, retail storefronts, and restaurants throughout the Lynnwood area.
Vern Fonk Insurance in Lynnwood, Washington understands that business insurance often involves a choice between a one-time policy for a specific project and recurring coverage for ongoing operations. They offer various protections, including general liability and property insurance to safeguard against common commercial risks in the local area. This agency also provides guidance on workers’ compensation and commercial auto policies essential for employers. Service for business coverage is available on both an as-needed basis for new ventures and a scheduled basis for policy renewals.
Sea-Mountain Insurance serves small businesses, property managers, and commercial property owners in Lynnwood, Washington. It helps clients secure general liability, property, and workers’ compensation coverage tailored to their specific operational needs. The agency also assists with business interruption protection and commercial auto policies. With a focus on matching each client to appropriate risk management solutions, Sea-Mountain Insurance supports local enterprises in maintaining stable operations. Additionally, the agency extends its services to businesses in the neighboring communities of Edmonds and the surrounding Snohomish County area.
Serving Lynnwood and surrounding communities across Snohomish County, Michelle Tullius: Allstate Insurance handles business insurance needs for local companies and commercial property owners. Its work includes helping clients evaluate liability coverage, property protection, and general risk management for small to mid-sized enterprises. The agency typically begins by reviewing a business’s specific operations and exposures before recommending policies that address those unique concerns. This thorough assessment allows it to match coverage levels with each client’s actual daily risks.
Lynnwood Ace Insurance & Retirement Services in Lynnwood, WA distinguishes between one-time policy purchases and recurring coverage plans that require regular renewals. For business insurance agent work in this area, coverage commonly includes general liability and property protection tailored to local commercial needs. Client service here operates on a scheduled and as-needed basis, with appointments arranged either quarterly for policy reviews or on-demand for specific claim assistance and coverage adjustments.
As a business insurance agent based in Lynnwood, WA, Michael Gutierrez - State Farm Insurance Agent offers specialty coverage options tailored to local enterprises, including general liability and commercial property policies. The agency further serves regional small businesses through professional risk assessments and tailored policy recommendations, helping owners navigate the unique exposures found in Pacific Northwest commerce. During the darker winter months, these services become particularly vital for addressing weather-related property damage concerns, such as rain intrusion into stock or equipment.
As businesses in Lynnwood prepare for the upcoming rainy season, inspecting commercial properties for weatherproofing becomes a priority. Empire Insurance Brokers helps local companies address these risks by offering customized coverage options. They work closely with each client to review liability needs and protect against potential property damage from wind or water. For a new business, the initial step is a free consultation to identify exposures like equipment breakdown or inventory loss. They conclude this process by scheduling a walkthrough to assess current safety measures and coverage gaps.
Hood Insurance Agency, Inc works with businesses in Lynnwood, WA to secure essential commercial coverage. The agency specializes in tailoring liability and property insurance packages that address each operation's unique risks. Businesses benefit from policies designed to protect physical assets and manage potential legal exposures. The company advises on appropriate policy limits and deductibles for different industries. Hood Insurance Agency, Inc serves commercial sectors including local offices, warehouses, and food service establishments.
Josh Culotti - State Farm Insurance Agent in Lynnwood, WA provides residential insurance coverage for homes and personal property in the area. The agency also assists local businesses with commercial insurance policies to protect their operations, including general liability and property coverage. Service extends across Lynnwood and surrounding communities. An agent can review existing policies or adjust coverage as businesses grow or change, with follow-up appointments scheduled as needed between regular visits to address ongoing needs.
What Does a a Business Insurance Agent in Lynnwood Cost?
The cost of business insurance in Washington varies widely by industry location and coverage limits. A small retail shop in Lynnwood might pay between 500 and 1500 dollars per year for a basic BOP. A construction contractor could pay 3000 to 8000 dollars annually for general liability and workers comp. Factors like payroll revenue and claims history also affect pricing. This is general information and not insurance advice.
About business insurance agents in Lynnwood
A business insurance agent in Lynnwood Washington helps local companies find coverage that meets state requirements. Washington law requires most employers to carry workers compensation insurance through the state fund or a qualified private carrier. An agent can also help you secure general liability property and professional liability policies tailored to your Lynnwood business.
Frequently Asked Questions
What types of business insurance are required in Washington?
Washington law requires employers with one or more workers to provide workers compensation insurance through the state Department of Labor and Industries or a certified self-insured plan. Commercial auto insurance is required if you use vehicles for business. Other coverages like general liability are not legally required but are often needed by landlords or contracts.
How do I choose a business insurance agent in Lynnwood?
Look for an agent licensed in Washington who has experience with your industry. Ask about their knowledge of local risks such as earthquake or flood coverage. Check if they represent multiple insurance carriers so they can compare quotes for you.
Can I bundle multiple business policies with one agent?
Yes many agents offer a business owner policy or BOP that bundles general liability and property insurance. Bundling can simplify payments and may reduce your total premium. An agent can review your needs and recommend the right package.