The top-rated business insurance agent in Richland, Washington is Rhonda Urich - State Farm Insurance Agent, rated 4.9 stars across 254 reviews. Other highly rated options include Brad McCain - State Farm Insurance Agent, COUNTRY Financial - Jason Dufault Agency, Farmers Insurance - Larry Rindlisbacher. This directory lists 18 business insurance agents serving Richland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rhonda Urich - State Farm Insurance Agent | 712 The Pkwy | (509) 392-8037 |
| 2 | Brad McCain - State Farm Insurance Agent | 1950 Keene Rd Building B | (509) 591-4008 |
| 3 | COUNTRY Financial - Jason Dufault Agency | 1446 Spaulding Ave # 203 | (509) 491-3995 |
| 4 | Farmers Insurance - Larry Rindlisbacher | 636 Jadwin Ave Ste F | (509) 943-3122 |
| 5 | Bauder & Associates, LLC American Family Insurance | 430 George Washington Way #104 | (509) 420-5152 |
| 6 | Jim Ostrander - State Farm Insurance Agent | 1901 George Washington Way | (509) 946-9625 |
| 7 | Legacy One Insurance | 750 Swift Blvd Suite #2 | (509) 943-9999 |
| 8 | Ryan Wingfield - COUNTRY Financial Representative | 1446 Spaulding Ave # 203 | (509) 491-3994 |
| 9 | Marsh McLennan Agency | 390 Bradley Blvd | (509) 946-6161 |
| 10 | Brett Turner American Family Insurance | 1950 Keene Rd Bldg N | (509) 627-6366 |
Rhonda Urich - State Farm Insurance Agent serves the Richland, Washington area, offering business insurance coverage to local enterprises. The agency provides policies designed to protect companies from common operational risks, including liability and property damage. General insurance guidance is given to help business owners understand their coverage needs. Services handled in this area include workers' compensation insurance and commercial auto policies for vehicles used in business operations.
Brad McCain - State Farm Insurance Agent in Richland, WA, provides a range of business insurance services including general liability, commercial property, and workers’ compensation. Its service model centers on personalized coverage assessments and periodic policy reviews to ensure ongoing alignment with a client’s operational needs. The agency also offers supporting plans such as commercial auto and professional liability protection. These services are available for various property types, including single-family homes, apartments, retail locations, and restaurants.
COUNTRY Financial - Jason Dufault Agency serves homeowners, businesses, and property managers in Richland, Washington, offering customized business insurance agent services. The agency helps local ventures protect their assets with commercial coverage tailored to individual risks and operational needs. It assists entrepreneurs in navigating liability concerns and property protection policies suitable for the region’s growing commercial sector. In addition to serving businesses within Richland, the agency also covers clients in the nearby West Richland community.
Serving clients in Richland, Washington, and the surrounding Tri-Cities communities, Farmers Insurance - Larry Rindlisbacher handles a wide range of business insurance needs. It works to help local enterprises secure coverage for property, liability, and operational risks. The agency focuses on understanding each business’s unique exposure to loss. To address a typical job, it first assesses the specific operations and risk profile of the enterprise, then matches those needs with appropriate policy options from its carrier.
As spring weather brings increased risk of wind and hail damage to the Tri-Cities area, local business owners require solid insurance coverage for their operations. Bauder & Associates, LLC American Family Insurance in Richland, WA offers tailored business insurance policies to help protect against property and liability exposures common to regional agricultural and commercial enterprises. The agency works to understand each company’s unique needs before recommending appropriate coverage limits and deductibles. A thorough consultation with a review of the business premises typically initiates the protection planning process.
Jim Ostrander - State Farm Insurance Agent in Richland, WA, assists local businesses with both one-time policy placements and recurring coverage that adapts to changing operations. Business insurance agents in this region typically help protect against common liabilities and property risks. Client reviews and regulatory filings confirm a broad selection of coverage options. Service arrangements, including consultations and policy adjustments, operate primarily on an as-needed basis to match each business’s specific timeline.
Specializing in tailored coverage for local businesses, Legacy One Insurance assists clients with general liability, property, and workers’ compensation policies. Operating from Richland, Washington, it works with companies across various industries to assess risks and identify appropriate protection plans. The agency guides small and mid-sized firms through the process of comparing options from multiple carriers. As the region enters peak wildfire season, Legacy One reviews existing commercial property policies to ensure clients have adequate coverage for smoke and fire damage.
Ryan Wingfield, as a COUNTRY Financial representative in Richland, WA, helps local business owners manage their operational risks through a tailored suite of insurance coverage. He specializes in business insurance, working closely with clients to identify specific liability exposures and protect their assets against unforeseen losses. In addition to general packages, professional liability and property damage endorsements can be designed for individual needs. This service is available for commercial operations such as offices, warehouses, and food service establishments.
Marsh McLennan Agency provides business insurance agent services in Richland, Washington, starting with residential coverage to protect homes and personal assets. The agency also offers commercial insurance solutions for local businesses, addressing liability, property, and operational risks across the region. Serving the Richland area, the team assists clients with policy reviews and claims guidance. After initial consultations, the agency schedules regular visits to adjust coverage as needs evolve, ensuring ongoing support and prompt follow-up for any policy changes between meetings.
Richland businesses facing the spring thaw and increased traffic often review their liability coverage. Brett Turner American Family Insurance helps commercial clients evaluate their specific property and casualty needs for the local market. The agency guides owners through policy options that protect against common regional risks like sudden weather damage or customer injuries. After discussing a business’s operations and revenue, the agent schedules an on-site inspection to examine physical assets and daily workflows before finalizing any recommendation.
What Does a a Business Insurance Agent in Richland Cost?
Typical costs for business insurance in Washington vary widely. A small business might pay $500 to $1,500 per year for general liability insurance. Workers compensation premiums depend on your industry classification and payroll, with rates set by the state. Commercial property insurance can range from $1,000 to $5,000 per year for a small office or retail space. This is general information, not insurance advice.
About business insurance agents in Richland
Business insurance agents in Richland, Washington help local companies find coverage for property, liability, and workers compensation. Washington state requires employers to carry workers compensation insurance through the Department of Labor and Industries unless they qualify for self-insurance. An agent can guide you through these requirements and find policies that fit your industry and budget.
Frequently Asked Questions
What types of business insurance do agents in Richland offer?
Agents in Richland offer general liability, commercial property, workers compensation, professional liability, and commercial auto insurance. They can also help with specialized policies for agriculture, construction, and technology businesses common in the Tri-Cities area.
Is business insurance required by law in Washington?
Washington law requires workers compensation insurance for most employers through the state fund or an approved self-insurance plan. General liability and commercial auto insurance are not required by state law but are often required by landlords, lenders, or contracts.
How do I choose a business insurance agent in Richland?
Look for an agent licensed in Washington with experience in your industry. Ask about their access to multiple insurance carriers and their knowledge of local risks such as wind, hail, and wildfire in Eastern Washington.