The top-rated business insurance agent in Laramie, Wyoming is Insurance Solutions by Laramie Investment Company, Inc., rated 4.9 stars across 201 reviews. Other highly rated options include Range Community Insurance, The Buckman Insurance Agency: Allstate Insurance, Western Skies Insurance Solutions Andrea Senior and Associates. This directory lists 20 business insurance agents serving Laramie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Solutions by Laramie Investment Company, Inc. | 104 S 5th St | (307) 742-2103 |
| 2 | Range Community Insurance | 225 E Garfield St | (307) 292-1686 |
| 3 | The Buckman Insurance Agency: Allstate Insurance | 755 N 4th St | (307) 745-3202 |
| 4 | Western Skies Insurance Solutions Andrea Senior and Associates | 2523 E Garfield St Ste E | (307) 343-9020 |
| 5 | Scott McFarland - State Farm Insurance Agent | 1262 N 22nd St Unit A | (307) 742-5246 |
| 6 | First American Title Insurance Company | 1271 N 15th St | (307) 745-3480 |
| 7 | Insurance Unlimited | 568 N 3rd St #100 | (307) 745-7447 |
| 8 | Farmers Insurance - Paul Tafoya | 866 N 4th St Ste. 1 | (307) 745-5488 |
| 9 | Andrea Senior | 2523 E Garfield St Ste E | (307) 343-9020 |
| 10 | Burns Insurance | 3908 Grand Ave # 201 | (307) 745-0400 |
Insurance Solutions by Laramie Investment Company, Inc. serves the Laramie, Wyoming, metro area as a business insurance agent. It helps local companies secure coverage to manage routine operational risks and protect against unexpected financial losses from property damage or liability claims. The agency works closely with clients to assess exposures and find appropriate policies from multiple carriers. Key services include general liability coverage for retailers or contractors and commercial property insurance to protect buildings and equipment in Albany County.
Based in Laramie, WY, Range Community Insurance provides a broad selection of business insurance policies, including general liability, property, and workers’ compensation coverage. The agency offers ongoing service through policy reviews and claims assistance to help clients manage risk and adapt coverage as their operations change. Focusing on local enterprises, the agency services single-family homes, apartments, retail spaces, and restaurants throughout the area.
Serving homeowners, businesses, and property managers in the Laramie area, The Buckman Insurance Agency: Allstate Insurance provides a range of commercial insurance solutions. Its agents assist local enterprises with policies tailored to their specific operational risks, including general liability and property coverage. The agency aims to help business owners understand their insurance needs and secure appropriate protection for their assets. It also offers its business insurance services to clients in the neighboring community of Centennial and throughout Albany County.
When a business needs liability protection versus ongoing payroll and regulatory coverage, commercial insurance involves both one-time policies and renewable packages. Western Skies Insurance Solutions Andrea Senior and Associates in Laramie, WY, assists local enterprises with general liability, property, and workers’ compensation plans. Clients can elect a single occurrence policy or an annually renewed set of policies, depending on their operation’s complexity. Their service is offered on an as-needed basis for quote inquiries and regularly scheduled intervals for policy reviews and renewals.
Scott McFarland - State Farm Insurance Agent serves Laramie, Wyoming, and the surrounding communities in Albany County. The agency handles business insurance policies designed to protect local enterprises from common operational risks, including liability and property damage. Scott McFarland works directly with business owners to assess their specific coverage needs. This process involves a thorough review of the client's current operations and potential exposures. The agency then develops a tailored policy plan based on the identified risks and available coverage options.
First American Title Insurance Company in Laramie provides specialty liability coverage and property protection services for local businesses. It handles general commercial insurance needs, including policy review and risk assessment for companies across various industries. The agency works closely with clients to secure appropriate levels of coverage while ensuring compliance with Wyoming regulations. It also regularly assists operations with seasonal concerns, such as protecting retail and hospitality businesses against increased slip-and-fall risks during Laramie's snowy winter months.
Insurance Unlimited provides general business insurance services in Laramie, Wyoming, working to help commercial clients manage their risks and protect their operations. The agency specializes in adding tailored liability coverages and property endorsements to standard policies, ensuring local businesses have fitting protection for their unique exposures. Typical commercial sectors it can serve include offices, warehouses, and food service establishments, each requiring distinct insurance solutions to address their specific operational needs.
Farmers Insurance - Paul Tafoya in Laramie, WY, assists local residents with home and auto insurance needs, ensuring personal assets are adequately protected. For business owners, commercial coverage is available to safeguard operations against common regional risks. The agency serves clients throughout Laramie and the surrounding Albany County area, providing tailored policies for various enterprises. Paul Tafoya encourages follow-up appointments between regular visits to adjust coverage as business situations evolve, helping policyholders stay properly insured.
Andrea Senior is a business insurance agent in Laramie, Wyoming, recognized for helping local companies manage their commercial risk exposures. The agency works with various small to mid-sized businesses, advising on policies that cover general liability, property damage, and worker protection. Andrea Senior tailors these coverage plans to match the specific operational needs of each client in the Laramie area. The company can also add on specialized professional liability insurance for consultants, contractors, and service-based firms.
What Does a a Business Insurance Agent in Laramie Cost?
Typical costs for a small business insurance policy in Wyoming range from $500 to $3,000 per year for general liability. Workers compensation premiums vary by industry, with rates set by the Wyoming Department of Workforce Services. A retail shop in Laramie might pay around $1,200 annually for a basic package, while a construction contractor could pay $5,000 or more. This is general information, not insurance advice.
About business insurance agents in Laramie
Business insurance agents in Laramie, Wyoming help local companies find the right coverage for their specific needs. Wyoming law requires all employers to carry workers compensation insurance if they have one or more employees. Agents in Laramie understand the unique risks of businesses in Albany County, from retail shops near the university to agricultural operations on the outskirts.
Frequently Asked Questions
What types of business insurance are required in Wyoming?
Wyoming law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required if you use vehicles for business. General liability is not mandated by state law but is often required by landlords and clients.
How do I find a business insurance agent in Laramie?
You can search online for independent agents in Laramie or ask other local business owners for referrals. The Wyoming Insurance Department provides a list of licensed agents in Albany County. Many agents offer free consultations to discuss your specific business needs.
What factors affect business insurance costs in Laramie?
Costs depend on your industry, number of employees, annual revenue, and claims history. Location within Laramie also matters, such as flood risk near the Laramie River or wildfire risk in foothill areas. Your agent can help you compare quotes from multiple insurers.