The top-rated commercial insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Tracy Murr - State Farm Insurance Agent, Lucas Flood Agency. This directory lists 18 commercial insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Tracy Murr - State Farm Insurance Agent | 1130 Willow Creek Rd | (928) 445-8500 |
| 4 | Lucas Flood Agency | 141 S McCormick St #113 | (928) 800-5630 |
| 5 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 6 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 7 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 8 | Farmers Insurance - Jeffrey Champ | 140 N Montezuma St Suite #105 | (928) 778-5854 |
| 9 | Brian Creuz - GEICO Insurance Agent | 1046 Willow Creek Rd suite 119 | (928) 227-9850 |
| 10 | Prescott Health & Life | 1963 Commerce Center Cir suite c | (928) 445-6466 |
Angela Smith at Comparion Insurance Agency serves the Prescott, Arizona area with commercial insurance agent services. This agency assists local businesses in assessing their risk exposure and securing appropriate coverage policies. It handles the complexities of commercial property and general liability needs. Typical offerings include helping entrepreneurs identify appropriate policy options to protect their assets and operations. Additionally, this office works on commercial auto insurance and workers’ compensation policies for area companies.
Shepherd Insurance, formerly Lori Sell Insurance, provides a full range of commercial insurance agent services in Prescott, Arizona. It offers ongoing risk management support and policy maintenance to help local businesses protect their operations. The company works with clients to adjust coverage as their needs evolve, ensuring policies remain up to date. Its services cover a variety of property types, including single-family homes, apartments, retail stores, and restaurants.
Tracy Murr - State Farm Insurance Agent serves local businesses, property managers, and commercial property owners by offering tailored liability, property, and workers’ compensation coverage. The agency helps clients assess risks and select appropriate plans to protect assets and daily operations. Services also include reviewing policy limits and advising on business interruption needs. Located in Prescott, this agency also serves clients in the neighboring communities of Chino Valley and Dewey-Humboldt.
The Lucas Flood Agency serves Prescott, Arizona, and the surrounding communities of Yavapai County. It handles a full range of commercial insurance policies for local businesses, including general liability and property coverage. The agency works closely with clients to assess their specific operational risks. It takes a thorough approach to each job, first reviewing a business’s assets and daily activities to recommend appropriate protection limits.
For businesses in the Prescott area, a commercial insurance agent can provide either a one-time risk review or an ongoing managed policy program. Moll Insurance Agency Inc. helps local companies secure coverage for property, liability, and workers' compensation needs tailored to specific industries and operational exposures. Their service model operates on a scheduled basis through annual policy reviews and periodic coverage adjustments as a business grows.
Trailstone Insurance Independent Agency, based in Prescott, AZ, specializes in tailoring commercial insurance policies for local businesses, including coverage for general liability, property, and workers’ compensation. It also handles broader risk management needs by consulting with a range of industries to secure appropriate coverage. This phone and online only agency helps business owners navigate the unique challenges of the region, such as preparing for seasonal wildfire risks that can impact commercial property through proactive policy adjustments each spring.
Daniel Martinez - Goosehead Insurance provides commercial insurance agency services to businesses in Prescott, Arizona. The agency assists with residential insurance needs as well, helping local residents and companies protect their properties and operations. Its commercial coverage options address common liability, property, and business risk concerns across the Prescott area. Service extends to local entrepreneurs and established firms seeking straightforward policy guidance. The agency maintains ongoing relationships with clients, offering follow-up support and policy adjustments between regular visits to ensure coverage remains current.
Farmers Insurance - Jeffrey Champ in Prescott, AZ offers a broad range of commercial coverage to protect local businesses from financial loss and liability. The agency specializes in adding specialized endorsements such as business interruption protection, equipment breakdown coverage, and commercial auto policies to standard property insurance. Its team can tailor policies for various commercial sectors including professional offices, warehouses, and food service establishments.
As Prescott businesses prepare for monsoon season and winter snow loads, commercial property and liability coverage becomes essential. Brian Creuz - GEICO Insurance Agent serves this need across the Prescott area. This agency helps local contractors, retailers, and service providers assess their specific commercial insurance requirements. Policies discussed include general liability, workers’ compensation, and commercial auto protection to meet Arizona business laws. Each client’s operations are reviewed carefully to identify their exposures. The process typically begins with an on-site or virtual inspection of the business premises to evaluate the initial risk profile.
Prescott Health & Life, serving Prescott, AZ, is known for helping local businesses navigate commercial insurance needs. The agency offers a range of coverage options, including general liability, property insurance, and workers’ compensation. These policies are designed to protect small and mid-sized companies from common operational risks and financial losses. To provide further support, Prescott Health & Life can also add on specialized professional liability coverage tailored to service-based industries.
What Does a a Commercial Insurance Agent in Prescott Cost?
Commercial insurance costs in Arizona vary widely by business type size and location. A small retail shop in Prescott might pay 500 to 1500 per year for general liability. Workers compensation premiums depend on payroll and industry class code often ranging from 0.50 to 3.00 per 100 dollars of payroll. Commercial auto policies can cost 1200 to 3000 per vehicle annually. These are general estimates and your actual cost will depend on your specific risk profile. This information is general and not insurance advice.
About commercial insurance agents in Prescott
A commercial insurance agent in Prescott Arizona helps business owners find coverage for liability property and workers compensation. Arizona law requires most employers to carry workers compensation insurance under Title 23 of the Arizona Revised Statutes. Prescott businesses benefit from agents who understand local risks such as wildfire exposure and seasonal tourism.
Frequently Asked Questions
What types of commercial insurance do Prescott businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Arizona law mandates workers compensation for employers with one or more employees. An agent can help you assess risks specific to your industry.
How does Arizona law affect commercial insurance requirements?
Arizona Revised Statutes Title 23 requires workers compensation insurance for most employers. Businesses operating vehicles must carry commercial auto insurance with minimum liability limits of 25000 per person and 50000 per accident for property damage. An agent can explain these requirements.
Can a commercial insurance agent help with wildfire coverage in Prescott?
Yes. Prescott is in a high wildfire risk area. An agent can help you find property insurance that includes wildfire coverage or recommend separate policies. Some carriers may require mitigation measures such as defensible space.
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