The top-rated commercial insurance agent in San Luis, Arizona is Martin Armijo - State Farm Insurance Agent, rated 4.9 stars across 195 reviews. Other highly rated options include R L Jones Insurance Services, Morales Insurance Group LLC - San Luis Office, Farmers Insurance - Gustavo MacGrew. This directory lists 11 commercial insurance agents serving San Luis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Martin Armijo - State Farm Insurance Agent | 639 Main St Ste B | (928) 722-1150 |
| 2 | R L Jones Insurance Services | 800 Main St A | (928) 627-8212 |
| 3 | Morales Insurance Group LLC - San Luis Office | 526 N William Brks Ave | (928) 276-4543 |
| 4 | Farmers Insurance - Gustavo MacGrew | 851 Main St | (928) 722-0071 |
| 5 | Unemployment Insurance | 663 N William Brks Ave | (928) 627-1091 |
| 6 | L.A. Insurance | 705 Main St | (928) 627-6633 |
| 7 | Farmers Insurance - Valentin Guzman - San Luis | 1910 E Cesar Chavez Blvd ste 5b | (928) 627-8000 |
| 8 | R. Abundiz Insurance Services | 689 Main St SUITE 7 | (928) 550-5423 |
| 9 | MD Morgan Medicare | 679 N William Brks Ave suite f | (928) 285-8252 |
| 10 | Martha Garcia American Family Insurance | 1453 Main St D | (928) 627-6690 |
Martin Armijo - State Farm Insurance Agent serves the Yuma County area from its location in San Luis, Arizona. The agency provides commercial insurance policies designed for local businesses, covering general liability, property damage, and workers’ compensation needs. It works with small and medium-sized enterprises to secure appropriate coverage limits. The office handles business auto insurance for vehicles used in company operations and offers inland marine policies for equipment transported between job sites.
R L Jones Insurance Services in Yuma, AZ provides specialty commercial insurance coverage for agriculture and construction operations. It also offers general business liability, property, and workers’ compensation policies tailored to local companies facing unique regional risks. As a commercial insurance agent, it works with organizations to review policy limits and deductibles, ensuring proper protection against common liabilities. The agency assists business owners with policy adjustments before the busy harvest season or during monsoon weather, when sudden damage can disrupt operations and require prompt claims support.
Morales Insurance Group LLC - San Luis Office delivers a full range of commercial insurance agent services, including general liability, property coverage, and workers' compensation policies. The company provides ongoing policy reviews for local businesses to ensure coverage remains aligned with current operations. Regular consultations are offered to discuss risk exposure and adjust plan details as needed. It services commercial properties such as single-family homes used for business, apartment complexes, retail storefronts, and restaurants in the San Luis area.
Farmers Insurance - Gustavo MacGrew serves local businesses, commercial property owners, and independent contractors seeking commercial insurance coverage in San Luis, AZ. The agency provides general liability, property, and workers' compensation policies tailored to everyday business risks. Clients often require commercial auto insurance for work vehicles and protection against liability exposures common in this region. The agency also welcomes inquiries from clients operating along the Interstate 8 corridor near Yuma, Arizona.
Unemployment Insurance serves the San Luis, Arizona, area and surrounding communities in Yuma County. It handles a range of commercial insurance needs for local business clients. This includes helping with general liability, property coverage, and workers' compensation policies. The agency works to assess each client's specific operational risks and then recommends appropriate coverage options from different insurance providers. It typically begins a job by conducting a thorough review of a business's exposures and current policies, then building a tailored plan to match those requirements.
L.A. Insurance offers either one-time policy placements for specific commercial needs or recurring coverage plans for ongoing business operations. Commercial insurance agents in San Luis, AZ, help local enterprises protect property, vehicles, and liability exposures typical of the area s agricultural and retail sectors. Coverage packages can be tailored to match various business sizes and risk profiles. Client service is provided on a scheduled or as-needed basis to accommodate changing business requirements.
As the summer heat intensifies in San Luis, local businesses face increased risk from monsoons and dust storms. Farmers Insurance - Valentin Guzman - San Luis helps commercial clients secure coverage tailored to these desert conditions, protecting property and liability amid seasonal exposures. The agency guides business owners through policy options that address common regional concerns such as equipment damage and customer injuries. An initial assessment typically begins with a review of the property and current operations to identify specific needs.
R. Abundiz Insurance Services specializes in tailoring commercial coverage options for small businesses in San Luis, AZ. Its agency works closely with local enterprises to structure policies that address general liability, property protection, and worker’s compensation needs. The firm navigates clients through routine risk assessments and policy renewals, supporting ongoing operations. For businesses affected by seasonal inventory surges or extreme weather patterns common to the region, the agency helps adjust coverage limits and endorsements to safeguard assets throughout the year.
MD Morgan Medicare works as a commercial insurance agent in San Luis, AZ, serving local business owners who need coverage for their operations. The agency specializes in securing tailored policies that address both general liability and property protection. It can help with insurance for offices, warehouses, and food service establishments, guiding clients through risk management options specific to each industry.
Serving the residential insurance needs of San Luis, Martha Garcia American Family Insurance also provides commercial insurance agent services for local businesses. Clients can obtain coverage tailored to various commercial operations, with consultations designed to assess specific liability and property risks. The agency supports policy management and claims guidance for the area. Regular follow-up appointments allow policyholders to review coverage adjustments or address new exposures between the scheduled service visits.
What Does a a Commercial Insurance Agent in San Luis Cost?
Commercial insurance costs in Arizona vary by industry, location, and coverage limits. A small retail store in San Luis might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 or more. Workers compensation rates are set by class code and can range from $0.50 to $5.00 per $100 of payroll. This is general information, not insurance advice.
About commercial insurance agents in San Luis
Commercial insurance agents in San Luis, Arizona help local businesses secure coverage for property, liability, and workers compensation. Arizona law requires most employers to carry workers compensation insurance under Title 23 of the Arizona Revised Statutes. Agents in San Luis understand the unique risks facing businesses near the Mexico border and can tailor policies to meet those needs.
Frequently Asked Questions
What types of commercial insurance do businesses in San Luis need?
Common coverages include general liability, commercial property, and workers compensation. Arizona law requires workers compensation for most employers with one or more employees. Businesses near the border may also need commercial auto insurance for cross-border operations.
How do I choose a commercial insurance agent in San Luis?
Look for an agent licensed by the Arizona Department of Insurance and Financial Institutions. Ask about their experience with businesses in Yuma County and their knowledge of Arizona specific regulations. A good agent will review your operations and recommend appropriate coverage limits.
Does Arizona require commercial insurance for all businesses?
Arizona does not require general liability insurance for all businesses, but it does require workers compensation for most employers. Many landlords and contracts require liability coverage. Commercial auto insurance is required for any business owned vehicles used on public roads.
Commercial Insurance Agents in Other Arizona Cities
Apache Junction · Avondale · Buckeye · Bullhead City · Casa Grande · Chandler · Flagstaff · Gilbert · Glendale · Goodyear · Green Valley · Kingman · Lake Havasu City · Maricopa · Mesa