The top-rated commercial insurance agent in Yuma, Arizona is Morales Insurance Group, rated 4.9 stars across 935 reviews. Other highly rated options include Freeway Insurance, Andrea's Insurance & Tax, Farmers Insurance - Flores Insurance Agency LLC. This directory lists 20 commercial insurance agents serving Yuma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Morales Insurance Group | 1406 S 4th Ave | (928) 276-4543 |
| 2 | Freeway Insurance | 1021 W 16th St | (928) 782-8796 |
| 3 | Andrea's Insurance & Tax | 160 S 4th Ave | (928) 783-3322 |
| 4 | Farmers Insurance - Flores Insurance Agency LLC | 2851 S Avenue B Ste 301 | (928) 726-7222 |
| 5 | Yuma Risk Management Group, LLC | 220 E 16th St Suite 2 | (928) 726-9338 |
| 6 | Inszone Insurance Services | 11487 S Fortuna Rd #3 | (928) 342-3077 |
| 7 | Yuma Insurance, Inc. | 2691 S 4th Ave | (928) 344-3500 |
| 8 | R L Jones Insurance Services Inc | 2180 S 4th Ave D | (928) 627-8212 |
| 9 | Best Buy Insurance | 1835 S 4th Ave | (928) 783-2801 |
| 10 | R L Jones Insurance Services | 847 W 8th St | (928) 627-8212 |
Morales Insurance Group serves Yuma, Arizona, and the surrounding county as a commercial insurance agent. It helps local businesses manage risks through tailored coverage policies. The agency works with clients across various industries to address liability and asset protection needs. It handles property coverage to safeguard physical assets and general liability insurance for businesses facing customer injury claims or operational exposure.
Freeway Insurance provides commercial coverage for businesses operating in and around Yuma, Arizona. The agency specializes in policies tailored to address the unique liability and property risks that local enterprises face. Businesses can obtain general liability, workers' compensation, and commercial auto protection through the firm. Its services are available to a variety of commercial sectors, including offices, warehouses, and food service establishments.
Business owners, property managers, and local entrepreneurs in Yuma, AZ rely on Andrea's Insurance & Tax for their commercial insurance agent services. The agency helps secure coverage for liability, property, and business-related risks tailored to the region’s agricultural and industrial needs. By assessing unique operational exposures, they guide clients toward appropriate policies. Income and payroll tax preparation is also provided for these same businesses. This office additionally serves clients throughout the nearby communities of Somerton and the greater Yuma Valley area.
Farmers Insurance - Flores Insurance Agency LLC provides a range of commercial insurance services in Yuma, Arizona, including general liability and property coverage for local business operations. It offers tailored service plans that address risk management and routine policy maintenance to help clients maintain appropriate protection. The agency serves businesses occupying single-family homes, apartments, mixed-use retail locations, and independent restaurants throughout the region.
Yuma Risk Management Group, LLC serves Yuma and the surrounding communities of southwestern Arizona. This commercial insurance agent handles coverage for businesses of various sizes, including general liability, property, and workers’ compensation policies. The company focuses on assessing each client’s unique operational risks and then matching them with suitable insurance products from multiple carriers. For a typical job, the agent first conducts a detailed risk review of the business’s assets and operations before presenting tailored coverage options and pricing.
Inszone Insurance Services in Sun City West, Arizona, provides a full range of commercial coverage options, including general liability, property, and workers’ compensation policies. The agency assists local business owners with customizing coverage limits and adjusting deductibles to fit their specific operational budgets and risk profiles. It also helps manage policy renewals and conducts periodic risk assessments. The agency services a diverse array of properties throughout the Sun City West area, including retail locations, restaurants, apartments, and single-family homes used for business purposes.
Yuma Insurance, Inc. provides commercial insurance coverage for businesses located in Yuma, Arizona. It offers basic liability protection along with specialized policies such as property insurance and workers' compensation. The company helps local enterprises manage their unique risks by assessing operational needs and advising on appropriate coverage limits. It serves a range of commercial sectors including offices, warehouses, and food service establishments.
As temperatures rise in Yuma during the peak summer months, local businesses require reliable coverage to protect against increased liability and property risks. R L Jones Insurance Services Inc provides commercial insurance policies tailored to regional challenges such as monsoon damage and equipment breakdown. The agency works directly with business owners to analyze specific operational exposures and find appropriate coverage solutions. Every new commercial account begins with a comprehensive on-site inspection of the premises and a detailed review of existing protection gaps.
When a business needs commercial insurance, the choice often lies between securing a single, one-time policy for a distinct project or establishing a recurring plan that provides ongoing protection across multiple liabilities. Best Buy Insurance, located in Yuma, AZ, offers guidance through these options, primarily focusing on general liability, property coverage, and workers’ compensation tailored to local commercial risks. Their service appointments are structured to be carried out on an as-needed basis, allowing clients to request assistance only when a specific coverage requirement or policy review becomes necessary.
R L Jones Insurance Services in Yuma, AZ provides specialty commercial insurance coverage for agriculture and construction operations. It also offers general business liability, property, and workers’ compensation policies tailored to local companies facing unique regional risks. As a commercial insurance agent, it works with organizations to review policy limits and deductibles, ensuring proper protection against common liabilities. The agency assists business owners with policy adjustments before the busy harvest season or during monsoon weather, when sudden damage can disrupt operations and require prompt claims support.
What Does a a Commercial Insurance Agent in Yuma Cost?
Commercial insurance costs in Yuma vary widely by business type size and risk. A small retail shop might pay 500 to 1500 dollars per year for general liability while a construction contractor could pay 3000 to 8000 dollars or more. Workers compensation rates are set by class code and average about 1.50 to 3.00 dollars per 100 dollars of payroll in Arizona. This is general information not insurance advice.
About commercial insurance agents in Yuma
Commercial insurance agents in Yuma Arizona help local businesses find coverage for liability property and workers compensation. Arizona law requires most employers with one or more workers to carry workers compensation insurance. Yuma agents understand the unique risks for agriculture transportation and tourism businesses in the region.
Frequently Asked Questions
What types of commercial insurance do Yuma businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Arizona law requires workers comp for most employers. Agents can also advise on crop insurance for Yuma farms.
How do I find a licensed commercial insurance agent in Yuma?
You can search the Arizona Department of Insurance and Financial Institutions website for licensed agents. Local referrals from Yuma business groups or the chamber of commerce are also helpful.
Does Arizona require commercial auto insurance for business vehicles?
Yes Arizona law requires liability coverage for all motor vehicles including those used for business. Minimum limits are 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury plus 15 thousand dollars for property damage.
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