The top-rated commercial insurance agent in Gardena, California is Agency Revolution, rated 4.9 stars across 223 reviews. Other highly rated options include General Insurance, Rene' Hawkins - State Farm Insurance Agent, Peter Cody: Allstate Insurance. This directory lists 15 commercial insurance agents serving Gardena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Agency Revolution | 18014 S Figueroa St Suite 200 | (800) 606-0477 |
| 2 | General Insurance | 1084 Rosecrans Ave | (310) 327-2020 |
| 3 | Rene' Hawkins - State Farm Insurance Agent | 1451 Artesia Blvd Ste 10 | (310) 436-0022 |
| 4 | Peter Cody: Allstate Insurance | 18177 S Western Ave Ste B | (310) 538-5004 |
| 5 | Academy Insurance | 15000 Crenshaw Blvd # 101 | (310) 323-0090 |
| 6 | Hercules Insurance - Gardena | 1900 Marine Ave | (310) 329-9992 |
| 7 | Gardena General Insurance Agency | 1220 W Gardena Blvd suite a | (310) 327-1000 |
| 8 | Satellite Insurance Agency | 701 W Redondo Beach Blvd #1034 | (424) 704-9445 |
| 9 | Farmers Insurance - David Gamble | 18726 S Western Ave #310 | (310) 329-1527 |
| 10 | AHTKY Insurance Agency, LLC | 1451 Artesia Blvd suite a | (310) 516-0110 |
Agency Revolution provides a comprehensive range of commercial insurance services for businesses in and around Gardena, California. Its work includes tailoring coverage to mitigate liability, protect property, and manage operational risks. The company offers structured service plans designed for routine policy reviews and claims support, ensuring that clients maintain appropriate protection as their needs evolve. Policy maintenance includes periodic evaluations of coverage limits and endorsements. The agency specifically serves a variety of properties, including single-family homes, apartments, retail storefronts, and full-service restaurants.
General Insurance serves the Gardena area and surrounding Los Angeles County as a commercial insurance agent. The company helps businesses obtain coverage for property, liability, and workers’ compensation risks. It also assists commercial clients with policy reviews to ensure adequate protection against common local exposures. General Insurance specifically handles general liability policies and commercial auto insurance for companies operating in the region.
Rene' Hawkins - State Farm Insurance Agent serves homeowners, small businesses, and property managers in Gardena, California, providing commercial insurance protection. Clients can discuss coverage options for liability, property damage, and business interruption risks. The office also assists with personal auto and life policies along with commercial lines. In addition to Gardena, this agency offers its services to clients in neighboring communities throughout the South Bay area, including Torrance.
Peter Cody: Allstate Insurance serves Gardena and the surrounding South Bay communities, providing commercial insurance agent services for small and mid-sized businesses. It handles a range of policies that protect company assets and operations. The agency works with local business owners to assess their specific liability exposures and property risks. For a typical job, it reviews business operations in detail and customizes coverage limits to align with a client's budget and operational needs.
Academy Insurance provides commercial insurance coverage for businesses operating in Gardena, California. The agency focuses on general liability policies to protect against common operational risks and can supplement these with customized property insurance options. Commercial auto coverage may also be arranged for companies that manage vehicle fleets. The agent serves a variety of local commercial sectors, including professional offices, warehouses, and food service establishments.
Hercules Insurance in Gardena handles both one-time policies for specific projects and recurring plans for ongoing business needs, focusing on commercial coverage. As an agent, the firm connects local companies with various insurers to secure property and liability protection. Services are tailored to businesses of different sizes, helping assess risk and compare options without endorsing any single carrier. This agent sets appointments and handles claims on an individual, client-driven schedule rather than offering blanket on-call or set-interval check-ins.
Gardena General Insurance Agency specializes in structuring commercial liability and property coverage for businesses in the Gardena area. It also serves local enterprises with general risk assessments, helping owners identify and address gaps in their existing policies. The agency works to match coverage limits to the operational exposures of each client. During the start of the rainy season, it reviews flood and water damage endorsements for warehouses and storage facilities.
As businesses in Gardena brace for seasonal shifts in liability and property exposure, Satellite Insurance Agency helps commercial clients review their current coverage for gaps or rising risks. The firm operates as a commercial insurance agent, working to connect local operations—from retail storefronts to light-industrial facilities—with policies that address general liability, workers’ compensation, and commercial property needs. Recognizing that each business faces a distinct set of exposures, the agency first conducts a face-to-face inspection of the premises before offering any specific recommendations.
Farmers Insurance - David Gamble in Gardena, CA works with local business owners to analyze their liability exposures and property coverage needs. The agency can structure commercial insurance policies that protect against lawsuit risks and unexpected property damages. For added protection, the firm tailors packages for specific business operations, including office spaces requiring business interruption coverage, warehouses needing inventory protection, and food service establishments that need kitchen equipment and spoilage endorsements.
AHTKY Insurance Agency, LLC serves residential clients in Gardena, California, by securing policies for homes and personal property. The agency also provides commercial coverage designed to protect local businesses from liability and operational risks, assisting clients throughout the Gardena area. Business owners can obtain policies addressing property damage, general liability, and workers compensation needs. After a policy is written, the office follows up to review coverage at renewal and offers repeat service for adjustments between regular policy visits.
What Does a a Commercial Insurance Agent in Gardena Cost?
Typical costs for commercial insurance in Gardena California vary by business type and size. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums average 1 to 3 dollars per 100 dollars of payroll. Commercial auto insurance often costs 1200 to 3000 dollars annually per vehicle. This is general information and not insurance advice.
About commercial insurance agents in Gardena
Commercial insurance agents in Gardena California assist local businesses with coverage for liability property and workers compensation. California law requires most employers to carry workers compensation insurance even if they have only one employee. Gardena agents understand the specific risks for industries like manufacturing logistics and retail in the South Bay area.
Frequently Asked Questions
What types of commercial insurance do Gardena businesses need?
Common policies include general liability commercial property workers compensation and commercial auto. California requires workers comp for nearly all employers. Agents can also offer professional liability or cyber insurance based on your industry.
How do I choose a commercial insurance agent in Gardena?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with your specific industry and request quotes from multiple carriers. A local agent knows Gardena zoning rules and common business risks.
Does California law affect commercial insurance costs?
Yes. California has strict workers compensation rules and minimum liability requirements for commercial vehicles. These state mandates can raise premiums. An agent can explain how laws like SB 863 impact your policy pricing.
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