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Compare Commercial Insurance Agents in Lemon Grove, CA

Compare commercial insurance agents in Lemon Grove. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Lemon Grove, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 commercial insurance agents in Lemon Grove, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fiesta Auto Insurance & Tax Service
7127 Broadway, Lemon Grove, CA 91945
(619) 467-7497 fiestainsurance.com
Fred Loya Insurance
7285 Broadway, Lemon Grove, CA 91945
(619) 668-8530 fredloya.com
Marisol Trujillo: Allstate Insurance
7227 Broadway Ste 102, Lemon Grove, CA 91945
(619) 589-0041 agents.allstate.com
Royalty Insurance Services
7951 Broadway, Lemon Grove, CA 91945
(619) 463-4500
Daris Hochwender - State Farm Insurance Agent
7733 Palm St Ste 212, Lemon Grove, CA 91945
(619) 464-0389 statefarm.com
ERO Insurance
2411 Vernon Rnch Wy, Lemon Grove, CA 91945
(619) 318-2373 eroinsurance.com

Commercial insurance agents in Lemon Grove California help local businesses manage risk with policies like general liability workers compensation and commercial property coverage. California law requires most employers to carry workers compensation insurance even for part time staff. Agents can also advise on coverage for drought related risks or wildfire exposure common in San Diego County.

What Does a Commercial Insurance Agent in Lemon Grove Cost?

Typical costs for commercial insurance in California vary widely. A small retail shop might pay 500 to 1,500 per year for general liability. Workers compensation costs average 0.40 to 2.00 per 100 dollars of payroll depending on industry risk. Commercial auto policies often range from 1,200 to 3,000 annually per vehicle. This is general information and does not constitute insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Lemon Grove businesses need?
Common policies include general liability workers compensation commercial auto and property insurance. California law mandates workers comp for nearly all employers. An agent can help you assess risks specific to your industry and location in Lemon Grove.
How does California law affect commercial insurance requirements?
California requires workers compensation insurance for businesses with at least one employee. It also has strict liability laws for auto accidents and construction defects. An agent can explain how these laws impact your coverage needs in Lemon Grove.
Can a commercial insurance agent help with business interruption coverage?
Yes agents can help you add business interruption insurance to your policy. This coverage replaces lost income if your Lemon Grove business must close due to a covered event like a fire or natural disaster. It is not required by law but is often recommended.