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Find Commercial Insurance Agents Near You in Palo Alto, CA

Browse commercial insurance agents serving Palo Alto, California. Updated 2026-07-14.

The top-rated commercial insurance agent in Palo Alto, California is ERGO NEXT (NEXT Insurance), rated 4.5 stars across 969 reviews. Other highly rated options include Candice Kistner - State Farm Insurance Agent, WHINS Insurance Agency, Farmers Insurance - Jay Schmidt. This directory lists 14 commercial insurance agents serving Palo Alto.

Showing 14 commercial insurance agents in Palo Alto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1ERGO NEXT (NEXT Insurance)975 California Ave(855) 222-5919
2Candice Kistner - State Farm Insurance Agent576 Cambridge Ave(650) 424-1100
3WHINS Insurance Agency300 Hamilton Ave #1002(650) 899-1115
4Farmers Insurance - Jay Schmidt459 Hamilton Ave UNIT 207(650) 329-8711
5Allstate Insurance Agent Harold Lorber467 Hamilton Ave #11(650) 322-5191
6Amanda Martin - State Farm Insurance AgentCharleston Shopping Center, 3968 Middlefield Rd(650) 494-1404
7Dworkin Insurance Services624 University Ave #203(650) 329-1330
8Insurance by Lee Aldinger Insurance460 California Ave Suite #203(650) 326-3350
9Marketside Insurance Services4083 Transport St(650) 858-1123
10Allied Brokers Insurance Agency, Inc.591 Lytton Ave(650) 328-1000
EN
975 California Ave
ERGO NEXT (NEXT Insurance)
Commercial Insurance Agent · Palo Alto, CA

ERGO NEXT, serving Palo Alto and Santa Clara County, operates as a commercial insurance agent providing comprehensive business coverage solutions. The agency works with local businesses to assess their unique operational risks and secure appropriate policies tailored to their specific industry needs. General liability and property insurance are foundational offerings, while workers’ compensation protection helps safeguard both employees and employers against workplace incidents. For businesses in the area, ERGO NEXT handles professional liability coverage and commercial auto insurance for companies with vehicle fleets.

CK
576 Cambridge Ave
Candice Kistner - State Farm Insurance Agent
Commercial Insurance Agent · Palo Alto, CA

Candice Kistner - State Farm Insurance Agent provides a full range of commercial insurance services, including general liability and property coverage. The agency helps local businesses maintain suitable protection through regular policy reviews and updates tailored to evolving commercial needs. Operating in Palo Alto, California, the agency works to secure coverage for varied property types, including single-family homes, apartments, retail spaces, and restaurants.

WI
300 Hamilton Ave #1002
WHINS Insurance Agency
Commercial Insurance Agent · Palo Alto, CA

WHINS Insurance Agency serves the greater Palo Alto metro area, providing commercial insurance solutions to local businesses. Their work focuses on protecting companies from financial risks related to property damage, liability claims, and operational disruptions. They help business owners review exposures and select appropriate coverage levels for their specific industries. The agency handles policies for general liability and workers' compensation, ensuring compliance with California regulatory requirements while supporting long-term operational stability.

FI
459 Hamilton Ave UNIT 207
Farmers Insurance - Jay Schmidt
Commercial Insurance Agent · Palo Alto, CA

Farmers Insurance - Jay Schmidt serves homeowners, businesses, and property managers in Palo Alto, California, by providing tailored commercial insurance coverage. The agency helps local companies protect their assets and manage liability risks specific to the area’s diverse economic landscape. Whether a small retail shop or a professional office, clients receive guidance on policies that fit their operational needs. The agency also extends its services to nearby communities such as Mountain View, ensuring broader access for commercial clients throughout the Santa Clara Valley.

AI
467 Hamilton Ave #11
Allstate Insurance Agent Harold Lorber
Commercial Insurance Agent · Palo Alto, CA

Allstate Insurance Agent Harold Lorber serves the greater Palo Alto area and surrounding communities in Santa Clara County, handling a full range of commercial insurance needs. The agency works with local business owners to secure essential policies such as general liability, property, and workers' compensation coverage. Each client situation is reviewed thoroughly to identify specific risks, and the office typically follows a consultative process of explaining options before finalizing the policy.

AM
Charleston Shopping Center, 3968 Middlefield Rd
Amanda Martin - State Farm Insurance Agent
Commercial Insurance Agent · Palo Alto, CA

At Amanda Martin - State Farm Insurance Agent in Palo Alto, California, clients can choose between securing a one-time policy for a single project or establishing a recurring commercial insurance plan for ongoing operations. Coverage options commonly include general liability, property protection, and workers’ compensation to address local business risks. Service runs on an as-needed basis, allowing businesses to adjust their policies when circumstances change.

DI
624 University Ave #203
Dworkin Insurance Services
Commercial Insurance Agent · Palo Alto, CA

Dworkin Insurance Services provides specialized commercial insurance coverage for businesses in Palo Alto. Its brokers analyze each company’s specific liability, property, and operational risks. The firm then customizes policies to protect against financial losses, interruption, and legal exposure. It manages the full process of policy selection, documentation, and claims support for local enterprises. As seasonal wildfire threats increase, Dworkin Insurance Services helps commercial clients reassess their property coverage and ensure adequate business interruption provisions are in place before the dry season begins.

IB
460 California Ave Suite #203
Insurance by Lee Aldinger Insurance
Commercial Insurance Agent · Palo Alto, CA

As the wildfire season brings heightened awareness to risk in the Palo Alto area, Insurance by Lee Aldinger Insurance helps local businesses secure appropriate commercial coverage. The agency works with clients to assess property exposures and liability needs specific to California’s regulatory environment. Through a straightforward consultation process, the agent evaluates each company’s operations, from inventory to equipment. This initial review typically begins with an on-site inspection of the premises to document current safety measures and structural conditions.

MI
4083 Transport St
Marketside Insurance Services
Commercial Insurance Agent · Palo Alto, CA

Marketside Insurance Services in Palo Alto, CA provides commercial insurance solutions for local businesses, ensuring their assets and operations are protected from unexpected liabilities. Residential coverage is also available for homeowners in the area. The agency works with clients in nearby communities, crafting policies to meet specific risk exposures across multiple industries. Regular policy reviews are offered as needs evolve, and follow-up service remains available between scheduled visits to address emerging coverage questions or adjustments as new assets are acquired.

AB
591 Lytton Ave
Allied Brokers Insurance Agency, Inc.
Commercial Insurance Agent · Palo Alto, CA

Allied Brokers Insurance Agency, Inc. assists businesses in the San Francisco Bay Area by analyzing their unique operational risks and securing appropriate coverage. Based in Palo Alto, the firm works closely with clients in the commercial sector. The company can serve a variety of industries, tailoring policies for small to mid-sized enterprises. Its specialty offerings complement general liability and property insurance. Commercial sectors Allied Brokers typically advises include local offices, warehouses, and food service establishments.

BE
3000 El Camino Real building 4
Benefit Experts Insurance Agency
Commercial Insurance Agent · Palo Alto, CA
(800) 495-4172
benefitexperts.com
FI
948 Industrial Ave
Farmers Insurance
Commercial Insurance Agent · Palo Alto, CA
(650) 321-7637
agents.farmers.com/ca/palo-alto
CI
467 Hamilton Ave #1
Cordell Insurance Services
Commercial Insurance Agent · Palo Alto, CA
(650) 322-6738
cordellglobal.com
AY
415 Cambridge Ave # 6
Art Young Insurance Agency
Commercial Insurance Agent · Palo Alto, CA
(650) 838-1080
artyounginsurance.com

What Does a a Commercial Insurance Agent in Palo Alto Cost?

Typical costs for commercial insurance in California vary by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability while a tech startup could pay 2000 to 5000 for a package policy. Workers compensation rates are set by the state and depend on payroll and industry class code. This is general information not insurance advice.

About commercial insurance agents in Palo Alto

Commercial insurance agents in Palo Alto California help businesses manage risk with tailored coverage options. California law requires most employers to carry workers compensation insurance. A local agent can guide you through state specific requirements like commercial auto liability limits and general liability protections.

Frequently Asked Questions

What types of commercial insurance do Palo Alto businesses need?

Common coverages include general liability property insurance workers compensation and commercial auto. California law mandates workers comp for businesses with employees. Your agent can recommend additional policies like cyber liability or professional liability based on your industry.

How does California law affect commercial insurance requirements?

California requires all employers to carry workers compensation insurance even for part time staff. The state also sets minimum liability limits for commercial auto policies. An agent familiar with California regulations can help you stay compliant.

Can a commercial insurance agent help with risk management?

Yes agents often review your business operations to identify potential risks. They may suggest safety programs or policy endorsements to reduce claims. This proactive approach can lower your premiums over time.

Commercial Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.