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Find Commercial Insurance Agents in San Lorenzo, CA

Looking for a commercial insurance agent in San Lorenzo? Review the directory below to compare your options.

4 agents listed
Updated May 2026
San Lorenzo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 commercial insurance agents in San Lorenzo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Saveguard Insurance & DMV Registration Services
17860 Hesperian Blvd, San Lorenzo, CA 94580
(510) 258-0767 saveguardins.com
Farmers Insurance - Ana Alvarez
15845 Channel St c, San Lorenzo, CA 94580
(510) 294-8803 agents.farmers.com
Fleet Line Insurance Services Inc
16444 Ashland Ave, San Lorenzo, CA 94580
(800) 405-7421
Iwan Tunggal: Allstate Insurance
17259 Hesperian Blvd Ste 15, San Lorenzo, CA 94580
(510) 266-0444 agents.allstate.com

Commercial insurance agents in San Lorenzo California help local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under Labor Code Section 3700. An agent can guide you through state-specific requirements and help you find policies that match your business operations in Alameda County.

What Does a Commercial Insurance Agent in San Lorenzo Cost?

Typical costs for commercial insurance in California vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation premiums depend on payroll and industry classification often ranging from 1 to 5 dollars per 100 dollars of payroll. Commercial property insurance for a modest office can cost 750 to 3000 dollars annually. These are general estimates and your actual premium will depend on your specific business risks coverage limits and location in San Lorenzo. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do San Lorenzo businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. California law mandates workers comp for nearly all employers. Your agent can also recommend professional liability or cyber insurance based on your industry.
How does California law affect commercial insurance requirements?
California requires workers compensation insurance for any business with at least one employee. The state also has specific rules for commercial auto liability minimums. An agent familiar with California regulations can ensure your policies meet legal standards.
Can a commercial insurance agent help with business interruption coverage?
Yes. Business interruption insurance helps replace lost income if your San Lorenzo business must close due to a covered event like fire or storm. Your agent can explain policy limits and waiting periods that apply under California insurance rules.