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Find Commercial Insurance Agents Near You in Santa Cruz, CA
Looking for a commercial insurance agent in Santa Cruz? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 commercial insurance agents in Santa Cruz, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300
chrisbuich.com
O'Brien Insurance Agency
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311
obinsure.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542
dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900
bayareainsured.com
Allstate Insurance: Pinnacle One Insurance Services
1200 Pacific Ave #265, Santa Cruz, CA 95060
(831) 459-0500
agents.allstate.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700
skipleonard.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555
agent-ace.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755
shockleyinsurance.com
Nonprofits Insurance Alliance
300 Panetta Ave, Santa Cruz, CA 95060
(800) 359-6422
insurancefornonprofits.org
Erin Irvine Independent Insurance Producer
406 Mission St # F, Santa Cruz, CA 95060
(408) 316-5362
erinirvine.com
Farmers Insurance - Michael Baxter
730 Mission St #201, Santa Cruz, CA 95060
(831) 427-0900
agents.farmers.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661
clarionpacificinsurance.com
Bedell & Nelson-Harbert Insurance
2035 N Pacific Ave, Santa Cruz, CA 95060
(831) 426-3700
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272
mercuryinsurance.com
SteelBridge Insurance Services
133 Mission St, Santa Cruz, CA 95060
(831) 226-8500
Farmers Insurance
410 Ocean St, Santa Cruz, CA 95060
(831) 423-7163
agents.farmers.com
Cecy Insurance Services
201 River St Suite 102, Santa Cruz, CA 95060
(831) 477-1730
cecyinsurance.com
Commercial insurance agents in Santa Cruz California help local businesses secure coverage for property liability and workers compensation. California law requires most employers to carry workers compensation insurance under the California Labor Code. Agents in Santa Cruz understand the unique risks for coastal businesses including earthquake and flood exposure.
What Does a Commercial Insurance Agent in Santa Cruz Cost?
Typical commercial insurance costs in California vary widely by industry and risk level. A small retail store might pay 500 to 1500 per year for general liability. Workers compensation rates in California average about 2.50 per 100 of payroll but can be higher for high risk jobs. Commercial auto policies often range from 1200 to 3000 annually per vehicle. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Santa Cruz businesses need?
Common coverages include general liability workers compensation commercial property and professional liability. California law mandates workers comp for any business with one or more employees. An agent can review your specific operations to recommend appropriate policies.
How do California laws affect commercial insurance costs in Santa Cruz?
California has strict regulations for workers compensation rates and auto liability minimums. The state also requires earthquake coverage disclosures for commercial property policies. These factors can increase premiums compared to other states.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.