The top-rated commercial insurance agent in East Hartford, Connecticut is Melvin Banks - State Farm Insurance Agent, rated 5.0 stars across 368 reviews. Other highly rated options include Brian Busam - State Farm Insurance Agent, Sica Insurance & Financial Services, Globe Life American Income Division: Moore Sodan Organization. This directory lists 15 commercial insurance agents serving East Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melvin Banks - State Farm Insurance Agent | 104 Connecticut Blvd | (860) 289-1141 |
| 2 | Brian Busam - State Farm Insurance Agent | 1602 Main St | (860) 289-2227 |
| 3 | Sica Insurance & Financial Services | 107 Burnside Ave Suite 1 | (860) 566-8822 |
| 4 | Globe Life American Income Division: Moore Sodan Organization | 111 Founders Plaza Suite 1701 | (860) 245-8225 |
| 5 | Amica Mutual Insurance Company | 101 E River Dr Fifth Floor | (800) 382-6422 |
| 6 | Nationwide Insurance: Paul J. Fitzgerald | 1009 Main St | (860) 528-8806 |
| 7 | Gary Berube Insurance | 219 Silver Ln | (860) 569-6400 |
| 8 | Ferguson & McGuire Insurance Inc. | 45 Connecticut Blvd | (860) 528-6501 |
| 9 | Farmers Insurance - Frank Somuah | 53 Connecticut Blvd Ste 3a | (860) 724-4860 |
| 10 | Torres Insurance | 1010 Main St STE 2 | (860) 882-1892 |
Melvin Banks, a State Farm Insurance Agent, serves the East Hartford, Connecticut, metro area with commercial insurance agent services. The operation focuses on helping local businesses manage risk through tailored coverage options. Policies are designed to protect commercial property, vehicles, and general liability exposures common in this region. Specific services handled include workers’ compensation plans for local small businesses and commercial auto insurance for delivery and service fleets.
Brian Busam - State Farm Insurance Agent, located in East Hartford, CT, provides a comprehensive range of commercial insurance products designed to protect business operations and assets. The agency offers ongoing support through policy reviews and claims assistance, helping clients adjust their coverage as their needs evolve. These service plans ensure businesses remain adequately protected against various risks. The company serves a variety of commercial properties, including single-family homes used for business, apartments, retail locations, and restaurants.
Sica Insurance & Financial Services serves businesses, property managers, and commercial property owners in East Hartford, CT, by providing tailored commercial insurance agent services. These include general liability coverage, property insurance, and workers’ compensation policies designed to protect local enterprises from operational risks. The agency assists clients in navigating coverage options to secure suitable protection for their commercial assets and daily operations. Its service area also extends to neighboring communities in the greater Hartford metro region, including Manchester.
Businesses can choose between one-time project insurance for a single event or recurring commercial coverage that renews annually to protect ongoing operations. Globe Life American Income Division: Moore Sodan Organization in East Hartford, CT assists local companies with general liability, property, and workers’ compensation policies tailored to their industry. They also address commercial auto and umbrella liability to help minimize overall risk exposure. Their service runs on an as-needed basis, with clients contacting them directly when policy reviews, claims assistance, or new coverage requirements arise.
Amica Mutual Insurance Company serves commercial clients throughout East Hartford and the surrounding Connecticut communities, handling a comprehensive range of business insurance needs including general liability, property coverage, and workers compensation. With a focus on matching local businesses with appropriate policies that address both commercial and municipal risks, the agency takes a consultative approach by first assessing each client’s specific operational exposures before recommending coverage options.
Nationwide Insurance: Paul J. Fitzgerald in East Hartford, CT provides business liability, property, and workers’ compensation coverage, along with tailored commercial auto and inland marine policies. It works with local companies to review risk exposures and develop appropriate protection plans. During the winter season, the agency advises contractors and delivery businesses on managing snow removal liability and fleet safety protocols.
As winter weather impacts East Hartford properties, businesses need coverage that protects against ice damage, liability claims, and service interruptions. Gary Berube Insurance in East Hartford, CT, provides commercial insurance agent services tailored to local businesses, including property, general liability, and workers compensation policies designed for regional risks. Each client’s operation is assessed to identify specific exposures such as snow removal or seasonal employee requirements. An initial consultation or inspection of the business premises or fleet typically begins the process.
Ferguson & McGuire Insurance Inc. offers specialized commercial insurance products, including general liability and property coverage for local businesses in East Hartford. The agency also provides tailored policies for professional liability and workers’ compensation to protect area companies from common operational risks. It works with business owners to evaluate their unique coverage needs and secure appropriate plans. As seasonal weather transition increases the risk of property damage from winter storms, the agency helps commercial clients review and adjust their policies to ensure adequate protection against potential snow and ice-related claims.
Farmers Insurance - Frank Somuah provides residential insurance solutions to homeowners in the East Hartford area, with a full line of commercial coverage for local businesses. The agency serves clients throughout Eastern Connecticut, offering property and liability policies from a well-known national carrier. Policyholders receive personalized attention during initial consultations and can expect prompt follow-up or repeat service between regular policy review visits.
Torres Insurance serves East Hartford, Connecticut, and the surrounding communities, offering commercial insurance agent services. The agency handles coverage for local businesses, including property and general liability protections. It assists with risk assessment for small to mid-sized companies across various industries in the region. For a typical job, Torres Insurance reviews each client's operational exposures and then compares quotes to match coverage with the business’s specific needs and budget.
What Does a a Commercial Insurance Agent in East Hartford Cost?
The cost of commercial insurance in Connecticut varies widely based on business type size and location. A small retail shop might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars or more annually for a package of coverages. Premiums are influenced by payroll revenue claims history and coverage limits. This is general information and not insurance advice.
About commercial insurance agents in East Hartford
Commercial insurance agents in East Hartford Connecticut help local businesses find the right coverage for their operations. These agents understand Connecticut specific requirements such as workers compensation insurance which is mandatory for most employers under state law. They can guide you through options for general liability property and other business policies.
Frequently Asked Questions
What types of commercial insurance do East Hartford businesses need?
Common types include general liability workers compensation and commercial auto insurance. Connecticut law requires workers comp for any employer with one or more employees. An agent can help you assess your specific risks.
How do I choose a commercial insurance agent in East Hartford?
Look for an agent licensed in Connecticut who has experience with your industry. You can verify a license through the Connecticut Insurance Department. Ask about their process for comparing quotes from multiple carriers.
Is commercial insurance required by law in Connecticut?
Connecticut requires workers compensation insurance for most businesses with employees. Commercial auto insurance is required for vehicles used for business. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
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