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Find Commercial Insurance Agents in Northford, CT

Browse commercial insurance agents serving Northford, Connecticut. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Northford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 2 commercial insurance agents in Northford, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Waggoner - State Farm Insurance Agent
1411 Middletown Ave, Northford, CT 06472
(203) 208-4883 agentwaggoner.com
Ochenkowski Insurance
88 Parsonage Hill Rd, Northford, CT 06472
(203) 484-9544

Commercial insurance agents in Northford Connecticut help local businesses find coverage for property liability and workers compensation. Connecticut law requires most employers to carry workers compensation insurance per Connecticut General Statutes Section 31-284. An agent can guide you through these requirements and find policies that fit your business needs.

What Does a Commercial Insurance Agent in Northford Cost?

Typical costs for commercial insurance in Connecticut vary widely. A small business might pay 500 to 1500 per year for general liability while workers compensation costs depend on payroll and industry classification. Premiums for a business owner policy often range from 1000 to 3000 annually. These are general estimates and your actual cost will depend on your specific business risks and coverage needs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Northford businesses need?
Common coverages include general liability property insurance and workers compensation. Connecticut law mandates workers comp for businesses with one or more employees. Your agent can also recommend commercial auto and professional liability based on your industry.
How does Connecticut law affect my commercial insurance policy?
Connecticut has specific minimum requirements for workers compensation and commercial auto liability. For example commercial auto policies must meet state minimum liability limits of 25000 per person and 50000 per accident. An agent can explain how these laws apply to your business.