The top-rated commercial insurance agent in Wallingford, Connecticut is Tatia Winecoff - State Farm Insurance Agent, rated 4.9 stars across 162 reviews. Other highly rated options include Jon D. Racow - Wallingford State Farm Insurance Agency, Acrisure Wallingford, CT (HD Segur), Keith W Taylor. This directory lists 20 commercial insurance agents serving Wallingford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tatia Winecoff - State Farm Insurance Agent | 857 N Main Street Ext | (203) 269-9330 |
| 2 | Jon D. Racow - Wallingford State Farm Insurance Agency | 253 Center St | (203) 265-0426 |
| 3 | Acrisure Wallingford, CT (HD Segur) | 10 Research Pkwy Ste. 400 | (203) 699-4500 |
| 4 | Keith W Taylor | 29 Broadmeadow Rd | (800) 748-4382 |
| 5 | J J Fishbein Inc Insurance | 21 N Main St | (203) 265-9474 |
| 6 | Petruzelo Insurance Inc | 4 Research Pkwy | (203) 269-3551 |
| 7 | Michalowski Agency LLC | 821 E Center St | (203) 265-6763 |
| 8 | Tranquist Insurance Group LLC | 420 Center St fl 1 | (203) 518-4918 |
| 9 | Ferguson & McGuire Insurance Inc. | 373 Center St | (203) 265-5681 |
| 10 | Hang Chen: Allstate Insurance | 329 Main St STE 201 | (203) 793-7940 |
Tatia Winecoff - State Farm Insurance Agent serves the Wallingford, Connecticut area as a local commercial insurance agent. The agency provides coverage solutions designed to protect business owners from common operational risks. Policy options typically address property damage, liability exposure, and business income interruption. Commercial auto insurance can cover fleet vehicles and delivery trucks performing local routes. The agent’s office also handles general liability insurance for small retail shops and professional service firms in the Wallingford region.
Jon D. Racow - Wallingford State Farm Insurance Agency provides a full range of commercial insurance products to protect local business operations. Its service plans include regular policy reviews to ensure coverage aligns with changing business needs and proactive risk management consultations. The agency maintains ongoing account maintenance, including quick response to claims and adjustments during renewal periods. These services are designed for a variety of property types, such as single-family homes, apartments, retail spaces, and restaurants, addressing the specific liability and asset protection needs of each sector.
Acrisure Wallingford, CT (HD Segur) serves businesses, property managers, and commercial property owners throughout the area. It provides tailored commercial insurance policies designed to protect assets, manage liability risks, and support operational stability. The agency focuses on aligning coverage with each client’s specific industry requirements and risk profile. Commercial clients benefit from guidance on general liability, property coverage, and workers’ compensation options. The firm also extends its commercial insurance brokerage services to businesses in Meriden and the broader New Haven metro region.
Keith W Taylor serves the commercial insurance needs of Wallingford, Connecticut, and its surrounding communities. The agency handles a range of business coverage options, including general liability, property, and workers compensation. Its work routinely assesses risks specific to local industries and commercial property exposures. To handle a typical job, it first reviews the unique operational details of a business, then identifies appropriate coverage solutions that match those specific requirements.
J J Fishbein Inc Insurance in Wallingford, CT, specializes in tailoring risk management strategies for local businesses, including property and general liability coverage. It serves a wide range of commercial clients by evaluating unique operational exposures and securing appropriate policies. The agency supports industry-specific needs, from builders to retailers, ensuring comprehensive protection. Throughout the year, it helps businesses adjust their coverage for seasonal fluctuations, such as increased liability during holiday operations or winter-weather-related property claims.
Petruzelo Insurance Inc in Wallingford, CT offers commercial insurance clients a choice between one-time policy placements for specific projects or scheduled service agreements for ongoing risk coverage. Their typical work involves securing general liability and property protection for local businesses, with each policy tailored to the client’s operational exposure. Clients may schedule renewals or loss control reviews as needed to maintain adequate coverage throughout the year. Service operates on a scheduled or as-needed basis, depending on the client’s current policy cycle and risk profile.
Michalowski Agency LLC, based in Wallingford, Connecticut, works to help local businesses manage their insurance needs. It offers commercial insurance coverages that can be tailored to protect against common operational risks. Because business policies often require more coverage than personal insurance provides, this agency focuses on matching clients with appropriate protection options. Commercial insurance agents typically serve a range of business types, which can include professional offices, industrial warehouses, and food service establishments such as restaurants and bakeries.
Ferguson & McGuire Insurance Inc. serves residents of Wallingford with a full array of personal insurance needs, including homeowners and auto policies. The agency also assists local businesses in the commercial sector by securing liability, property, and workers' compensation coverage. Their clients often come from the greater New Haven County area. Regular policyholders frequently return for annual reviews to adjust coverage as their homes and businesses evolve between standard renewal visits.
As winter weather approaches in Wallingford, businesses often face increased risks from ice dams and snow-laden roofs. Hang Chen: Allstate Insurance provides commercial insurance policies that help protect against such seasonal property damage and liability concerns. For a local contractor, retail store, or small office, the company can analyze specific operational exposures and recommend appropriate coverage. An initial in-person inspection of the business premises is scheduled to begin the risk-assessment process.
What Does a a Commercial Insurance Agent in Wallingford Cost?
The cost of commercial insurance in Connecticut varies by industry coverage limits and risk factors. For a small business general liability premiums often range from 500 to 3000 per year. Workers compensation rates are set by the state and average around 1.50 to 3.00 per 100 dollars of payroll depending on the job class. This is general information and not insurance advice.
About commercial insurance agents in Wallingford
A commercial insurance agent in Wallingford Connecticut helps local businesses secure coverage for property liability and workers compensation. Connecticut law requires most employers to carry workers compensation insurance under Chapter 568 of the state statutes. An agent can guide you through these requirements and find policies that fit your specific industry needs.
Frequently Asked Questions
What types of commercial insurance do Wallingford businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Connecticut mandates workers comp for businesses with one or more employees under CGS Section 31-284. An agent can help you assess which policies are necessary for your operation.
How does Connecticut law affect my commercial insurance policy?
Connecticut has specific requirements for workers compensation and liability coverage. For example the state requires auto insurance minimums of 25000 per person and 50000 per accident for bodily injury. Your agent can explain how these laws apply to your business.
Can a commercial insurance agent help me reduce my premiums?
Yes an agent can review your operations and suggest risk management strategies such as safety training or bundling policies. They can also compare quotes from multiple carriers to find competitive rates while ensuring you meet Connecticut legal requirements.
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