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Find Commercial Insurance Agents Near You in Crystal River, FL
Looking for a commercial insurance agent in Crystal River? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 commercial insurance agents in Crystal River, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747
floridafloodagent.com
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040
insbrokers.org
Angelina Godfrey Insurance Agency
916 N Suncoast Blvd, Crystal River, FL 34429
(352) 436-4968
insurewithangelina.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354
progressiveagent.com
O'Brien Insurance Agency, Inc
831 NE US Hwy 19, Crystal River, FL 34429
(352) 563-0749
obrieninsuranceinc.com
The Hagar Group
2121 US-19, Crystal River, FL 34429
(352) 795-2697
hagargroup.com
Commercial insurance agents in Crystal River Florida help local businesses manage risk and meet state requirements. Florida law mandates certain coverages like workers compensation for businesses with four or more employees. Agents can guide you through general liability property and commercial auto policies tailored to the local economy including tourism fishing and construction.
What Does a Commercial Insurance Agent in Crystal River Cost?
Typical costs for a small business general liability policy in Florida range from 400 to 1500 dollars per year. Workers compensation premiums average about 1.50 to 3.00 dollars per 100 dollars of payroll depending on the industry classification. Commercial property insurance for a small retail space in Crystal River might cost 1000 to 3000 dollars annually. Costs vary significantly based on coverage limits deductibles and risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance are required in Florida?
Florida requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is mandatory for any business owned vehicles. Other coverages like general liability are not required by state law but are often demanded by landlords and contracts.
How do I find a commercial insurance agent in Crystal River?
You can search online directories for local agents or ask other business owners for referrals. Look for agents licensed in Florida who have experience with your industry such as marine tourism or construction. Many agents offer free initial consultations to discuss your needs.
What factors affect commercial insurance costs in Florida?
Costs depend on your business type payroll revenue location and claims history. Florida high hurricane risk can increase property insurance premiums. The state also has a high rate of litigation which can raise liability insurance costs for some industries.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.