The top-rated commercial insurance agent in Delray Beach, Florida is Imperial Insurance & Tax, rated 4.9 stars across 385 reviews. Other highly rated options include Coastal Trucking Insurance, Estrella Insurance, Gracey Backer Insurance. This directory lists 19 commercial insurance agents serving Delray Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Imperial Insurance & Tax | 13800 Jog Rd Ste 106 | (561) 864-0300 |
| 2 | Coastal Trucking Insurance | 701 SE 6th Ave Suite 201 | (888) 453-3334 |
| 3 | Estrella Insurance | 1690 S Congress Ave Ste 100 U11 | (754) 318-7220 |
| 4 | Gracey Backer Insurance | 275 George Bush Blvd | (561) 276-6055 |
| 5 | Insurance World of Delray | 120 S Congress Ave | (561) 276-7283 |
| 6 | K2 Insurance | 1690 S Congress Ave suite 100 office #9 | (561) 749-9993 |
| 7 | We Insure Del Ray Beach - Jay Lerner | 15200 Jog Rd D1 | (561) 404-4584 |
| 8 | Sunny Jack: Allstate Insurance | 534 NE 5th Ave | (561) 241-5550 |
| 9 | Kapital Insurance, Inc | 955 NW 17th Ave Bldg G | (561) 206-6603 |
| 10 | Apex Insurance | 702 NE 3rd Ave | (561) 272-9683 |
Imperial Insurance & Tax in Delray Beach, Florida, is known for advising local businesses on commercial insurance coverage. It assists clients in evaluating risks and selecting policies for general liability, property protection, and workers’ compensation. Each business’s needs are assessed individually to ensure appropriate limits and deductibles. Many area operations also require commercial auto insurance or umbrella liability coverage, which the agency can add to a basic policy.
Coastal Trucking Insurance serves commercial clients throughout Palm Beach County, Florida, from its base in Delray Beach. As a dedicated insurance agent, the company works with local trucking businesses to secure commercial policies covering vehicles, cargo, and liability. This includes helping independent operators and small fleets navigate coverage requirements unique to the transportation industry. The agency regularly assists with physical damage insurance and non-trucking liability coverage for owner-operators.
Estrella Insurance serves businesses throughout the Delray Beach area of Palm Beach County, providing Commercial Insurance Agent services to protect local enterprises. The agency addresses the unique risks faced by companies in this coastal region, helping clients manage liability and property exposures common to South Florida operations. Its work supports the stability of small and mid-sized businesses in the community. Among the specific coverages it handles are general liability policies and commercial property insurance.
Gracey Backer Insurance in Delray Beach, Florida, offers a full range of commercial insurance agent services, including general liability, property, and workers’ compensation coverage. The agency provides tailored policy reviews and ongoing account management to help businesses maintain adequate protection. It also organizes periodic coverage audits to adapt to changing operational needs. Its services apply to single-family homes, apartments, retail spaces, and restaurants.
Serving Delray Beach and all surrounding communities in Palm Beach County, Insurance World of Delray works as a local commercial insurance agent. It handles the general business insurance needs for small and mid-sized companies in the area, including common liability and property coverages. The agency guides local business owners through the process of comparing options from multiple insurance carriers. To handle a typical job, it begins by assessing the client’s specific operational risks and then carefully selects policies that match the coverage requirements.
K2 Insurance in Delray Beach, FL assists businesses with one-time policy placements, such as for a specific project or event, or recurring commercial insurance renewals covering property, liability, and workers’ compensation. The agency helps local enterprises evaluate their risk exposure and match coverage to industry needs, whether for retail, construction, or service trades. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s request and policy cycle.
We Insure Del Ray Beach - Jay Lerner serves local businesses, property managers, and commercial property owners in the Delray Beach area. It works to help these clients secure appropriate liability, property, and workers’ compensation coverage for their operations. The agency navigates the complexities of commercial insurance to match policies with specific business needs and associated risk exposures. Its services also extend to serving commercial clients in nearby Boca Raton.
Sunny Jack: Allstate Insurance offers commercial insurance policies tailored to protect businesses in Delray Beach and the surrounding region. Its general services include assessing liability exposures and securing coverage for property and vehicles. The agency helps local companies navigate the complexities of risk management with personalized consultation. During hurricane season, it assists business owners in reviewing their policies to ensure adequate protection against storm-related disruptions and potential property damage claims.
Throughout South Florida’s hurricane season, Delray Beach businesses need solid property and liability coverage. Kapital Insurance, Inc provides tailored commercial insurance agent services to local enterprises. They prioritize risk management for retailers, contractors, and service providers in the area. Each policy is arranged to protect assets and operations against regional weather and liability exposures. The company begins by thoroughly inspecting your current business premises and assessing your specific insurance needs before offering policy options.
Apex Insurance works as a commercial insurance agent in Delray Beach, Florida, helping businesses manage general liability and workers' compensation coverage. It also offers tailored policy add-ons like business interruption insurance and cyber liability protection. Serving a range of commercial sectors, the agency provides customized risk solutions for local offices needing property and inland marine coverage, warehouse operations requiring equipment breakdown insurance, and food service businesses seeking liquor liability and spoilage protection.
What Does a a Commercial Insurance Agent in Delray Beach Cost?
The cost of commercial insurance in Florida varies widely by industry and risk level. A small retail shop in Delray Beach might pay between 500 and 1500 dollars per year for general liability. A construction company could pay 5000 to 15000 dollars annually for workers comp and liability combined. Factors include payroll revenue location and claims history. This is general information not insurance advice.
About commercial insurance agents in Delray Beach
Commercial insurance agents in Delray Beach help business owners find coverage for property liability and workers compensation. Florida law requires certain businesses to carry specific insurance such as workers comp for companies with four or more employees. A local agent understands the unique risks of operating in Palm Beach County including hurricane exposure and tourist-related liabilities.
Frequently Asked Questions
What types of commercial insurance are required in Florida?
Florida law requires workers compensation insurance for most businesses with four or more employees. Commercial auto insurance is required for any vehicle owned by the business. General liability insurance is not mandated by state law but is often required by landlords and contracts.
How do I choose a commercial insurance agent in Delray Beach?
Look for an agent who is licensed in Florida and has experience with your specific industry. Ask about their knowledge of local risks like flood zones near the Intracoastal Waterway. Verify they work with multiple insurance carriers to compare options for you.
Does Florida have a statute of limitations for filing a commercial insurance claim?
Yes Florida law sets a five year statute of limitations for most commercial property insurance claims under Florida Statute 95.11. For liability claims the time limit is typically four years. You should report claims promptly to avoid delays.
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