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Find Commercial Insurance Agents Near You in Edgewater, FL

Compare commercial insurance agents in Edgewater. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Edgewater, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 3 commercial insurance agents in Edgewater, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AA Armstrong Insurance
1 Pelican Dr, Edgewater, FL 32141
(386) 427-6830 aaarmstronginsurance.com
Shift Insurance Group
612 N Ridgewood Ave Suite #1, Edgewater, FL 32132
(386) 410-5513 shiftinsurancegroup.com
Berlin & Denys Insurance - Home Auto Business
328 N Ridgewood Ave, Edgewater, FL 32132
(386) 308-3268 berlindenys.com

Commercial insurance agents in Edgewater, Florida help business owners find coverage for property, liability, and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance under Florida Statute 440. These agents understand local risks such as hurricane exposure and the specific needs of Volusia County businesses.

What Does a Commercial Insurance Agent in Edgewater Cost?

Commercial insurance costs in Florida vary widely by industry and risk. A small retail store might pay 500 to 1,500 dollars per year for general liability. Workers compensation rates are set by the state and average about 1.50 dollars per 100 dollars of payroll for low-risk jobs. Property insurance in coastal areas like Edgewater can cost 2,000 to 10,000 dollars or more annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Edgewater businesses typically need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Florida law requires workers compensation for most businesses with four or more employees. Agents can also recommend business interruption insurance for hurricane season.
How does Florida hurricane risk affect commercial insurance in Edgewater?
Florida property insurance policies often have separate windstorm deductibles for hurricane damage. Edgewater businesses near the coast may face higher premiums. Agents can help you understand your policy's hurricane deductible and coverage limits.
Do I need commercial auto insurance for my business vehicles in Florida?
Yes, Florida law requires businesses to carry at least 10,000 dollars in personal injury protection and 10,000 dollars in property damage liability for any owned vehicles. Commercial auto policies provide higher limits and coverage for business use.