The top-rated commercial insurance agent in Hialeah, Florida is Florida One Insurance Agency, rated 5.0 stars across 1,543 reviews. Other highly rated options include West Holiday Insurance, Diamond Insurance Agency Inc, Bortec Insurance. This directory lists 24 commercial insurance agents serving Hialeah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Florida One Insurance Agency | 142 E 49th St | (305) 479-2864 |
| 2 | West Holiday Insurance | 6905 W 4th Ave | (305) 809-7736 |
| 3 | Diamond Insurance Agency Inc | 3445 E 4th Ave | (786) 230-0932 |
| 4 | Bortec Insurance | 600 Palm Ave C | (786) 780-1255 |
| 5 | Opportunity Insurance | 3750 W 16th Ave #222 | (786) 244-9869 |
| 6 | Southwestern Insurance Services, Inc. | 4375 Palm Ave | (305) 556-7399 |
| 7 | Univista Insurance | 1290 W 49th St # 3 | (305) 362-7100 |
| 8 | Schulman Wasserman & Associates Insurance | 1405 W 49th St | (305) 824-1190 |
| 9 | Estrella Insurance | 734 W 49th St | (305) 556-3772 |
| 10 | LP Insurance Associates Inc | 801 W 48th St suite b | (305) 888-5747 |
Florida One Insurance Agency serves Hialeah and greater Miami-Dade County, connecting local businesses with commercial insurance protection. As an independent commercial insurance agent, the company works with carriers to arrange policies that address liability, property, and operational risks facing small to medium enterprises in the area. General liability coverage forms a core part of its offerings. It also specializes in workers' compensation policies, helping Hialeah employers meet state requirements while managing workplace injury costs.
West Holiday Insurance located in Hialeah, FL, handles a wide range of commercial insurance products, including general liability, property, and workers’ compensation coverage. It provides tailored service plans to help local businesses manage risk and maintain proper insurance compliance throughout the year. The agency services many types of commercial properties, such as single-family homes used as business premises, apartments, retail storefronts, and restaurants requiring specialized coverage solutions.
Diamond Insurance Agency Inc serves the Hialeah area and surrounding South Florida communities. It handles a full range of commercial insurance needs for local businesses, from liability and property coverage to workers’ compensation. The agency helps business owners identify specific risks and match them with appropriate policies from various carriers. It approaches each account by first reviewing the client’s operations and then presenting tailored coverage options that address those exposures directly.
Bortec Insurance in Hialeah, FL helps local business owners secure essential commercial insurance protection. It also serves property managers and independent operators throughout the area. The agency works with clients to find policies that address common operational risks like liability, property damage, and worker injuries. Each recommendation is tailored to the specific needs of a small or medium enterprise. Bortec extends its commercial coverage services to clients in the broader Miami-Dade County metro area, including neighborhoods such as Hialeah Gardens and Miami Springs.
A client may require only a one-time policy for a specific project or seasonal exposure, while others need ongoing coverage tailored to recurring business cycles. Opportunity Insurance in Hialeah, FL assists commercial clients in identifying the correct liability, property, or workers’ compensation protection for their operations. The agency advises on the balance between adequate limits and manageable premiums. Service is available on an as-needed basis for policy endorsements, renewals, or new account evaluations after an initial consultation.
Southwestern Insurance Services, Inc. specializes in coverage for local businesses such as retail stores, restaurants, and contractors. It also handles general commercial insurance work for smaller ventures seeking basic protection. As a commercial insurance agent based in Hialeah, FL, the company aids with liability and property policies. During the peak hurricane season, it helps businesses review windstorm deductibles and flood coverage limits to ensure adequate protection.
Univista Insurance specializes in commercial coverage solutions for businesses operating in Hialeah, Florida, including general liability and property insurance. It also assists local companies with workers’ compensation policies and business interruption protection. The agency works to help entrepreneurs understand their risk exposure and navigate complex insurance requirements. As hurricane season approaches, it provides guidance on securing adequate coverage for storm-related property damage and business continuity planning.
As Florida's summer storm season brings heavy rain and high winds to Hialeah, local businesses require coverage that addresses such climate-related commercial risks. Schulman Wasserman & Associates Insurance responds by evaluating each client’s exposure to weather perils along with liability and property needs common in this area. They work with regional carriers to match businesses with policies for general liability, workers' compensation, and commercial property protection. An initial assessment of current coverages and specific operational vulnerabilities begins the process of tailoring a suitable insurance plan for each commercial client.
As hurricane season approaches each year, Hialeah business owners often review their coverage needs against changing property values and liability exposures. Estrella Insurance, a local Commercial Insurance Agent, responds by helping clients select policies that address these seasonal risks along with routine operational concerns. Services include comparing general liability, property, and workers' compensation options from multiple carriers. Before any policy takes effect, the company conducts an on-site inspection of the business premises to verify building conditions and safety measures.
LP Insurance Associates Inc, located in Hialeah, Florida, provides commercial insurance policies designed to protect businesses from common operational risks and liability exposures. The firm specializes in adding tailored coverages, such as general property protection and workers’ compensation, to meet each client’s unique needs. Their commercial agent services can serve local offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Hialeah Cost?
Commercial insurance costs in Florida vary widely by business type size and location. A small retail shop might pay 500 to 2,000 dollars per year for general liability. Workers compensation rates in Florida are set by the state and average about 1.50 dollars per 100 dollars of payroll for low risk classes. High risk industries like construction can cost much more. This is general information and not insurance advice.
About commercial insurance agents in Hialeah
Commercial insurance agents in Hialeah Florida help business owners find coverage for property liability and workers compensation. Florida law requires most businesses with four or more employees to carry workers compensation insurance. A local agent can explain how Florida statutes like Chapter 440 apply to your business and help you meet state requirements.
Frequently Asked Questions
What types of commercial insurance do Hialeah businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Florida law requires workers comp for most businesses with four or more employees. Your agent can review your specific risks and recommend appropriate policies.
How does Florida law affect commercial insurance requirements?
Florida law mandates workers compensation insurance for businesses with four or more employees. Construction businesses with one or more employees must also carry it. Florida Statute 627.7015 requires insurers to provide certain disclosures for commercial property policies.
How do I choose a commercial insurance agent in Hialeah?
Look for an agent licensed in Florida who has experience with your industry. Ask about their knowledge of local risks like hurricane exposure and flood zones. Check their reputation with the Florida Office of Insurance Regulation.
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