The top-rated commercial insurance agent in North Miami, Florida is Elite Quality Insurance Group, rated 5.0 stars across 112 reviews. Other highly rated options include Insurance Network of Florida, Univista Insurance, Estrella Insurance. This directory lists 10 commercial insurance agents serving North Miami.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Elite Quality Insurance Group | 707 NE 125th St | (305) 400-8105 |
| 2 | Insurance Network of Florida | 801 NE 125th St | (305) 899-8755 |
| 3 | Univista Insurance | 13905 W Dixie Hwy Unit # A | (305) 787-2718 |
| 4 | Estrella Insurance | 12745 Biscayne Blvd | (305) 891-9797 |
| 5 | Fortified Insurance Group | 1937 Sans Souci Blvd | (305) 397-8978 |
| 6 | A Nelco Insurance Group | 831 NE 125th St | (305) 981-3363 |
| 7 | Ivoire Insurance | 1652 NE 123rd St | (305) 712-7020 |
| 8 | Mako Insurance Agency | 2124 NE 123rd St STE 211 | (646) 492-2977 |
| 9 | DEL TORO INSURANCE | 12955 W Dixie Hwy | (305) 891-1055 |
| 10 | North Miami Insurance | 12935 W Dixie Hwy | (305) 891-1055 |
Elite Quality Insurance Group offers a range of commercial insurance solutions tailored to businesses in the North Miami, FL area, including general liability and property coverage. It provides personalized service plans designed to help clients review and adjust their policies as their operations evolve or expand. The agency serves various property types, such as single-family homes, apartment complexes, retail stores, and restaurants.
Insurance Network of Florida serves the greater Miami-Dade County area from its base in North Miami, focusing on protecting businesses through commercial insurance agency services. The company works with local enterprises to identify coverage needs, offering policies that address risk management for operations of various sizes. Typical clients include small-to-midsize businesses seeking liability protection, property coverage, and worker’s compensation insurance solutions. This agency particularly handles general liability policies and business interruption insurance for the bustling commercial sector in North Miami.
Univista Insurance in North Miami, Florida provides residential coverage to local homeowners. The agency also assists businesses in the area with commercial insurance solutions tailored to their operational needs. Serving the surrounding community, it helps clients manage liability and asset protection across multiple sectors. After policies are set, the office encourages periodic reviews to adjust coverage as conditions change. Clients often schedule follow-up appointments for regular policy updates between their routine visits.
Estrella Insurance focuses on helping businesses secure essential coverage for property, liability, and vehicles. In North Miami, this Commercial Insurance Agent also specializes in adding protection for business interruption, equipment breakdown, and inland marine exposures. Clients can tailor policies with general liability, workers' compensation, and commercial auto options. The firm serves industries operating in local retail spaces, professional offices, large warehouses, and food service establishments throughout the area.
Fortified Insurance Group in North Miami, FL provides liability and property coverage for local businesses, property managers, and commercial landlords. The agency works with restaurant owners, retail operators, and warehouse managers to structure insurance programs that address operational exposures. Services include risk assessments and policy review for general liability, workers’ compensation, and commercial auto. Each client’s coverage plan is built around their specific industry needs. The agency also serves the broader Miami metropolitan area, including nearby communities such as Aventura and North Miami Beach.
A Nelco Insurance Group serves businesses in North Miami and the surrounding communities of South Florida. As a commercial insurance agent, the company handles coverage for various local enterprises, including retail stores, professional offices, and small manufacturers. Its work focuses on general liability, property, and workers' compensation policies. To manage a typical account, it begins by reviewing the client's daily operations and risk exposure, then shops multiple carriers to match appropriate coverage limits with the business's budget constraints.
Ivoire Insurance in North Miami, FL distinguishes between one-time policy placements for single projects and recurring coverage for ongoing business operations. Their commercial insurance work addresses liability, property, and workers’ compensation exposures common to local enterprises. The agency structures each policy to safeguard assets and manage operational risks for clients in the region. Service coordination is offered on a one-time, scheduled, or as-needed basis, depending on the specific coverage arrangement and renewal cycle.
As hurricane season approaches in South Florida, Mako Insurance Agency helps North Miami business owners safeguard their commercial property and liability exposures. The firm works with clients to evaluate risks unique to the coastal environment, from storm damage to supply-chain interruptions. Each policy plan is built around the specific operations and asset values of the business. An in-person inspection of the premises and a review of current coverage are the standard first steps toward building a protective strategy.
DEL TORO INSURANCE is a North Miami-based Commercial Insurance Agent known for customizing risk management plans for local businesses. The agency serves a range of small and mid-sized enterprises, offering general liability and property coverage tailored to specific operational needs. Beyond standard policies, DEL TORO INSURANCE provides specialized workers’ compensation packages that protect companies and their employees from workplace injury claims.
North Miami Insurance offers tailored liability coverage for local businesses, ensuring proper protection against property damage and operational risks in North Miami, FL. It also provides general commercial insurance services, helping companies manage standard claims and regulatory requirements. This agency assists with adjusting coverage limits for retail shops and contractors as seasonal weather patterns change, particularly preparing for hurricane season’s heightened windstorm exposure.
What Does a a Commercial Insurance Agent in North Miami Cost?
Commercial insurance costs in Florida vary widely by industry and risk. A small retail business might pay 500 to 2,000 per year for general liability while a contractor could pay 3,000 to 10,000 or more for a full package. Workers compensation rates are set by the state and depend on your payroll and classification. This is general information and not insurance advice.
About commercial insurance agents in North Miami
Commercial insurance agents in North Miami Florida help local businesses secure coverage that meets state requirements. Florida law mandates specific commercial auto and workers compensation insurance for many businesses. Agents can guide you through liability property and other coverage options tailored to your industry.
Frequently Asked Questions
What types of commercial insurance do North Miami businesses need?
Common policies include general liability commercial property workers compensation and commercial auto insurance. Florida law requires workers comp for businesses with four or more employees in most industries. Your agent can help you assess your specific risks.
How do Florida insurance laws affect my business policy?
Florida statutes such as Chapter 627 regulate commercial insurance policies. For example businesses must carry commercial auto insurance with minimum liability limits of 10,000 for property damage and 10,000 for personal injury per person. An agent can explain how these laws apply to your coverage.
Can a commercial insurance agent help with hurricane coverage?
Yes agents can help you find commercial property policies that include windstorm or hurricane coverage. In Florida this is often a separate deductible or endorsement due to high hurricane risk. Your agent can compare options from multiple insurers.
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