The top-rated commercial insurance agent in Oviedo, Florida is Steve Manzano - State Farm Insurance Agent, rated 4.9 stars across 423 reviews. Other highly rated options include Professional Property & Casualty LLC, Jorel Rodriguez - State Farm Insurance Agent, Brightway Insurance, Oviedo-Winter Springs. This directory lists 19 commercial insurance agents serving Oviedo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Manzano - State Farm Insurance Agent | 1977 Alafaya Trail #1031 | (407) 542-0067 |
| 2 | Professional Property & Casualty LLC | 2050 Winter Springs Blvd | (407) 366-7746 |
| 3 | Jorel Rodriguez - State Farm Insurance Agent | 1875 County Rd 419 #300 | (407) 278-2371 |
| 4 | Brightway Insurance, Oviedo-Winter Springs | 1500 Alafaya Trail STE 1012 | (407) 706-6550 |
| 5 | Salmon Agency | 1890 County Rd 419 #1040 | (407) 365-1766 |
| 6 | Karla Salmon Insurance | 95 E Mitchell Hammock Rd #201 | (407) 478-8808 |
| 7 | Goosehead Insurance - Stephanie Velez | 1317 W Broadway St | (407) 785-6761 |
| 8 | Adam Williams - State Farm Insurance Agent | 7250 Red Bug Lake Rd STE 1016 | (407) 365-8595 |
| 9 | Kerbelis Insurance Agency | 1949 County Rd 419 #1251 | (407) 775-2760 |
| 10 | Integrity Insurance Group Inc. | 1755 W Broadway St #7 | (407) 366-7050 |
Steve Manzano, a State Farm Insurance Agent in Oviedo, Florida, serves the greater Seminole County area with commercial insurance coverage. The agency helps local business owners protect their operations by offering policies that address property liability and income loss from unforeseen events. Additional services include general liability protection for customer interactions and workers compensation for employee-related risks. The office specializes in crafting coverage for small to midsize enterprises in the region, including professional liability solutions for service-based industries.
Professional Property & Casualty LLC provides a full range of commercial insurance services, including policy analysis and risk management consultations. It offers tailored maintenance plans to regularly review coverage limits and update policies as business needs evolve. Routine check-ins ensure clients remain compliant with changing industry requirements and local regulations. The agency is based in Oviedo, FL, and serves properties such as single-family homes, apartments, retail locations, and restaurants.
Jorel Rodriguez’s State Farm agency in Oviedo, FL serves local homeowners, business owners, and property managers seeking commercial insurance coverage. Policies are tailored to protect small and mid-sized enterprises from common liabilities and property risks specific to the region. The agency provides personalized risk assessments and claims support for clients operating in retail, construction, and service industries across Seminole County. Its coverage area also extends into the neighboring community of Winter Springs and surrounding parts of the greater Orlando metro area.
Brightway Insurance, Oviedo-Winter Springs serves the Oviedo area and its surrounding communities. It handles a full range of commercial insurance agent services for local businesses, including property, liability, and workers' compensation coverage. The agency evaluates each client's unique operational risks and exposures to recommend appropriate policies. Its general approach starts with a thorough risk assessment, then compares coverage options from multiple carriers to provide suitable recommendations.
Commercial insurance clients in Oviedo, Florida, typically choose between one-time policy placements for temporary project-based work or recurring coverage plans for ongoing business operations. Salmon Agency provides the necessary liability protection, property insurance, and workers compensation policies that local businesses require. Service runs strictly on an as-needed basis, allowing commercial clients in Oviedo to request brand new quotes, renewals, or mid-policy adjustments only when their specific coverage demands arise.
Karlama Salmon Insurance specializes in commercial property and liability coverage for local businesses in Oviedo, Florida, including general liability, workers compensation, and commercial auto policies. The agency works closely with small and mid-sized companies to help secure protection against common operational risks, tailoring policies to each client’s industry needs. From managing seasonal fluctuations in inventory to covering equipment during storm preparation, the office assists Oviedo business owners with adjusting coverage for changing weather and inventory schedules.
With local businesses in Oviedo preparing for Florida's unpredictable hurricane season, Goosehead Insurance - Stephanie Velez offers commercial insurance agent services to help protect area enterprises from storm-related disruptions. The agency works closely with business owners to review property, liability, and business interruption coverage needs, ensuring policies reflect the unique risks of central Florida operations. After an initial phone consultation, the representative schedules an on-site walkthrough to inspect premises and document exposures before providing coverage options.
Adam Williams, as a State Farm Insurance agent in Oviedo, Florida, focuses on providing commercial insurance solutions for local businesses. His agency can tailor general liability and commercial property coverage to meet specific operational needs. Serving the broader Oviedo area, the agency can assist with policies for offices requiring professional liability protection, warehouses needing inventory and equipment coverage, and food service establishments seeking additional liability and spoilage safeguards.
Kerbelis Insurance Agency provides homeowners and renters insurance to residents throughout Oviedo, Florida. The agency also serves local business owners by arranging general liability, property, and workers’ compensation coverage tailored to commercial needs. Serving a wide area around Oviedo, the agency works to help clients secure appropriate policies for their operations. Regular follow-up with customers ensures coverage remains current, and adjustments are often made between scheduled policy reviews to reflect any changes in business activity.
Integrity Insurance Group Inc. is known in Oviedo, FL for advising businesses on protecting their assets and operations. The company specializes in commercial coverage for property, liability, workers’ compensation, and commercial auto policies. Each plan is tailored to the specific risk profile and industry needs of the client. This agent works to identify exposure points and secure appropriate limits for local enterprises. It also offers a dedicated specialty in professional liability insurance for service-based firms.
What Does a a Commercial Insurance Agent in Oviedo Cost?
Typical costs for commercial insurance in Florida vary by industry and coverage level. A small retail business may pay 500 to 1500 dollars per year for general liability. Workers compensation premiums average 1 to 3 dollars per 100 dollars of payroll. Commercial property insurance costs depend on building value and location. This is general information and not insurance advice.
About commercial insurance agents in Oviedo
Commercial insurance agents in Oviedo Florida help local businesses secure coverage for property liability and workers compensation. Florida law requires most employers to carry workers compensation insurance if they have four or more employees. Agents can guide you through state specific requirements and find policies that match your business operations.
Frequently Asked Questions
What types of commercial insurance do Oviedo businesses need?
Common policies include general liability commercial property and workers compensation. Florida law requires workers comp for businesses with four or more employees. Agents also recommend commercial auto and professional liability for certain industries.
How do Florida insurance laws affect my business coverage?
Florida has specific requirements for workers compensation and commercial auto insurance. For example businesses with construction work must carry workers comp even with one employee. An agent can explain how these laws apply to your Oviedo business.
Can a commercial insurance agent help me save money on premiums?
Yes agents compare quotes from multiple insurers to find competitive rates. They also advise on risk management practices that may lower premiums. Bundling policies like general liability and property insurance often reduces overall costs.
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