The top-rated commercial insurance agent in Palm Bay, Florida is Amber Smith - GEICO Insurance Agent, rated 4.9 stars across 1,307 reviews. Other highly rated options include Jeff Thummel - State Farm Insurance Agent, Ryan Hill - State Farm Insurance Agent, Space Coast Family Insurance. This directory lists 18 commercial insurance agents serving Palm Bay.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amber Smith - GEICO Insurance Agent | 620 Malabar Rd SE Suite 8 | (321) 327-6022 |
| 2 | Jeff Thummel - State Farm Insurance Agent | 4951 Babcock St NE Ste 5 | (321) 727-3992 |
| 3 | Ryan Hill - State Farm Insurance Agent | 1460 Baytree Dr Suite D | (321) 723-1444 |
| 4 | Space Coast Family Insurance | 2105 Palm Bay Rd NE Unit 3 215 | (321) 655-3920 |
| 5 | Patriot Growth Insurance Service, LLC | 1430 Palm Bay Rd NE Suite A and B | (321) 725-1440 |
| 6 | Sarpoolaki Insurance Center,LLC | 277 Malabar Rd SE | (321) 914-0303 |
| 7 | GreatFlorida Insurance: Sabrina Lee | 4651 Babcock St NE # 17 | (321) 724-4409 |
| 8 | Brightway Insurance, The DeJesus Legacy Agency | 3200 Dixie Hwy NE Ste 7 | (321) 257-4045 |
| 9 | Monty McCart: Allstate Insurance | 820 Palm Bay Rd NE #111 | (321) 724-8851 |
| 10 | Access One Insurance (AOI) | 1900 Palm Bay Rd NE | (321) 676-4118 |
Amber Smith - GEICO Insurance Agent serves the Palm Bay, Florida, metro area, offering commercial insurance policies to local businesses. The agency helps owners evaluate coverage for property, liability, and income protection. Each policy is tailored to the specific risks faced by small and mid-sized companies in the region. Claims support and policy adjustments are handled directly through the local office. This agent assists with workers’ compensation insurance and commercial auto coverage for area business fleets.
Jeff Thummel - State Farm Insurance Agent in Palm Bay, FL, provides a range of commercial insurance services, including general liability, property, and workers’ compensation coverage. The agency offers ongoing policy reviews and risk management consultations to help local businesses maintain adequate protection as their needs change. Customized service plans allow for timely adjustments to coverage limits and endorsements. This company serves single-family homes, apartments, retail locations, and restaurants throughout the area.
Ryan Hill - State Farm Insurance Agent serves Palm Bay, Florida, and the surrounding Brevard County communities. It handles both business and commercial insurance policies to help local companies manage their operational risks. The agency works with business owners to review liability coverage, property protection, and income loss concerns. The typical job begins with a discussion of the client’s specific operations and exposures, then moves through matching coverage options to those distinct needs. It uses a tailored consultation approach to ensure each policy addresses the business’s actual day-to-day exposures.
Space Coast Family Insurance in Palm Bay, FL, distinguishes between one-time policy placements and ongoing service agreements for commercial clients, with coverage directed at general liability, property protection, and workers’ compensation. These plans are tailored to meet the specific risk profiles of local businesses, ensuring compliance with Florida’s regulatory requirements. Service runs on a scheduled renewal cycle rather than a one-time or as-needed basis, with policy reviews to adjust coverage as business needs evolve.
Patriot Growth Insurance Service, LLC serves businesses, property managers, and commercial property owners throughout the Palm Bay area. The agency offers liability coverage, property insurance, and workers’ compensation policies tailored to local enterprises. Commercial clients receive assistance with risk assessment and policy comparison to meet regulatory and operational needs. Business interruption and fleet insurance are among the additional coverages typically arranged. The agency also serves commercial clients in the greater Melbourne metro region and Brevard County communities.
Sarpoolaki Insurance Center, LLC specializes in structuring commercial insurance policies for Palm Bay businesses, covering liability and property protection. It also handles general agent duties, working directly with clients to survey risk exposures and recommend appropriate coverage from standard carrier offerings. The company supports local operations through busy seasonal cycles, helping retail and service firms adjust their coverage when hurricane season approaches in Florida.
As Palm Bay businesses prepare for seasonal shifts in traffic and inventory, commercial insurance needs often change along with them. GreatFlorida Insurance: Sabrina Lee helps local business owners review and adjust their coverage to match these evolving risks. General liability, property, and workers’ compensation policies are assessed to ensure proper protection for different operations. The agent schedules an initial consultation and inspection of the commercial premises before any recommendations are made.
Brightway Insurance, The DeJesus Legacy Agency in Palm Bay, Florida handles residential insurance needs for local homeowners and renters. For businesses, the agency also provides commercial insurance agent services to area shops, contractors, and professional offices throughout the region. Coverage consultations are conducted to help local companies protect their property and liability risks. After securing a policy, the agency follows up with clients between regular annual visits to address any changes or questions that arise.
Monty McCart: Allstate Insurance helps local businesses manage their general liability and property coverage needs. The agency specializes in additional commercial endorsements to protect against specific operational risks in the Palm Bay area. Business owners can access tailored advice on navigating complex coverage options for varied local industries. Common commercial sectors served include office spaces, warehouses, and food service establishments.
Access One Insurance (AOI) in Palm Bay, FL, is known for helping local business owners secure commercial insurance policies that address liability exposure and property risks. The agency works with various industries to assess coverage needs for general operations, equipment, and inventory. Services are tailored to protect companies from common financial losses associated with accidents or weather events in the region. Its commercial offerings can be further supplemented by a professional liability policy for firms that require coverage against claims of negligence or errors in service.
What Does a a Commercial Insurance Agent in Palm Bay Cost?
Typical costs for commercial insurance in Florida vary by business type size and location. A small retail shop might pay 500 to 1500 dollars per year for general liability. A construction company could pay 3000 to 8000 dollars annually for a package policy. Premiums are influenced by payroll revenue and claims history. This is general information and not insurance advice.
About commercial insurance agents in Palm Bay
Commercial insurance agents in Palm Bay Florida help local businesses find coverage for property liability and workers compensation. Florida law requires businesses with four or more employees to carry workers compensation insurance. Agents can guide you through the specific requirements for Brevard County industries like construction and manufacturing.
Frequently Asked Questions
What types of commercial insurance do Palm Bay businesses need?
Common policies include general liability commercial property workers compensation and commercial auto. Florida law mandates workers comp for most businesses with four or more employees. An agent can help you assess risks specific to your industry.
How do I choose a commercial insurance agent in Palm Bay?
Look for an agent licensed in Florida with experience in your industry. Ask about their carrier network and claims support. Check their standing with the Florida Department of Financial Services.
Does Florida law require commercial auto insurance for business vehicles?
Yes Florida requires businesses to carry personal injury protection and property damage liability for any vehicle used for business. Commercial auto policies often provide higher limits than personal policies.
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