The top-rated commercial insurance agent in Palm Coast, Florida is O'Quinn Insurance Services, rated 5.0 stars across 248 reviews. Other highly rated options include Turner Insurance, Insurance Office of America, Integrity Insurance Group of Florida. This directory lists 19 commercial insurance agents serving Palm Coast.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | O'Quinn Insurance Services | 1499 Palm Coast Pkwy NW Ste F | (386) 204-8789 |
| 2 | Turner Insurance | 389 Palm Coast Pkwy SW Suite 3-R | (386) 282-7888 |
| 3 | Insurance Office of America | 1 Hargrove Grde Building B, Suite 3 | (386) 276-9130 |
| 4 | Integrity Insurance Group of Florida | 5182 N Ocean Shore Blvd unit c | (386) 259-1000 |
| 5 | Tilton & Unger Insurance | 3 Cypress Branch Way #101 | (386) 447-4448 |
| 6 | The Berk Insurance Agency | 17 Old Kings Rd suite r | (386) 627-7405 |
| 7 | Coastal Palm Insurance Company | 2 Pine Lakes Pkwy #6 | (386) 313-5908 |
| 8 | Heart of Florida Insurance Group | 21 Old Kings Rd N B102 | (386) 445-0061 |
| 9 | Brightway Insurance, The Flagler Agency | 55 Plaza Dr #5 | (386) 597-8200 |
| 10 | Santos Group - All Insurance | 25 Palm Harbor Village Way W STE 5A | (386) 597-1112 |
O'Quinn Insurance Services serves Palm Coast and the surrounding Flagler County area, specializing in commercial insurance agent services for local businesses. It helps enterprises secure coverage tailored to their operational needs and risk profiles. The company navigates insurance markets to find appropriate liability protection for various industries operating in the region. It also focuses on specific offerings such as commercial property insurance to safeguard physical assets and workers' compensation coverage for employee protection.
Turner Insurance offers commercial insurance coverage for businesses in and around Palm Coast, Florida. Its services include risk assessment and tailored policy placement to address liability, property, and operational exposures. The agency provides ongoing service plans that involve periodic policy reviews and claims support for its client base. These maintenance plans help policyholders adjust coverage as their business needs evolve. Turner Insurance services a range of property types, including single-family homes used for business, apartment complexes, retail storefronts, and full-service restaurants.
Insurance Office of America serves Palm Coast and the surrounding communities of Flagler County, handling commercial insurance needs for local businesses. It offers coverage for property, liability, and workers' compensation, addressing typical risks faced by area companies such as retailers, contractors, and service providers. The agency customizes each policy by first assessing a client’s specific operations and exposure, then matching coverage limits to the unique demands of that business.
Integrity Insurance Group of Florida assists clients in Palm Coast with both one-time certificates of insurance for short-term projects and recurring commercial coverage for ongoing operations. Their agents develop policies that protect businesses from common liability, property, and workers’ compensation exposures. While initial policy placement often requires a one-time setup process, the company offers scheduled renewal reviews and as-needed adjustments whenever coverage demands evolve throughout the policy term.
Tilton & Unger Insurance serves homeowners, local businesses, and property managers in Palm Coast. As a commercial insurance agent, the company helps clients secure coverage for general liability, property exposure, and workers’ compensation needs common to area enterprises. Routine risk assessments are conducted to tailor appropriate policy limits. The firm also assists with bond requirements for contractors and professional liability for service providers. Its service area extends into Flagler Beach and the surrounding communities along the coastal corridor.
The Berk Insurance Agency in Palm Coast, FL, provides specialized commercial insurance coverage for local businesses, including liability, property, and workers’ compensation policies. Its general service work helps business owners assess risk and select appropriate protection for their unique operations in the area. The agency also assists companies with preparing for seasonal weather concerns, such as hurricane-related property damage and business interruption claims often faced by coastal enterprises.
With Florida businesses facing hurricane season and flooding risks, Coastal Palm Insurance Company works as a commercial insurance agent in Palm Coast to help local businesses secure appropriate coverage. They assist with placing policies that address property, liability, and business interruption needs common to the region. After reviewing risk factors, such as location and building conditions, they offer guidance on suitable coverage options. A visit to the business for a property inspection is typically the next step in starting the process.
Heart of Florida Insurance Group, located in Palm Coast, FL, serves local businesses by arranging coverage for general liability and property risks. They also help commercial clients secure specialized add-ons such as inland marine coverage for equipment away from the premises. This agency can assist businesses operating in sectors that include professional offices, warehouses, and food service establishments.
Brightway Insurance, The Flagler Agency serves the Palm Coast area by addressing commercial insurance needs for local businesses. The agency focuses on helping clients secure appropriate coverage for their commercial properties and operations. Supporting residential clients is also a key part of their work, ensuring homeowners have proper protection. The agency builds ongoing relationships that allow for follow-up between regular visits to adjust policies as business needs change or grow.
Santos Group - All Insurance in Palm Coast, FL is known for securing essential liability and property coverage for local businesses. Its service range includes general liability, workers’ compensation, and commercial property policies tailored to small and mid-sized enterprises. The firm guides clients through risk assessments and policy options to match their operational needs. Coverage add-ons such as inland marine or equipment breakdown insurance can be arranged to protect specialized assets.
What Does a a Commercial Insurance Agent in Palm Coast Cost?
Typical costs for commercial insurance in Florida vary widely by industry size and location. A small retail shop might pay 500 to 1,500 per year for general liability while a construction company could pay 5,000 to 15,000 or more for workers comp and liability. Premiums in Palm Coast also reflect hurricane risk. This is general information not insurance advice.
About commercial insurance agents in Palm Coast
Commercial insurance agents in Palm Coast Florida help local businesses find coverage for liability property and workers compensation. Florida law requires businesses with employees to carry workers compensation insurance under specific conditions. An agent can explain how state regulations affect your policy needs.
Frequently Asked Questions
What types of commercial insurance do Palm Coast businesses need?
Common coverages include general liability commercial property workers compensation and commercial auto. Florida law mandates workers comp for most businesses with four or more employees. An agent can help you assess your specific risks.
How does Florida hurricane risk affect commercial insurance in Palm Coast?
Hurricane and windstorm coverage is critical for Palm Coast businesses due to the coastal location. Many standard policies exclude wind damage so a separate windstorm policy or a Florida surplus lines policy may be needed. An agent can explain your options.
Can I bundle multiple commercial policies with one agent in Palm Coast?
Yes many agents offer package policies that combine general liability property and other coverages. Bundling can simplify billing and may reduce overall costs. An agent can compare options from multiple insurers for you.
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