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Compare Commercial Insurance Agents in Panama City, FL

Directory of commercial insurance agents in Panama City, Florida. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Panama City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 18 commercial insurance agents in Panama City, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Douglas Insurance & Financial Services
2217 St Andrews Blvd, Panama City, FL 32405
(850) 769-7785 johndouglasinsurance.com
Harry Grizzle Insurance
2104 W 23rd St, Panama City, FL 32405
(850) 598-0450 harrygrizzleinsurance.com
Acceptance Insurance
609 E 23rd St, Panama City, FL 32405
(850) 204-3793 locations.acceptance.com
Peoples First Insurance
1022 W 23rd St Suite 250, Panama City, FL 32405
(850) 770-7047 pfinsurance.com
Ellis Agency Insurance
1134 Harrison Ave, Panama City, FL 32401
(850) 763-1627 ellisagency.net
St. Andrews Insurance Agency, Inc.
1742 W W 15th St, Panama City, FL 32401
(850) 785-2383 standrewsins.com
Daffin Insurance Services
755 Harrison Ave, Panama City, FL 32401
(850) 769-8183 daffininsurance.com
Hutt Insurance Agency
3106 W 23rd St, Panama City, FL 32405
(850) 769-4888 huttinsurance.com
Acentria Insurance
501 W 11th St, Panama City, FL 32401
(850) 257-2990 acentria.com
Specialty Insurance Group
1143 Jenks Ave, Panama City, FL 32401
(850) 747-4959 specialtyinsgroup.net
Broward Hall Insurance
455 Harrison Ave ste d, Panama City, FL 32401
(850) 769-4828 browardhall.com
Hollomon Insurance Agency
2993 W 10th St, Panama City, FL 32401
(850) 872-8000 hollomoninsurance.com
Affordable Insurance Group of Panama City
2104 W 11th St, Panama City, FL 32401
(850) 769-5050 affordableinspc.com
Tuggle Insurance Agency
754 Jenks Ave, Panama City, FL 32401
(850) 763-4606 tuggleinsurance.com
Blackwell Insurance
1109 Beck Ave, Panama City, FL 32401
(850) 769-2225 blackwellinsurance.net
Glen Frye Insurance Agency
1537 Jenks Ave, Panama City, FL 32405
(850) 872-0822
Don Hood Insurance
1031 W 23rd St, Panama City, FL 32405
(850) 215-8888 donhoodinsurance.com
Renegade Insurance - Panama City
632 W 23rd St, Panama City, FL 32405
(850) 784-1688 renegadeinsurance.com

What Does a Commercial Insurance Agent in Panama City Cost?

Commercial insurance costs in Florida vary widely by industry, business size, and risk factors. For a small business in Panama City, general liability insurance may range from 400 to 1,500 dollars per year. Workers compensation premiums depend on payroll and classification codes, often starting at a few hundred dollars per employee annually. Property insurance rates are influenced by hurricane risk and building age. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Panama City businesses need?
Common types include general liability, property insurance, workers compensation, and commercial auto. Florida law mandates workers compensation for most businesses with four or more employees. Your agent can help determine which coverages apply to your specific industry.
How do I choose a commercial insurance agent in Panama City?
Look for an agent licensed in Florida with experience in your industry. Ask about their knowledge of local risks like hurricane exposure and Florida property insurance regulations. Check their reputation with the Florida Department of Financial Services.
Does Florida require commercial auto insurance for business vehicles?
Yes, Florida law requires all vehicles to carry minimum liability coverage of 10,000 dollars for property damage and 10,000 dollars for personal injury protection. Commercial vehicles may need higher limits. An agent can advise on the right coverage for your fleet.