The top-rated commercial insurance agent in Pembroke Pines, Florida is Mendez & Associates Insurance, rated 4.9 stars across 1,320 reviews. Other highly rated options include Estrella Insurance, Southern Guard Insurance, Best One Insurance, Inc.. This directory lists 22 commercial insurance agents serving Pembroke Pines.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mendez & Associates Insurance | 2020 NW 150th Ave Suite 301 | (877) 258-7580 |
| 2 | Estrella Insurance | 210 S Flamingo Rd | (954) 704-1717 |
| 3 | Southern Guard Insurance | 10000 Stirling Rd Ste 6 | (888) 875-0028 |
| 4 | Best One Insurance, Inc. | 18503 Pines Blvd Suite 206 | (954) 944-3928 |
| 5 | Louise Bernstein - State Farm Insurance Agent | Sedano's Center, 17107 Pines Blvd | (954) 435-7776 |
| 6 | Michelle Silva - State Farm Insurance Agent | 1601 N Flamingo Rd Ste 4 | (954) 699-0811 |
| 7 | GreatFlorida Insurance: Jovanny Valdes | 9050 Pines Blvd Suite 455 | (954) 543-6085 |
| 8 | GoldenTrust Insurance Cooper City | 9620 Stirling Rd Unit 107 | (954) 335-4425 |
| 9 | MAD INSURANCE INC | 9050 Pines Blvd Ste. 415-418 | (954) 541-9232 |
| 10 | C & C Insurance Partner of Acentria | 1921 NW 150th Ave #101 | (954) 431-2008 |
Mendez & Associates Insurance serves Pembroke Pines and the greater Broward County area as a commercial insurance agent. This agency helps local businesses evaluate their operational risks and secure appropriate coverage for their specific needs. It works with companies across various industries to find policies that address liabilities and protect assets. Common types of commercial insurance it handles include general liability policies and commercial property coverage for local firms.
Estrella Insurance provides commercial insurance services in Pembroke Pines, Florida, and throughout the surrounding communities of Broward County. The agency handles a full range of coverage options for local businesses, including liability, property, and workers’ compensation policies. It addresses the specific risk exposures faced by commercial clients in the region. When working on a typical account, the agent analyzes the unique operations of each business to match coverage with the client’s actual exposures, ensuring appropriate protection for the company’s assets and daily activities.
Southern Guard Insurance provides commercial insurance coverage options, including general liability and property protection, for businesses in the Pembroke Pines area. The agency offers ongoing policy review and claims assistance to help clients maintain adequate coverage as their operations evolve. Each plan is tailored to meet specific risk management needs. The agency services a variety of commercial properties, including single-family homes converted for business use, apartment complexes, retail storefronts, and full-service restaurants.
Best One Insurance, Inc. in Pembroke Pines, FL assists homeowners, business owners, and property managers with securing commercial insurance coverage tailored to their operational needs. The agency works with local companies to help identify appropriate liability, property, and worker protection policies from various carriers. By focusing on individualized risk assessment, the firm helps commercial clients in the Pembroke Pines area manage insurance requirements effectively. Its service area also extends to nearby Miramar and the greater Broward County metro region, offering similar commercial insurance guidance.
Serving Pembroke Pines and the surrounding South Florida communities, Louise Bernstein - State Farm Insurance Agent specializes in commercial insurance. The agency handles policies designed to protect local businesses, including liability coverage and property insurance for various commercial enterprises. A typical job begins with an assessment of the client's business operations and specific risk exposures. The agency then compares available coverage options to build a tailored policy. It handles each account by thoroughly reviewing the client’s needs and explaining the terms of the selected protection.
Michelle Silva, a commercial insurance agent in Pembroke Pines, operates by distinguishing between one-time policies for specific projects and recurring plans for ongoing business needs. Her office helps local companies secure general liability and property coverage essential for commercial operations. Service appointments and policy adjustments are provided on an as-needed basis, allowing flexibility for client schedules and emerging business requirements.
GreatFlorida Insurance Jovanny Valdes offers commercial insurance agent services in Pembroke Pines, Florida, specializing in coverage for businesses seeking property and liability protection. General tasks include guiding clients through policy options for various local industries, helping to reduce operational exposure. When hurricane season approaches, the agency assists companies with adjusting business interruption plans and verifying adequate windstorm coverage for properties.
As seasonal storms approach Pembroke Pines, local business owners begin reviewing their liability coverage and property protections. GoldenTrust Insurance Cooper City focuses on matching commercial clients with appropriate policies for contractors, retail spaces, and professional offices. The agency evaluates each operation's exposure level and recommends tailored plans that meet regional regulatory standards. Rather than offering generic packages, they develop specific strategies for stores, workshops, and service companies. Every new business partnership begins with a thorough on-site inspection of the premises or a detailed telephone survey of operations.
MAD INSURANCE INC serves residential clients in Pembroke Pines, Florida, providing coverage for homes, condos, and rental properties. For commercial clients, the agency offers business insurance solutions including general liability, property, and workers’ compensation policies tailored to local companies. Their service area supports businesses and homeowners throughout Broward County. After initial policies are issued, the team contacts clients for scheduled coverage reviews and policy renewals, ensuring ongoing protection between regular visits.
C & C Insurance Partner of Acentria works with local business owners to secure commercial insurance coverage suited to their specific operational risks. Operating as an agency in Pembroke Pines, FL, the company adds specialty endorsements to standard policies, helping clients address exposures unique to their industry. Its agents can craft packages for a variety of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in Pembroke Pines Cost?
Commercial insurance costs in Florida vary widely by industry, business size, and location. A small retail shop in Pembroke Pines might pay between $500 and $2,000 per year for general liability, while a construction company could pay $5,000 to $15,000 or more annually for combined policies. Workers compensation rates are set by the state and depend on payroll and classification codes. This is general information, not insurance advice.
About commercial insurance agents in Pembroke Pines
Commercial insurance agents in Pembroke Pines, Florida help business owners find policies that meet state requirements and protect their assets. Florida law mandates specific coverages such as workers compensation for businesses with four or more employees. A local agent can guide you through options like general liability, property insurance, and commercial auto policies tailored to South Florida risks.
Frequently Asked Questions
What types of commercial insurance do Florida businesses need?
Florida businesses often need general liability, property insurance, and workers compensation if they have four or more employees. Commercial auto insurance is required for any vehicles used for business purposes. An agent can help determine which coverages apply to your specific industry.
How does Florida law affect commercial insurance requirements?
Florida Statute 440.10 requires employers with four or more employees to carry workers compensation insurance. Additionally, businesses with vehicles must meet Florida financial responsibility laws for commercial auto insurance. An agent can explain these legal obligations.
Can a commercial insurance agent help with hurricane coverage in Pembroke Pines?
Yes, commercial agents in Pembroke Pines can help you add windstorm or hurricane coverage to your property policy. Florida insurers often require separate deductibles for hurricane damage. An agent can review your risk and find appropriate coverage options.
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