The top-rated commercial insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 19 commercial insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | The Live Oak Insurance Agency | 1700 Frederica Road Suite 305 St. Simon's Island | (912) 434-4220 |
| 3 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 4 | Fleet Risk Management Inc | 2485 Demere Rd #100 | (912) 638-8277 |
| 5 | Salem & Co | 301 Plantation Chase | (912) 666-6165 |
| 6 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 7 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 8 | Protect Pro Insurance | 122 Circle Dr | (770) 273-9059 |
| 9 | Smoot Financial Group | 400 Main St STE 4 | (912) 549-8776 |
| 10 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
Maggie Dutton - State Farm Insurance Agent serves St Simons Island, GA and the surrounding Glynn County area, offering commercial insurance agent services to local business owners. The agency works with clients to secure policies that address common liability exposures and property coverage needs for small and mid-sized businesses in the region. It also handles specialized risks, such as commercial auto protection for fleets and workers' compensation plans for companies with employees.
Seban's Insurance Solutions serves businesses and commercial property owners throughout St Simons Island, Georgia, with tailored commercial insurance policies. They help local entrepreneurs protect their assets, manage liability risks, and secure proper coverage for their operations. The agency also assists property managers in safeguarding rental and commercial real estate holdings. Their services focus on meeting the specific insurance needs of small and mid-sized companies in the coastal area. They extend their coverage and support to neighboring Brunswick and the surrounding Glynn County communities.
Serving St Simons Island, GA, and the surrounding coastal communities of Glynn County, Fleet Risk Management Inc operates as a commercial insurance agent. It handles a range of business coverage needs, including liability, property, and workers' compensation policies tailored for local enterprises. The company works directly with clients to analyze their specific operational risks and exposure levels. To fulfill a typical job, it conducts a thorough initial consultation to identify gaps in existing coverage before comparing available policy options.
Salem & Co provides specialized services in commercial property and liability coverage, general business insurance, and workers’ compensation policies for companies on St Simons Island, GA. It also handles professional liability protection and commercial auto insurance for local fleet operations. The agency works with regional businesses to assess their unique risk exposures and tailor coverage accordingly. During the summer hurricane season, it helps local enterprises secure windstorm and flood insurance to safeguard their assets from storm-related damages.
Robinson & Associates Insurance, Inc offers both one-time commercial policies for short-term projects and recurring coverage for ongoing business operations. They provide standard commercial insurance covering general liability, property, and workers compensation for local enterprises on St Simons Island, GA. Clients rely on them for risk management advice and coverage arrangements suited to their industry. Service runs on a one-time, scheduled, or as-needed basis depending on each client's evolving needs and policy renewal cycles.
When local businesses on St. Simons Island begin their busy summer season, they often need to update their liability and property coverage. Turner & Associates Insurance provides tailored commercial insurance solutions to help area retailers, restaurants, and service companies manage their unique coastal risks. Their agency focuses on understanding each client’s daily operations to recommend appropriate policy limits and deductibles. A typical engagement starts with a thorough on-site inspection of the business premises and a detailed review of current exposures.
Protect Pro Insurance serves residential clients with essential coverage needs on St Simons Island, GA, while also addressing local business requirements through commercial insurance agent services. These solutions protect small enterprises, contractors, and retail operations from property and liability risks common along Georgia’s coast. The agency provides quotes and policy adjustments that match each commercial client’s specific operational exposure. Between regular policy reviews, the agent follows up on coverage updates or claims status to ensure continuous protection for area businesses.
Smoot Financial Group is known on St Simons Island, GA for delivering comprehensive commercial insurance solutions to local businesses of varying sizes. The agency guides clients through general liability, property coverage, and workers’ compensation to protect against everyday operational risks. It also analyzes specific industry exposures to build tailored risk management strategies. For added protection, the firm offers professional liability insurance to safeguard businesses against claims of negligence or inadequate service.
McGinty-Gordon & Associates provides commercial insurance solutions for businesses throughout the St Simons Island, Georgia area. Its services include helping clients assess property and liability exposures, tailoring coverage to manage operational risks unique to the region. The agency also advises on workers’ compensation and business interruption protection. Clients can obtain policies suited for a range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Commercial Insurance Agent in St Simons Island Cost?
The cost of commercial insurance in Georgia varies by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability while a contractor could pay 2000 to 5000 per year. Workers compensation rates in Georgia are set by class code and average around 1.50 to 2.50 per 100 of payroll. This is general information and not insurance advice.
About commercial insurance agents in St Simons Island
Commercial insurance agents in St Simons Island Georgia help business owners find coverage for property liability and workers compensation risks. Georgia law requires most employers to carry workers compensation insurance if they have three or more employees. A local agent can guide you through these requirements and tailor a policy to your industry and location.
Frequently Asked Questions
What types of commercial insurance are common for St Simons Island businesses?
Common types include general liability property insurance commercial auto and workers compensation. Businesses near the coast may also need flood or windstorm coverage due to hurricane risk.
Does Georgia require businesses to have commercial insurance?
Georgia does not require general liability insurance but does mandate workers compensation for most employers with three or more employees. Commercial auto insurance is required if you use vehicles for business.
How do I choose a commercial insurance agent in St Simons Island?
Look for an agent licensed in Georgia who has experience with your industry. Ask about their carrier options and claims support. A local agent understands the risks specific to the Golden Isles area.
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