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HomeCommercial Insurance AgentsGeorgia › St Simons Island

Find Commercial Insurance Agents Near You in St Simons Island, GA

Browse commercial insurance agents serving St Simons Island, Georgia. Updated 2026-07-14.

The top-rated commercial insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 19 commercial insurance agents serving St Simons Island.

Showing 19 commercial insurance agents in St Simons Island, GAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Maggie Dutton - State Farm Insurance Agent400 Main St STE 7(912) 638-1881
2The Live Oak Insurance Agency1700 Frederica Road Suite 305 St. Simon's Island(912) 434-4220
3Seban's Insurance Solutions312 Plantation Chase(912) 638-0552
4Fleet Risk Management Inc2485 Demere Rd #100(912) 638-8277
5Salem & Co301 Plantation Chase(912) 666-6165
6Robinson & Associates Insurance, Inc4 Retreat Pl(912) 638-9717
7Turner & Associates Insurance125 Longview Plaza Driveway(912) 265-2840
8Protect Pro Insurance122 Circle Dr(770) 273-9059
9Smoot Financial Group400 Main St STE 4(912) 549-8776
10McGinty-Gordon & Associates225 Marina Dr(912) 638-8600
MD
400 Main St STE 7
Maggie Dutton - State Farm Insurance Agent
Commercial Insurance Agent · St Simons Island, GA

Maggie Dutton - State Farm Insurance Agent serves St Simons Island, GA and the surrounding Glynn County area, offering commercial insurance agent services to local business owners. The agency works with clients to secure policies that address common liability exposures and property coverage needs for small and mid-sized businesses in the region. It also handles specialized risks, such as commercial auto protection for fleets and workers' compensation plans for companies with employees.

LO
1700 Frederica Road Suite 305 St. Simon's Island
The Live Oak Insurance Agency
Commercial Insurance Agent · St Simons Island, GA
SS
312 Plantation Chase
Seban's Insurance Solutions
Commercial Insurance Agent · St Simons Island, GA

Seban's Insurance Solutions serves businesses and commercial property owners throughout St Simons Island, Georgia, with tailored commercial insurance policies. They help local entrepreneurs protect their assets, manage liability risks, and secure proper coverage for their operations. The agency also assists property managers in safeguarding rental and commercial real estate holdings. Their services focus on meeting the specific insurance needs of small and mid-sized companies in the coastal area. They extend their coverage and support to neighboring Brunswick and the surrounding Glynn County communities.

FR
2485 Demere Rd #100
Fleet Risk Management Inc
Commercial Insurance Agent · St Simons Island, GA

Serving St Simons Island, GA, and the surrounding coastal communities of Glynn County, Fleet Risk Management Inc operates as a commercial insurance agent. It handles a range of business coverage needs, including liability, property, and workers' compensation policies tailored for local enterprises. The company works directly with clients to analyze their specific operational risks and exposure levels. To fulfill a typical job, it conducts a thorough initial consultation to identify gaps in existing coverage before comparing available policy options.

SC
301 Plantation Chase
Salem & Co
Commercial Insurance Agent · St Simons Island, GA

Salem & Co provides specialized services in commercial property and liability coverage, general business insurance, and workers’ compensation policies for companies on St Simons Island, GA. It also handles professional liability protection and commercial auto insurance for local fleet operations. The agency works with regional businesses to assess their unique risk exposures and tailor coverage accordingly. During the summer hurricane season, it helps local enterprises secure windstorm and flood insurance to safeguard their assets from storm-related damages.

RA
4 Retreat Pl
Robinson & Associates Insurance, Inc
Commercial Insurance Agent · St Simons Island, GA

Robinson & Associates Insurance, Inc offers both one-time commercial policies for short-term projects and recurring coverage for ongoing business operations. They provide standard commercial insurance covering general liability, property, and workers compensation for local enterprises on St Simons Island, GA. Clients rely on them for risk management advice and coverage arrangements suited to their industry. Service runs on a one-time, scheduled, or as-needed basis depending on each client's evolving needs and policy renewal cycles.

TA
125 Longview Plaza Driveway
Turner & Associates Insurance
Commercial Insurance Agent · St Simons Island, GA

When local businesses on St. Simons Island begin their busy summer season, they often need to update their liability and property coverage. Turner & Associates Insurance provides tailored commercial insurance solutions to help area retailers, restaurants, and service companies manage their unique coastal risks. Their agency focuses on understanding each client’s daily operations to recommend appropriate policy limits and deductibles. A typical engagement starts with a thorough on-site inspection of the business premises and a detailed review of current exposures.

PP
122 Circle Dr
Protect Pro Insurance
Commercial Insurance Agent · St Simons Island, GA

Protect Pro Insurance serves residential clients with essential coverage needs on St Simons Island, GA, while also addressing local business requirements through commercial insurance agent services. These solutions protect small enterprises, contractors, and retail operations from property and liability risks common along Georgia’s coast. The agency provides quotes and policy adjustments that match each commercial client’s specific operational exposure. Between regular policy reviews, the agent follows up on coverage updates or claims status to ensure continuous protection for area businesses.

SF
400 Main St STE 4
Smoot Financial Group
Commercial Insurance Agent · St Simons Island, GA

Smoot Financial Group is known on St Simons Island, GA for delivering comprehensive commercial insurance solutions to local businesses of varying sizes. The agency guides clients through general liability, property coverage, and workers’ compensation to protect against everyday operational risks. It also analyzes specific industry exposures to build tailored risk management strategies. For added protection, the firm offers professional liability insurance to safeguard businesses against claims of negligence or inadequate service.

MG
225 Marina Dr
McGinty-Gordon & Associates
Commercial Insurance Agent · St Simons Island, GA

McGinty-Gordon & Associates provides commercial insurance solutions for businesses throughout the St Simons Island, Georgia area. Its services include helping clients assess property and liability exposures, tailoring coverage to manage operational risks unique to the region. The agency also advises on workers’ compensation and business interruption protection. Clients can obtain policies suited for a range of commercial sectors, including offices, warehouses, and food service establishments.

OI
225 Marina Dr
Oakbridge Insurance
Commercial Insurance Agent · St Simons Island, GA
(912) 638-8600
oakbridgeinsurance.com
LK
106 Riverview Dr
Lara K Carlson - Aflac Insurance Agent
Commercial Insurance Agent · St Simons Island, GA
(912) 289-4292
local.aflac.com/lara_carlson/Agent
GI
2485 Demere Rd 100 St
Gallagher Insurance, Risk Management & Consulting
Commercial Insurance Agent · St Simons Island, GA
(912) 638-8277
assuredpartners.com/StSimonsIsland
HA
2483 Demere Rd Ste 202
The Hawthorne Agency Inc
Commercial Insurance Agent · St Simons Island, GA
(912) 222-6465
IO
1624 Frederica Rd Suite 4
Insurance Office of America
Commercial Insurance Agent · St Simons Island, GA
(912) 208-3993
ioausa.com
PJ
311 Plantation Chase
Paul Jackson Insurance
Commercial Insurance Agent · St Simons Island, GA
(912) 638-6500
PC
St Simons Island, GA 31522
Premiere Coastal Insurance Group
Commercial Insurance Agent · St Simons Island, GA
(912) 268-2691
NY
400 Main St STE 4
New York Life
Commercial Insurance Agent · St Simons Island, GA
(912) 638-9291
newyorklife.com
GI
146 Shore Rush Dr
Golden Isles Captive Insurance
Commercial Insurance Agent · St Simons Island, GA
(229) 630-1772

What Does a a Commercial Insurance Agent in St Simons Island Cost?

The cost of commercial insurance in Georgia varies by business type size and location. A small retail shop might pay 500 to 1500 per year for general liability while a contractor could pay 2000 to 5000 per year. Workers compensation rates in Georgia are set by class code and average around 1.50 to 2.50 per 100 of payroll. This is general information and not insurance advice.

About commercial insurance agents in St Simons Island

Commercial insurance agents in St Simons Island Georgia help business owners find coverage for property liability and workers compensation risks. Georgia law requires most employers to carry workers compensation insurance if they have three or more employees. A local agent can guide you through these requirements and tailor a policy to your industry and location.

Frequently Asked Questions

What types of commercial insurance are common for St Simons Island businesses?

Common types include general liability property insurance commercial auto and workers compensation. Businesses near the coast may also need flood or windstorm coverage due to hurricane risk.

Does Georgia require businesses to have commercial insurance?

Georgia does not require general liability insurance but does mandate workers compensation for most employers with three or more employees. Commercial auto insurance is required if you use vehicles for business.

How do I choose a commercial insurance agent in St Simons Island?

Look for an agent licensed in Georgia who has experience with your industry. Ask about their carrier options and claims support. A local agent understands the risks specific to the Golden Isles area.

Commercial Insurance Agents in Other Georgia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.