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Directory of commercial insurance agents in Kailua, Hawaii. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Kailua, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 5 commercial insurance agents in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matthew Kendig - State Farm Insurance Agent
970 N Kalaheo Ave #C-104, Kailua, HI 96734
(808) 262-6155
kendighawaii.com
Scott Harada - State Farm Insurance Agent
328 Uluniu St Suite 204, Kailua, HI 96734
(808) 261-5024
kailuainsurance.com
Andrew Fong - State Farm Insurance Agent
670 Kailua Rd, Kailua, HI 96734
(808) 263-2290
andrewfonginsurance.com
Jack Wolfe Insurance Inc
146 Hekili St #102, Kailua, HI 96734
(808) 261-7922
jwii.com
Allstate Insurance - Timothy Takahashi
518 Wailepo St #1, Kailua, HI 96734
(808) 262-8181
agents.allstate.com
Commercial insurance agents in Kailua help business owners find coverage for property liability workers compensation and other risks. Hawaii law requires most employers to carry workers compensation insurance under Hawaii Revised Statutes Chapter 386. Agents in Kailua can guide you through these requirements and tailor policies to your specific business needs.
What Does a Commercial Insurance Agent in Kailua Cost?
Commercial insurance costs in Hawaii vary widely by business type and coverage needs. A small retail shop might pay between 500 and 1500 dollars per year for general liability. Workers compensation premiums are based on payroll and industry classification rates set by the Hawaii Department of Labor. Larger businesses or those in high risk industries may pay 5000 to 20000 dollars or more annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Kailua businesses typically need?
Common policies include general liability property insurance workers compensation and commercial auto. Hawaii law requires workers comp for all employers with one or more employees. Many businesses also need professional liability or product liability coverage depending on their industry.
How does Hawaii law affect commercial insurance requirements?
Hawaii Revised Statutes Chapter 431 governs insurance regulations in the state. For example employers must carry workers compensation insurance and commercial auto policies must meet minimum liability limits set by Hawaii law. An agent can explain these requirements for your specific business type.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.