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Commercial Insurance Agents in Kaneohe, HI

Compare commercial insurance agents in Kaneohe. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Kaneohe, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 6 commercial insurance agents in Kaneohe, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
OneMain Financial
45-1117 Kamehameha Hwy #103, Kaneohe, HI 96744
(808) 235-0006 onemainfinancial.com
Reid Tokujo: Allstate Insurance
45-943 Kamehameha Hwy Ste 101, Kaneohe, HI 96744
(808) 262-7713 agents.allstate.com
Lori Pasion - State Farm Insurance Agent
45-588 Kamehameha Hwy Ste 205, Kaneohe, HI 96744
(808) 235-6481 loripasion.com
Kiha Tirrell - State Farm Insurance Agent
46-024 Kamehameha Hwy, Kaneohe, HI 96744
(808) 247-5250 kihatirrell.com
Synergy Insurance
45-125 Moamahi Way, Kaneohe, HI 96744
(808) 292-9475
Sentinel Pacific Inc
44-573 Kāne‘ohe Bay Dr, Kaneohe, HI 96744
(844) 570-7544 sentinelpacific.com

Commercial insurance agents in Kaneohe help local businesses find coverage that meets Hawaii state requirements. Agents can assist with policies for general liability, property, and workers compensation insurance which is mandatory for most employers under Hawaii law. Working with a local agent ensures you understand specific risks like hurricane exposure and island supply chain issues.

What Does a Commercial Insurance Agent in Kaneohe Cost?

Commercial insurance costs in Kaneohe vary by business type size and location. A small retail shop might pay 500 to 1,500 per year for general liability while a construction contractor could pay 3,000 to 8,000 or more. Workers compensation rates in Hawaii are set by the state and depend on your industry classification code. Premiums also reflect local factors like hurricane risk and property values. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Kaneohe businesses typically need?
Most Kaneohe businesses need general liability, property insurance, and workers compensation if they have employees. Hawaii law requires workers compensation for all employers with one or more employees. Additional coverage like commercial auto or professional liability may be needed depending on your industry.
How does Hawaii law affect commercial insurance requirements?
Hawaii has specific requirements for workers compensation and commercial auto insurance. Employers must carry workers compensation coverage as per Hawaii Revised Statutes Chapter 386. Commercial auto policies must meet Hawaii minimum liability limits of 20,000 per person and 40,000 per accident for bodily injury.