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Find Commercial Insurance Agents in Lahaina, HI

Browse commercial insurance agents serving Lahaina, Hawaii. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Lahaina, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 6 commercial insurance agents in Lahaina, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chad Santiago - State Farm Insurance Agent
40 Kupuohi St STE 101, Lahaina, HI 96761
(808) 667-7888 westmauiinsurance.com
Adams & Associates - Hawaii
5095 Napilihau St, Lahaina, HI 96761
(808) 757-9464 adamsassociatesinsurance.com
MAUI LIFE INSURANCE
4465 HI-30, Lahaina, HI 96761
(808) 250-5164 protectmyohana.com
Old Republic Title
40 Kupuohi St STE 103, Lahaina, HI 96761
(808) 661-1999 oldrepublictitle.com
Insurance Associates Lahaina
40 Kupuohi St, Lahaina, HI 96761
(808) 661-0401 insuringhawaii.com
State Farm
325 Keawe St #104, Lahaina, HI 96761
(808) 667-7888

Commercial insurance agents in Lahaina Hawaii help local businesses secure coverage for property liability and workers compensation. Hawaii law requires employers to carry workers compensation insurance for most employees. Agents also guide businesses on hurricane and flood risks specific to Maui.

What Does a Commercial Insurance Agent in Lahaina Cost?

Typical costs for commercial insurance in Hawaii vary widely. A small retail shop might pay 500 to 1500 dollars per year for general liability. Workers compensation rates in Hawaii average around 2 to 3 dollars per 100 dollars of payroll for low risk jobs. A restaurant or construction business may pay significantly more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Lahaina businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Hawaii law mandates workers comp for employers with one or more employees. Agents can also recommend business interruption and hurricane coverage.
How do I find a commercial insurance agent in Lahaina?
You can search online directories or ask other business owners for referrals. Look for agents licensed by the Hawaii Department of Commerce and Consumer Affairs. Make sure the agent has experience with Maui specific risks like tourism and hospitality.
Is commercial insurance required by law in Hawaii?
Hawaii requires workers compensation insurance for most employers. Commercial auto insurance is required for vehicles used for business. Other coverages like general liability are not mandated by state law but are often required by lenders or landlords.