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Find Commercial Insurance Agents Near You in Pearl City, HI
Browse commercial insurance agents serving Pearl City, Hawaii. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Pearl City, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 5 commercial insurance agents in Pearl City, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Margaret Yamashita - State Farm Insurance Agent
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944
myamashita.com
Marcus Murakami: Allstate Insurance
98-1238 Kaʻahumanu St STE 303, Pearl City, HI 96782
(808) 638-4044
agents.allstate.com
Keala N Kamai: Allstate Insurance
450 Kamehameha Hwy Ste 8, Pearl City, HI 96782
(808) 486-3370
agents.allstate.com
Wayne Midro - State Farm Insurance Agent
425 Kamehameha Hwy STE 301, Pearl City, HI 96782
(808) 484-8844
teammidro.com
Bishop Group Inc.
Times Square Shopping Center, 98-1256 Kaahumanu St e201, Pearl City, HI 96782
(808) 483-5005
bishopgrouphi.com
Commercial insurance agents in Pearl City Hawaii help business owners find the right coverage for their specific needs. Hawaii law requires certain types of commercial insurance such as workers compensation for businesses with employees. A local agent understands the unique risks of doing business in Hawaii including hurricane exposure and tourism related liabilities.
What Does a Commercial Insurance Agent in Pearl City Cost?
Typical costs for commercial general liability insurance in Hawaii range from $400 to $1,500 per year for small businesses. Workers compensation rates in Hawaii are set by the state and vary by industry classification with rates between $1.50 and $5.00 per $100 of payroll. A business owners policy combining property and liability coverage often costs $500 to $3,000 annually. These are general estimates and actual costs depend on your specific business profile and coverage needs. This information is for general purposes and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance are required in Hawaii?
Hawaii law requires workers compensation insurance for all employers with one or more employees. Commercial auto insurance is required for any business owned vehicles. Some industries like construction and hospitality have additional bonding and insurance requirements under Hawaii Revised Statutes.
How do I choose a commercial insurance agent in Pearl City?
Look for an agent who is licensed by the Hawaii Department of Commerce and Consumer Affairs. Ask about their experience with your specific industry and whether they represent multiple insurance companies. A good agent will review your business operations and recommend appropriate coverage limits.
What factors affect commercial insurance costs in Hawaii?
Insurance costs depend on your business type, number of employees, annual revenue, and claims history. Location in Pearl City may affect rates due to flood zone designation and proximity to the coast. Premiums also reflect Hawaii specific risks like volcanic activity and hurricane season.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.