The top-rated commercial insurance agent in Coeur d'Alene, Idaho is Redman & Company Insurance Inc., rated 4.8 stars across 224 reviews. Other highly rated options include Glidden Group, Flathead Insurance Coeur d'Alene Insurance, 1st Choice Insurance Brokers, LLC. This directory lists 20 commercial insurance agents serving Coeur d'Alene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Redman & Company Insurance Inc. | 1410 S Lincoln Wy STE 100 | (208) 664-5263 |
| 2 | Glidden Group | 402 W Canfield Ave # 2 | (208) 962-0077 |
| 3 | Flathead Insurance Coeur d'Alene Insurance | 350 E Kathleen Ave #300 | (208) 667-7485 |
| 4 | 1st Choice Insurance Brokers, LLC | MAILING ADDRESS ONLY, 174 E Neider Ave #36 | (208) 758-8050 |
| 5 | Dirks Insurance Group, LLC | 1003 E Best Ave | (208) 664-9272 |
| 6 | Marsh McLennan Agency | 601 E Front Ave STE 502 | (208) 667-9406 |
| 7 | Panhandle Insurance | 1103 E Best Ave a | (208) 664-9223 |
| 8 | Pacific Crest Insurance - Coeur d'Alene | 402 W Canfield Ave # 2 | (208) 714-4251 |
| 9 | Neipert Insurance Agency Inc: Allstate Insurance | 293 E Appleway Ave | (208) 676-1747 |
| 10 | AAA Washington Insurance Agency - Coeur d'Alene, Idaho | 296 W Sunset Ave Ste 33 | (877) 222-4678 |
Redman & Company Insurance Inc. serves businesses throughout Coeur d’Alene and Kootenai County as a commercial insurance agency. It offers a range of business coverage, including general liability and property insurance to protect local operations against common risks. The agency also advises on workers' compensation policies required for area employers. For industries such as construction and retail, it handles specialized policies like contractor’s equipment coverage and commercial auto insurance for company fleets.
Glidden Group offers a full range of commercial insurance services in Coeur d'Alene, ID, tailoring coverage to meet diverse business needs. The agency partners with clients to review and adjust their policies on a regular schedule, ensuring protection evolves with changing operations. It helps businesses manage risk through comprehensive evaluations and ongoing support throughout the policy term. The company provides coverage for a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
As Coeur d'Alene experiences a busy summer tourist season and growing local commerce, area businesses face increased exposure from seasonal foot traffic and client visits. Flathead Insurance Coeur d'Alene Insurance addresses these evolving risks by offering Commercial Insurance Agent services tailored to regional operations, from small retail shops to larger contractors. They help local business owners secure coverage for property, liability, and workers’ compensation. A new client relationship typically opens with an initial inspection of the business premises to evaluate current safety measures and determine appropriate policy limits.
Serving Coeur d'Alene and the surrounding communities throughout northern Idaho, 1st Choice Insurance Brokers, LLC handles commercial insurance needs for local businesses. It manages coverage for property, liability, and other operational risks specific to the area’s industries. The agency works to identify each client’s exposures and then locates appropriate policies from its network of carriers. For a typical job, it first reviews the business’s operations and then compares coverage options to recommend a tailored plan.
Dirks Insurance Group, LLC operates in Coeur d'Alene, ID, placing coverage for businesses in a range of industries. A local commercial insurance agency, it structures policies for general liability and property exposures. The agency can tailor risk management plans for offices, warehouses, and food service operations, addressing the distinct liability and asset protection needs those sectors typically require.
As seasonal tourism and construction ramp up around Coeur d'Alene, local businesses face heightened liability and property risks specific to the Lake City area. Marsh McLennan Agency provides commercial insurance agent services tailored to these evolving exposures, helping companies secure appropriate coverage for their operations and assets. Their team works closely with clients to assess local hazards, from wildfire exposure to seasonal workforce fluctuations. The process typically begins with a thorough on-site inspection of the business premises and a detailed review of current operations.
Panhandle Insurance serves residential clients in Coeur d'Alene, Idaho, with personal property coverage. For commercial customers, the agency advises on business liability, property, and workers’ compensation policies tailored to local industries. Their service area extends throughout the region, ensuring businesses have proper protection for operations and assets. When maintenance or coverage adjustments arise between regularly scheduled appointments, the agency follows up to address new exposures or policy questions. This ongoing attention helps commercial accounts maintain appropriate coverage without gaps.
Pacific Crest Insurance - Coeur d'Alene is known for helping local businesses manage their risk through tailored commercial coverage solutions. The agency serves Coeur d'Alene and the surrounding region, addressing the unique liability and property exposures faced by shops, contractors, and service providers. Policies commonly include general liability, commercial property, workers' compensation, and business interruption protection. This agent specializes in adding professional liability endorsements for consultants and trade professionals.
Neipert Insurance Agency Inc: Allstate Insurance specializes in commercial insurance agent services, including general liability, property, and workers’ compensation policies. It also provides ongoing risk management guidance for small and mid-sized businesses in Coeur d'Alene, Idaho, helping local enterprises secure tailored coverage options. As seasonal tourism and construction activity increase in the area, the agency assists businesses with adjusting their policies to cover temporary spikes in liability and equipment exposure.
Commercial insurance clients vary in need, with some seeking one-time coverage for a specific project and others requiring recurring policies for ongoing commercial risks. This agency in Coeur d’Alene, Idaho, helps businesses select the right commercial insurance to protect against liability, property damage, and other operational exposures common to the region. Coverage is arranged on either a one-time or scheduled basis, tailored to the duration of each client’s specific risk management requirements, with service provided as needed to accommodate changing business circumstances.
What Does a a Commercial Insurance Agent in Coeur d'Alene Cost?
Typical costs for commercial insurance in Idaho vary widely. A small business might pay 500 to 1500 per year for general liability. Workers compensation rates average around 1.50 per 100 dollars of payroll. Commercial auto policies often cost 1200 to 3000 annually. Actual costs depend on your industry location claims history and coverage limits. This is general information and not insurance advice.
About commercial insurance agents in Coeur d'Alene
Commercial insurance agents in Coeur d Alene help local businesses find coverage for property liability and workers compensation. Idaho law requires most employers with one or more employees to carry workers compensation insurance. Agents can also advise on Idaho specific risks like wildfire and winter weather damage.
Frequently Asked Questions
What types of commercial insurance do Idaho businesses need?
Idaho law requires workers compensation for most employers. General liability and commercial property insurance are common but not state mandated. Agents can help you assess risks and find appropriate coverage.
Does Idaho have a specific commercial auto insurance requirement?
Yes Idaho requires minimum liability coverage of 25 000 per person and 50 000 per accident for bodily injury plus 15 000 for property damage. Commercial vehicles may need higher limits.
How do Idaho insurance regulations affect my business policy?
Idaho follows a file and use system for commercial insurance rates. Insurers must file rates with the Idaho Department of Insurance but can use them immediately. This allows for more flexible pricing and coverage options.
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