The top-rated commercial insurance agent in Lockport, Illinois is Susie Sheehan - State Farm Insurance Agent, rated 5.0 stars across 168 reviews. Other highly rated options include Farmers Insurance - Timothy Kearns, Chris Rose - State Farm Insurance Agent, Farmers Insurance - Maryam Hamed. This directory lists 18 commercial insurance agents serving Lockport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susie Sheehan - State Farm Insurance Agent | 200 W 11th St Unit 2SW | (815) 306-0184 |
| 2 | Farmers Insurance - Timothy Kearns | 928 N State St | (815) 838-2675 |
| 3 | Chris Rose - State Farm Insurance Agent | 831 S State St | (815) 838-5252 |
| 4 | Farmers Insurance - Maryam Hamed | 123 E 9th St Unit 2C | (630) 359-8186 |
| 5 | Joe Ricker: Allstate Insurance | 901 S State St | (815) 834-2100 |
| 6 | John S Janovyak Agency Inc American Family Insurance | 909 E 9th St | (815) 588-0131 |
| 7 | Assurity Agency | 1112 E 9th St | (815) 838-7900 |
| 8 | Farmers Insurance - Jack Maloney | 123 E 9th St unit 2F | (630) 852-2224 |
| 9 | Likar Insurance Agency | 214 E 2nd St | (815) 838-3206 |
| 10 | Cindy Verhoek - State Farm Insurance Agent | 976 E 9th St | (815) 838-3569 |
Susie Sheehan - State Farm Insurance Agent serves the Lockport, Illinois area as a commercial insurance agent. The company provides business insurance solutions designed to protect local enterprises from common risks. Coverage options include standard liability policies and property insurance for storefronts and offices. The company also offers workers’ compensation plans for businesses with employees. Commercial auto insurance for company vehicles and business interruption policies are handled by this agency.
Farmers Insurance - Timothy Kearns in Lockport, IL, provides a full range of commercial insurance services, including general liability, property, and workers’ compensation coverage. The agency offers personalized policy reviews and ongoing risk management support to help local business owners maintain appropriate protection as their needs evolve. Clients receive assistance with claims filing and coverage adjustments. The firm services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Chris Rose serves homeowners and business owners in Lockport, Illinois, offering commercial insurance agent services that include property coverage for shops and offices, general liability for contractors, and commercial auto policies for local fleets. The agency also assists property managers with tailored policies to protect rental properties and their associated risks. A focus on risk management helps commercial clients safeguard their operations. In addition to Lockport, Chris Rose extends coverage to nearby communities throughout the Joliet metro area, ensuring convenient access for local businesses.
Farmers Insurance - Maryam Hamed offers commercial coverage for local Lockport businesses, presenting clients with either a single, one-time policy for a specific project or ongoing recurring service to update a full insurance portfolio as operations change. Business owners receive guidance on liability, property, and workers’ compensation protections tailored to their industry. Agents help assess evolving risks and adjust limits accordingly. Service runs on either a one-time consultation or a scheduled, as-needed review basis to match changing business cycles and coverage needs without a rigid timeline.
Joe Ricker: Allstate Insurance serves Lockport, Illinois, and the surrounding communities. The company handles commercial insurance coverage for local businesses, including general liability, property, and workers' compensation policies. It works with small to midsize enterprises to secure necessary protection for their operations. In handling a typical job, it first assesses the business's unique risks, then reviews coverage options to build a tailored package that meets the client's budget and operational needs.
John S Janovyak Agency Inc American Family Insurance offers specialized commercial insurance solutions for local businesses in Lockport, IL, including property and liability coverage. The agency also provides general commercial insurance services, helping entrepreneurs assess risk and select appropriate policy structures. As seasonal weather affects operations in this region, it assists businesses in reviewing coverage for storm-related property damage ahead of the spring season.
As spring construction projects ramp up in and around Lockport, business owners require tailored property and liability coverage for new equipment and expanding operations. Assurity Agency serves the local commercial community by identifying industry-specific risks, from small retail shops to contracting firms. The agency builds policies that address everyday exposures without over-insuring a client’s budget. Each new account begins with a thorough on-site inspection of the business premises, assessing storage, work flow, and safety protocols to determine the appropriate initial coverage structure.
Farmers Insurance - Jack Maloney specializes in protecting local businesses with general liability, property coverage, and workers' compensation policies. This agency tailors commercial insurance plans to meet the specific risk exposures of small and medium-sized enterprises in Lockport, Illinois. Additional policy options include commercial auto insurance and business interruption coverage. Jack Maloney’s agency serves a range of commercial sectors including offices, warehouses, and food service operations.
Likar Insurance Agency, located in Lockport, IL, is recognized for providing commercial insurance coverage to local businesses. The agency assists clients in securing policies that address general liability, property protection, and workers' compensation needs. Each business’s unique exposure to risk is assessed to recommend appropriate coverage limits. The agency also offers specialized commercial auto insurance for companies that rely on vehicles for daily operations.
Cindy Verhoek - State Farm Insurance Agent in Lockport, IL, assists local homeowners and renters with residential policies designed to protect their personal property and liability. The agency also provides commercial insurance coverage for small and medium-sized businesses operating in and around Will County. These business policies address general liability, property, and potential income interruption. Clients can follow up with the agent after their initial enrollment, with repeat service offered between regular business reviews to adjust coverage as needs evolve.
What Does a a Commercial Insurance Agent in Lockport Cost?
Typical costs for commercial insurance in Illinois vary widely. A small retail business might pay between $500 and $2,000 per year for general liability. A construction company could pay $3,000 to $10,000 or more for a package policy. Workers compensation rates in Illinois average around $1.50 to $3.00 per $100 of payroll, depending on the industry. These are general estimates and your actual cost will depend on your specific business, location, and coverage needs. This is general information, not insurance advice.
About commercial insurance agents in Lockport
Commercial insurance agents in Lockport, Illinois help local businesses find coverage for property, liability, and workers compensation. Illinois law requires most employers to carry workers compensation insurance. Agents can also guide you on Illinois-specific risks like severe weather and local zoning requirements.
Frequently Asked Questions
What types of commercial insurance do Lockport businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Illinois law requires workers comp for most businesses with one or more employees. Your agent can help you assess specific risks for your Lockport location.
How do I find a commercial insurance agent in Lockport?
You can search online directories, ask other local business owners for referrals, or contact the Illinois Insurance Association for a list of licensed agents. Make sure the agent is licensed in Illinois and has experience with your industry.
Does Illinois have any special insurance requirements for small businesses?
Yes. Illinois requires workers compensation insurance for almost all employers. Also, if you have company vehicles, you must carry auto liability insurance meeting state minimums. Some industries like construction or food service may have additional bonding or coverage requirements.
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