The top-rated commercial insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Monica Vecera - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent. This directory lists 17 commercial insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center # 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Monica Vecera - State Farm Insurance Agent | 630 Pierce Blvd #200 | (618) 632-4870 |
| 4 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 5 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 6 | Mike Morrill - State Farm Insurance Agent | 102 Ruth Dr | (618) 632-6943 |
| 7 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 8 | Burgmann Insurance Group | 1132 River Birch Dr | (618) 206-2623 |
| 9 | Joe Wallace: Allstate Insurance | 1214 Paragon Dr #1 | (618) 624-8937 |
| 10 | Derrick Lebryk - COUNTRY Financial Representative | 1115 Frontage Rd Ste C | (618) 622-3767 |
Scott Huels - State Farm Insurance Agent serves clients in the O'Fallon, IL area and surrounding St. Clair County. The company provides commercial insurance solutions tailored to the needs of local business owners. These policies help protect company assets, property, and liability exposures. Working with a variety of enterprises, the agent structures coverage for different industries. Common services include general liability insurance and commercial property insurance. This agency also handles workers' compensation policies for area businesses.
Rob Isringhausen – State Farm Insurance Agent in O'Fallon, IL offers a comprehensive range of commercial insurance solutions tailored to local businesses. Its service plans focus on assessing risks and customizing coverage to protect operations and assets. The company provides ongoing support to help clients adjust policies as their needs evolve. It services a variety of property types including single-family homes, apartment complexes, retail locations, and restaurants.
Serving homeowners, local businesses, and property managers in the O'Fallon area, Monica Vecera as a State Farm Insurance Agent provides commercial insurance policies that help protect company assets, liability risks, and income streams. These services include coverage for property damage, general liability, and business interruption. The agency works with small retailers, independent contractors, and office-based firms to assess their unique exposure needs. Clients seeking coverage solutions can also reach this office for support across the nearby Belleville metro corridor.
Elisa Hager - State Farm Insurance Agent serves the O'Fallon, Illinois area and surrounding communities, handling a full range of commercial insurance policies for local businesses. The agency covers essential protections for property, liability, and business interruption. Each client's specific operations and risk factors are reviewed in a thorough initial consultation. This careful assessment then informs a tailored coverage plan designed to address the day-to-day exposures common to small and mid-sized enterprises in the region.
JGP Insurance Group, LLC in O'Fallon, IL distinguishes between one-time policy placements and recurring service agreements to address distinct commercial insurance needs. Coverage includes various property and liability protections designed for local businesses, ensuring adequate risk transfer across different industries. Service is provided strictly on an as-needed basis, with clients contacting the agency when a new policy, renewal review, or claim assistance is required.
Mike Morrill - State Farm Insurance Agent in O'Fallon, IL specializes in commercial insurance policies tailored to small business needs. It provides coverage options such as general liability, property, and workers' compensation for local enterprises. The agency also offers personal lines like auto and homeowners to clients in the area. During the winter months, it helps business proprietors assess risks linked to weather-related property damage and liability exposures on icy premises.
As an O'Fallon business district sees its autumn leaf pickup schedule coincide with increased warehouse traffic, Jessica Harrison-Wilkins: Allstate Insurance helps local companies reassess liability coverage for seasonal hazards like slick loading docks. The agency reviews existing commercial policies to ensure inventory values and vehicle usages are aligned with current operations. This work supports firms managing sudden shifts in demand while maintaining regulatory compliance with state and municipal insurance requirements. An initial consultation typically begins by inspecting the business premises to document its current safety protocols and equipment conditions.
Burgmann Insurance Group in O'Fallon, IL helps businesses manage their commercial insurance coverage needs. Their specialty services include policy reviews and liability protection options. Commercial insurance agents in the area typically advise clients on risk management strategies tailored to local operations. Burgmann Insurance Group works with a range of business types, providing coverage solutions for offices, warehouses, and food service operations.
Joe Wallace: Allstate Insurance serves the O'Fallon, IL area with a focus on residential insurance policies, including homeowners and auto coverage. The agency also assists local businesses with commercial insurance to protect against property damage, liability, and workers compensation risks. Clients can discuss individual and business needs during regular appointments. The team schedules follow-up consultations and reviews policy details as needed, ensuring coverage remains appropriate between scheduled office visits.
Derrick Lebryk - COUNTRY Financial Representative in O'Fallon, IL, is known for providing commercial insurance solutions tailored to local business owners. Its service range includes property, liability, and workers’ compensation coverage designed to protect companies from everyday operational risks. The agency works with entrepreneurs and established firms alike to assess unique exposures and secure appropriate policies. For an added specialty, it can assist with commercial auto insurance, safeguarding company vehicles and drivers on the road.
What Does a a Commercial Insurance Agent in O'Fallon Cost?
Commercial insurance costs in Illinois vary by business type, size, and risk factors. General liability policies often range from 500 to 3,000 dollars per year for small businesses. Workers compensation premiums depend on payroll and industry class codes. For example, a small retail shop might pay 1,000 to 2,500 dollars annually for a basic package. This is general information and not insurance advice.
About commercial insurance agents in O'Fallon
Commercial insurance agents in O'Fallon, Illinois help local businesses find coverage for property, liability, and workers compensation. Illinois law requires most employers to carry workers compensation insurance, and agents can guide you through these state-specific requirements. They work with multiple carriers to match your business needs with the right policy.
Frequently Asked Questions
What types of commercial insurance do O'Fallon businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Illinois law mandates workers compensation for most employers with one or more employees. An agent can help you assess risks specific to your industry.
How do I choose a commercial insurance agent in O'Fallon?
Look for an agent licensed in Illinois with experience in your industry. Check their knowledge of local regulations and ask about their carrier network. A good agent will review your operations and recommend tailored coverage.
Does Illinois require commercial auto insurance for business vehicles?
Yes, Illinois law requires minimum liability coverage for all motor vehicles used for business. Limits are 25,000 dollars per person for bodily injury and 50,000 dollars per accident. An agent can help you meet these requirements and add additional protection.
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