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Find Commercial Insurance Agents in O'Fallon, IL

Looking for a commercial insurance agent in O'Fallon? Review the directory below to compare your options.

17 agents listed
Updated May 2026
O'Fallon, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 17 commercial insurance agents in O'Fallon, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huels - State Farm Insurance Agent
9 Eagle Center # 7, O'Fallon, IL 62269
(618) 632-3600 scotthuels.com
Rob Isringhausen - State Farm Insurance Agent
810 W Hwy 50, O'Fallon, IL 62269
(618) 589-9911 insurewithrob.com
Monica Vecera - State Farm Insurance Agent
630 Pierce Blvd #200, O'Fallon, IL 62269
(618) 632-4870 monicavecera.com
Elisa Hager - State Farm Insurance Agent
1315 W Hwy 50, O'Fallon, IL 62269
(618) 628-8800 elisahager.com
JGP Insurance Group, LLC
513 W Hwy 50, O'Fallon, IL 62269
(618) 228-0383 jgpinsurancegroup.com
Mike Morrill - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-6943 mikemorrillinsurance.com
Jessica Harrison-Wilkins: Allstate Insurance
715 W Hwy 50, O'Fallon, IL 62269
(618) 632-1515 agents.allstate.com
Burgmann Insurance Group
1132 River Birch Dr, O'Fallon, IL 62269
(618) 206-2623 yourtrustedmedicaresource.com
Joe Wallace: Allstate Insurance
1214 Paragon Dr #1, O'Fallon, IL 62269
(618) 624-8937 agents.allstate.com
Derrick Lebryk - COUNTRY Financial Representative
1115 Frontage Rd Ste C, O'Fallon, IL 62269
(618) 622-3767 advisors.countryfinancial.com
Nick Miller - COUNTRY Financial Representative
1603 W Hwy 50, O'Fallon, IL 62269
(618) 233-1043 advisors.countryfinancial.com
Fischer-Going Insurance
717 W Hwy 50, O'Fallon, IL 62269
(618) 624-2100 fischergoinginsurance.com
Thoman Insurance Agency
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
Kailee Conner - COUNTRY Financial Agent
310 E Hwy 50 #1, O'Fallon, IL 62269
(618) 628-0476 agents.countryfinancial.com
Farmers Insurance - Keith Albers
1210 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467 agents.farmers.com
Albers Agency Farmers Insurance and Financial Services
1220 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467 sites.google.com
Mueller Schneidewind Koeneman
500 Southview Plaza #17, O'Fallon, IL 62269
(618) 624-5441 mskagency.com

Commercial insurance agents in O'Fallon, Illinois help local businesses find coverage for property, liability, and workers compensation. Illinois law requires most employers to carry workers compensation insurance, and agents can guide you through these state-specific requirements. They work with multiple carriers to match your business needs with the right policy.

What Does a Commercial Insurance Agent in O'Fallon Cost?

Commercial insurance costs in Illinois vary by business type, size, and risk factors. General liability policies often range from 500 to 3,000 dollars per year for small businesses. Workers compensation premiums depend on payroll and industry class codes. For example, a small retail shop might pay 1,000 to 2,500 dollars annually for a basic package. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do O'Fallon businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Illinois law mandates workers compensation for most employers with one or more employees. An agent can help you assess risks specific to your industry.
How do I choose a commercial insurance agent in O'Fallon?
Look for an agent licensed in Illinois with experience in your industry. Check their knowledge of local regulations and ask about their carrier network. A good agent will review your operations and recommend tailored coverage.
Does Illinois require commercial auto insurance for business vehicles?
Yes, Illinois law requires minimum liability coverage for all motor vehicles used for business. Limits are 25,000 dollars per person for bodily injury and 50,000 dollars per accident. An agent can help you meet these requirements and add additional protection.