The top-rated commercial insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 434 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Rick Weissenhofer - State Farm Insurance Agent. This directory lists 20 commercial insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Calder Agency: Allstate Insurance | 2765 Walter Payton Memorial Hwy | (630) 554-5252 |
| 2 | Janna Misek - State Farm Insurance Agent | 1136 Douglas Rd | (630) 554-1540 |
| 3 | Nicole Hupp: Allstate Insurance | 4589 IL-71 | (630) 833-8100 |
| 4 | Rick Weissenhofer - State Farm Insurance Agent | 2261 Orchard Rd | (630) 554-5277 |
| 5 | Holten Insurance Agency | By appointment only - meeting location provided upon scheduling, 4913 Seeley St | (630) 424-0200 |
| 6 | Zac Mcgrogan - State Farm Insurance Agent | 72 W Washington St | (630) 554-8800 |
| 7 | Christina Reynolds Insurance Corp American Family Insurance | 103 Franklin St | (630) 551-1784 |
| 8 | Tri-County Insurance Agency, Inc. "Bentley Agency" | 44 Monroe St | (815) 200-5528 |
| 9 | Hometowne Insurance | 4424 IL-71 | (630) 554-4040 |
| 10 | AAA Insurance - Short Insurance Agency | 10 E Merchants Dr | (630) 981-0018 |
The Calder Agency: Allstate Insurance serves Oswego and the broader Kendall County area as a commercial insurance agent. It helps local business owners assess their risk exposure and secure appropriate coverage for their operations. The agency works with clients to understand specific needs, from general liability to property protection. Policies are customized to fit different industries and company sizes commonly found in this region. The agency handles workers’ compensation policies and commercial auto insurance for small and midsize businesses in Oswego.
Janna Misek - State Farm Insurance Agent provides a full range of commercial insurance services for local business owners in Oswego, IL. The agency helps clients assess their unique operational risks and offers tailored coverage plans to protect their assets. Standard service includes regular policy reviews to ensure adequate protection as businesses evolve. Clients receive ongoing support for claims filing and adjustments to their coverage as operations change. This agency services a variety of properties, including single-family homes used for business, apartments, retail storefronts, and restaurants.
Nicole Hupp Allstate Insurance serves homeowners, businesses, and property managers in the Oswego area with commercial insurance agent services. The agency assists local companies and organizations with policy coverage options tailored to their operational needs. Clients rely on this office for guidance on liability and property protection. By meeting with each customer in person or over the phone, the agent helps identify suitable commercial insurance solutions for their specific industry risks. The Oswego office also covers clients throughout nearby Aurora and the surrounding Kendall County communities.
Serving Oswego, Illinois, and the surrounding communities, Rick Weissenhofer - State Farm Insurance Agent handles commercial insurance needs for local businesses. It works to cover property, liability, and other essential protections that operations require. For each client, the agency begins by assessing the unique risks and exposures specific to that business type and location. It then builds a tailored policy by explaining coverage options and aligning them with the company’s budget and operational goals. This structured process ensures clients receive a clear, workable plan from consultation through final policy delivery.
Holten Insurance Agency, based in Oswego, IL, distinguishes between one-time policy placements and ongoing coverage management for local commercial clients. Its services focus on protecting businesses from common operational risks, including property damage and liability exposures typical for this area. Coverage options are designed to address both short-term project needs and long-term business stability. When a client’s circumstances change, the agency adjusts policies accordingly. Routine service is available on a scheduled basis, with additional support available on an as-needed basis for urgent coverage questions or claims assistance.
Zac Mcgrogan - State Farm Insurance Agent in Oswego, IL customizes commercial coverage for local businesses, including property, liability, and workers compensation policies. It also offers general personal insurance services such as auto, home, and life plans for area residents. During the winter months, the agency helps clients review their policies to address potential weather-related risks like ice damage or temporary closures.
As local businesses in Oswego prepare for the seasonal uptick in winter weather liabilities, Christina Reynolds Insurance Corp American Family Insurance provides tailored commercial coverage options. This agency specializes in structuring policies that address the unique risks facing small and mid-sized enterprises in the area, from property protection to liability management. Their process begins with a comprehensive assessment of each business’s operations and exposure, followed by a detailed on-site inspection to identify specific coverage gaps and ensure accurate policy recommendations.
For nearly a century, Tri-County Insurance Agency, Inc. "Bentley Agency" in Oswego, IL, has guided area businesses through the complexities of risk management as a commercial insurance agent. They specialize in liability and property coverage, cyber liability protection, and workers’ compensation plans tailored to diverse local needs. Beyond standard policies, their team offers fleet insurance for vehicle-dependent operations and customized business owner’s policies. They serve commercial clients in sectors including offices, warehouses, and food service establishments.
Hometowne Insurance in Oswego, IL, is known for offering commercial insurance policies that protect small and mid-sized businesses from common operational risks. The agency serves local enterprises with coverage tailored to specific industry needs, including property, liability, and workers’ compensation. It focuses on helping clients navigate policy options and maintain adequate protection as their businesses grow. Additionally, the company can arrange specialized commercial auto coverage for clients with fleets or vehicle-dependent operations.
AAA Insurance - Short Insurance Agency serves homeowners in Oswego, IL, with residential policies that protect properties and personal assets. The agency also provides commercial insurance coverage tailored to local businesses, managing liability, property, and other operational risks for small and mid-sized companies throughout the surrounding area. Clients can contact the office for new quotes or to review existing policies. After initial placement, the agent remains available for regular policy reviews and adjustments, ensuring ongoing coverage needs are met between visits.
What Does a a Commercial Insurance Agent in Oswego Cost?
Typical commercial insurance costs in Illinois range from 500 to 3000 per year for general liability for a small business. Workers compensation premiums average 1 to 3 per 100 of payroll depending on industry class codes. Commercial auto policies might cost 1200 to 2400 annually per vehicle. These figures are estimates and your actual cost will depend on your business profile coverage limits and risk factors. This is general information and not insurance advice.
About commercial insurance agents in Oswego
Commercial insurance agents in Oswego Illinois help local businesses secure coverage for property liability and workers compensation. Illinois law requires most employers to carry workers compensation insurance under the Illinois Workers Compensation Act. An agent can guide you through coverage options that meet state requirements and protect your business assets.
Frequently Asked Questions
What types of commercial insurance do businesses in Oswego need?
Common coverages include general liability property insurance workers compensation and commercial auto. Illinois law mandates workers compensation for most employers with one or more employees. An agent can assess your specific risks and recommend appropriate policies.
How do I find a commercial insurance agent in Oswego Illinois?
You can search online directories ask other local business owners for referrals or contact the Illinois Department of Insurance for a list of licensed agents. Look for agents who specialize in your industry for more tailored advice.
What is the cost of commercial insurance in Oswego Illinois?
Costs vary based on business type size location and coverage limits. A small retail shop might pay 500 to 1500 per year for general liability while a construction company could pay 5000 or more. Premiums also depend on claims history and Illinois specific rating factors.
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