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Compare Commercial Insurance Agents in Rock Island, IL

Browse commercial insurance agents serving Rock Island, Illinois. Contact information and addresses listed below.

12 agents listed
Updated May 2026
Rock Island, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 12 commercial insurance agents in Rock Island, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jenn Merema - State Farm Insurance Agent
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 jennmeremasf.com
Chris Elsberg - State Farm Insurance Agent
855 46th Ave, Rock Island, IL 61201
(309) 788-3060 chriselsberg.com
Modern Woodmen of America
1701 1st Ave, Rock Island, IL 61201
(800) 447-9811 modernwoodmen.org
Royal Neighbors of America
230 16th St, Rock Island, IL 61201
(309) 788-4561 royalneighbors.org
Don Ayers & Son's Insurance
3129 11th St, Rock Island, IL 61201
(309) 788-4546
State Farm Insurance
4543 18th Ave, Rock Island, IL 61201
(309) 794-1313 statefarm.com
Farrar Insurance
1712 18th Ave, Rock Island, IL 61201
(309) 786-4463 farrar.group
Illinois Casualty Company
225 20th St, Rock Island, IL 61201
(309) 793-1700 ilcasco.com
Michael Orth American Family Insurance
2427 17th St, Rock Island, IL 61201
(309) 788-7670 amfam.com
Insurance King
3101 11th St suite A, Rock Island, IL 61201
(309) 981-0391 insuranceking.com
BevSpec Insurance Solutions
225 20th St, Rock Island, IL 61201
(630) 613-9473 bevspec.com
Riverscape Insurance
4405 11th St, Rock Island, IL 61201
(309) 430-2222

Commercial insurance agents in Rock Island, Illinois help local businesses secure coverage for property, liability, and workers compensation. Illinois law requires most employers to carry workers compensation insurance under the Illinois Workers Compensation Act. Agents in Rock Island understand the unique risks for businesses along the Mississippi River and in the Quad Cities area.

What Does a Commercial Insurance Agent in Rock Island Cost?

Typical annual costs for a small business general liability policy in Illinois range from $400 to $1,500. Workers compensation premiums average $1.00 to $2.50 per $100 of payroll depending on industry class codes. Commercial property insurance for a small office in Rock Island may cost $500 to $3,000 per year. These are estimates only. Your actual cost will depend on your specific business operations, coverage selections, and risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance do Rock Island businesses need?
Common coverages include general liability, commercial property, workers compensation, and commercial auto. Illinois law mandates workers compensation for most employers with one or more employees. Your agent can help assess your specific industry risks.
How do I find a commercial insurance agent in Rock Island Illinois?
You can search online directories or ask for referrals from other local business owners. Look for agents licensed in Illinois who have experience with your industry. The Illinois Department of Insurance provides a license lookup tool to verify credentials.
What factors affect commercial insurance costs in Rock Island?
Costs depend on your business type, payroll, revenue, claims history, and coverage limits. Location matters too, as flood risk near the Mississippi River may increase property premiums. Illinois does not regulate commercial insurance rates for most lines, so prices vary by carrier.