ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare Commercial Insurance Agents in St. Charles, IL
Directory of commercial insurance agents in St. Charles, Illinois. Verify credentials with the state department of insurance before hiring.
19 agents listed
Updated May 2026
St. Charles, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 19 commercial insurance agents in St. Charles, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bill Nelson - State Farm Insurance Agent
1309 W Main St, St. Charles, IL 60174
(630) 443-5100
billnelsonagency.com
Chris Knapp - State Farm Insurance
1103 W Main St, St. Charles, IL 60174
(630) 584-8500
callchrisknapp.com
Better Choice Insurance Group
300 Cardinal Dr #220, St. Charles, IL 60175
(847) 908-5665
betterchoiceins.com
Comparion Insurance Agency
2570 Foxfield Rd Suite 202, St. Charles, IL 60174
(630) 232-8100
comparioninsurance.com
Giuseppe Mastrolonardo Agency Inc American Family Insurance
303 E Main St Uppr 1, St. Charles, IL 60174
(630) 295-8514
amfam.com
Relation Insurance - Joseph M. Wiedemann & Sons Inc
Nationwide Insurance: Julien Insurance Agency Inc.
218 State St Ste 2, St. Charles, IL 60174
(630) 845-2740
agency.nationwide.com
Railside Citrus Insurance Agency
11 E Main St, St. Charles, IL 60174
(630) 377-0700
railsidecitrus.com
Gallagher Insurance, Risk Management & Consulting
2580 Foxfield Rd STE 203, St. Charles, IL 60174
(630) 549-3601
locations.ajg.com
Debruyne Insurance Agency, Inc.
605 W Main St, St. Charles, IL 60174
(630) 377-7799
debinsinc.com
Guild Insurance
100 Illinois St Ste 200, St. Charles, IL 60174
(866) 484-5346
Commercial insurance agents in St. Charles Illinois help local businesses manage risk with policies for general liability property and workers compensation. Illinois law requires most employers to carry workers compensation insurance under the Illinois Workers Compensation Act. Agents also guide businesses through coverage requirements specific to Kane County and state regulations.
What Does a Commercial Insurance Agent in St. Charles Cost?
Commercial insurance costs in St Charles vary by business type size and location. For a small retail shop general liability may range from 500 to 1500 per year while a contractor might pay 2000 to 5000 annually for liability and workers comp. Premiums also depend on payroll revenue and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do St Charles businesses typically need?
Common coverages include general liability commercial property workers compensation and commercial auto. Illinois law mandates workers comp for businesses with one or more employees. Agents can also recommend business interruption or professional liability based on your industry.
How do Illinois insurance laws affect my commercial policy in St Charles?
Illinois follows a fault-based system for auto insurance and requires minimum liability limits of 25/50/20. For workers comp you must carry coverage as soon as you hire your first employee. An agent can explain how these laws apply to your specific business in St Charles.
Free • No Obligation
Compare Commercial Insurance Agents
Get matched with agents in St. Charles who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.