The top-rated commercial insurance agent in Urbana, Illinois is Brian Hanson - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Freeway Insurance, Grant Scofield - State Farm Insurance Agent, The Wesselman Agency : COUNTRY Financial. This directory lists 10 commercial insurance agents serving Urbana.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Hanson - State Farm Insurance Agent | 408 N Race St STE A | (217) 344-1900 |
| 2 | Freeway Insurance | 1112 W University Ave | (217) 666-6012 |
| 3 | Grant Scofield - State Farm Insurance Agent | 1405 E Florida Ave | (217) 384-5727 |
| 4 | The Wesselman Agency : COUNTRY Financial | 2740 S Philo Rd Ste B | (217) 352-3466 |
| 5 | Farmers Insurance - Michael Rumsey | 1606 Willow View Rd # 1B | (217) 363-3030 |
| 6 | Sticklen Insurance Agency | 3109 Tatman Ct Unit 101 | (217) 328-1612 |
| 7 | Brandy Reyna Agency LLC American Family Insurance | 909 N Cunningham Ave b | (217) 337-4988 |
| 8 | Loman-Ray Insurance Group, LLC | 2702 Boulder Dr | (888) 566-2679 |
| 9 | State Farm Insurance | 1405 E Florida Ave A | (217) 384-5727 |
| 10 | Rumsey Group | 1606 Willow View Rd Ste 2J | (217) 363-3031 |
Brian Hanson - State Farm Insurance Agent serves the Urbana, Illinois area offering commercial insurance agency services. This office assists local business owners with selecting appropriate coverage for their operations. Commercial clients in this region require protection for liability, property, and income disruptions. The agent provides guidance on finding suitable policies that match each business's unique needs. As a local resource, the agency helps small to mid-sized businesses understand their insurance options. Specific services handled include general liability insurance for retailers and workers compensation coverage for regional manufacturers.
Freeway Insurance provides core liability and property coverage for businesses throughout the Urbana area, with specialty add-ons such as workers’ compensation, commercial auto, and inland marine protection. Designed to address typical local risks, its policies help firms manage operational exposures while meeting standard regulatory requirements. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments, tailoring each plan to the unique needs of those industries.
Grant Scofield - State Farm Insurance Agent provides coverage options designed for area businesses including liability, property, and workers' compensation policies. The agency recommends regular policy reviews to adjust coverage as business needs change. Service plans focus on helping local commercial clients understand risk exposures and manage claims efficiently. This Urbana agency primarily serves buildings for single-family homes, apartments, retail, and restaurants.
Serving Urbana, Illinois, and the surrounding communities, The Wesselman Agency: COUNTRY Financial handles commercial insurance needs for local businesses. It works with clients to secure coverage for property, liability, and other operational risks. Every business engagement begins with a thorough assessment of the client’s current operations and potential exposures. This review then guides the development of a tailored insurance plan designed to address those specific needs effectively.
Serving homeowners, businesses, and property managers in the Urbana area, this agency provides commercial insurance to protect local enterprises from liability and property risks. It also offers tailored policies to address industry-specific exposures, such as workers compensation or business interruption. Coverage extends to a range of local commercial operations, helping mitigate financial loss. The agency additionally serves clients in Champaign and central Champaign County.
Sticklen Insurance Agency in Urbana, Illinois offers commercial insurance with distinct options, helping businesses choose between one-time policies for unique projects or recurring coverage for ongoing operations. Their services cover essential protections like general liability, property insurance, and workers’ compensation to safeguard local companies against common risks. Tailored to the area’s business needs, they address exposures found in retail, service, or light industrial settings. Service appointments for reviewing or adjusting coverage typically run on an as-needed basis, allowing clients to request consultation when specific policy questions or adjustments arise.
Brandy Reyna Agency LLC American Family Insurance in Urbana, IL offers commercial insurance agent services, including customized coverage for local businesses' property, liability, and workers’ compensation needs. It also provides general risk management advice to help companies protect their assets and operations. The agency assists with seasonal concerns such as adjusting coverage for fluctuating inventory levels or temporary workforce demands during the fall harvest period.
Spring's changeable weather in Urbana forces many local businesses to reassess their coverage for equipment and inventory. Loman-Ray Insurance Group, LLC works with commercial clients to adjust policies that protect against seasonal liability shifts common in Central Illinois. As a dedicated commercial insurance agent, the company reviews each business's unique risk profile, from retail shops in Campustown to agricultural operations along the outskirts. Their process begins with a thorough on-site inspection of the property and a detailed analysis of current exposures.
State Farm Insurance in Urbana, Illinois, assists local residents with their homeowners and auto insurance needs as a core part of its practice. For business clients, the agency provides commercial insurance coverage tailored to small and mid-sized enterprises operating throughout the Champaign-Urbana area. Policies are designed to protect commercial property, liability, and business income. The agency’s local focus ensures agents can discuss coverage updates or renewals during regular annual visits, making follow-up service convenient between scheduled appointments.
The Rumsey Group in Urbana, IL guides businesses through the selection of property and general liability coverage. They also arrange specialized policies such as workers’ compensation, commercial auto insurance, and inland marine protection. Their work focuses on identifying the unique risk exposures that local enterprises face on a daily basis. They can serve the insurance needs for a range of commercial sectors including offices, warehouses, and food service operations.
What Does a a Commercial Insurance Agent in Urbana Cost?
Commercial insurance costs in Illinois vary widely by industry and risk. A small business general liability policy might range from 400 to 2000 dollars per year. Workers compensation premiums are based on payroll and classification codes, often 0.50 to 3.00 dollars per 100 dollars of payroll. Commercial auto insurance for a single vehicle can cost 1200 to 3000 dollars annually. These figures are general estimates. This information is for general educational purposes and does not constitute insurance advice.
About commercial insurance agents in Urbana
Commercial insurance agents in Urbana, Illinois help local businesses manage risk and meet state requirements. Illinois law requires certain coverages like workers compensation for most employers with one or more employees. Agents in Urbana can assist with general liability, property, and commercial auto policies tailored to the local economy.
Frequently Asked Questions
What types of commercial insurance are required in Illinois?
Illinois requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicles. Other coverages like general liability are not state-mandated but are often required by landlords or contracts.
How do I find a commercial insurance agent in Urbana?
You can search for licensed agents through the Illinois Department of Insurance website or ask for referrals from local business associations. Many agents in Urbana specialize in small business or agricultural coverage common to the area.
What factors affect commercial insurance costs in Urbana?
Costs depend on your business type, number of employees, revenue, claims history, and location. For example, a small retail shop in Urbana might pay 500 to 1500 dollars per year for general liability, while a construction firm could pay several thousand dollars.
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