The top-rated commercial insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 697 reviews. Other highly rated options include Illinois Vehicle Auto Insurance, Freeway Insurance, Tim Vinson - State Farm Insurance Agent. This directory lists 21 commercial insurance agents serving Waukegan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manuel Torres - State Farm Insurance Agent | 1520 Washington St | (847) 782-1475 |
| 2 | Illinois Vehicle Auto Insurance | 3026 Belvidere Rd | (847) 790-7002 |
| 3 | Freeway Insurance | 701 N Lewis Ave | (847) 777-4582 |
| 4 | Tim Vinson - State Farm Insurance Agent | 2730 Grand Ave | (847) 263-6996 |
| 5 | Silvia V Chacon Agency Inc American Family Insurance | 2009 N Green Bay Rd | (847) 775-1818 |
| 6 | Martinez Insurance Group | 2243 Belvidere Rd | (847) 596-7447 |
| 7 | Seguros Tepeyac | Tepeyac Insurance Agency | 1820 Washington St | (847) 599-8700 |
| 8 | Talro Insurance Inc | 1055 N Green Bay Rd | (847) 244-5656 |
| 9 | Nauta Insurance Agency Inc | 2111 Washington St | (847) 662-8750 |
| 10 | Alicia Rodriguez American Family Insurance | 700 S Lewis Ave Ste 250 | (847) 244-8870 |
Serving Waukegan and the surrounding Lake County communities, Manuel Torres - State Farm Insurance Agent provides commercial insurance coverage for a wide range of small and medium-sized businesses. This location handles general liability, property insurance, workers compensation, and commercial auto policies tailored to varied local industries. The agency conducts thorough risk assessments with each client to identify potential exposures, then customizes a policy that meets their specific operational needs and budget constraints.
Illinois Vehicle Auto Insurance serves the Waukegan area and greater Lake County by offering commercial insurance agent services. This firm assists businesses in obtaining coverage tailored for company vehicles and fleet operations. It works with various local enterprises to address their liability and property protection needs. Common policies it manages include commercial auto liability and physical damage coverage for trucks and vans used in trade. Illinois Vehicle Auto Insurance also handles workers’ compensation policies and general liability insurance for businesses.
Freeway Insurance provides a full range of commercial insurance products for businesses in Waukegan, Illinois, including general liability, property, and workers’ compensation coverage. The agency helps clients evaluate their specific risks to secure appropriate policies that protect their operations and assets. Ongoing service includes policy review and support for claims handling to ensure coverage remains adequate over time. The agency serves a variety of local businesses, including single-family homes, apartments, retail stores, and restaurants.
Tim Vinson - State Farm Insurance Agent in Waukegan, IL, provides commercial insurance solutions for local businesses, property managers, and homeowners who need liability and property coverage. The agency works with entrepreneurs and established companies to secure policies that address operational risks. Services include general liability, commercial property, and business interruption insurance. It also supports area property managers with landlord policies and workers’ compensation plans. The agency additionally serves clients throughout Lake County, including nearby areas such as North Chicago and Zion.
Silvia V Chacon Agency Inc American Family Insurance offers both one-time and recurring service options to local businesses in Waukegan, IL. Its core coverage includes property and liability protection tailored to meet the operational requirements of commercial clients. The agency provides general insurance consultation to help businesses manage risk and secure appropriate policies. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s request and policy status.
As winter weather in Waukegan brings icy parking lots and delivery delays, Martinez Insurance Group helps local businesses manage these operational risks with tailored commercial coverage. They work closely with owners to assess liability exposures, protect vehicles and equipment, and secure policies that meet industry-specific needs. For a new client, the process begins with a thorough on-site inspection of the premises to identify vulnerabilities and ensure the recommended coverage aligns with daily business realities.
Serving businesses throughout Waukegan, Seguros Tepeyac | Tepeyac Insurance Agency specializes in insurance for commercial vehicles and general liability coverage. It also advises local enterprises on policies protecting property and business income. All areas of commercial risk are addressed, from retail establishments to small contractors. By reviewing each client’s unique exposures, it helps secure the appropriate coverage for daily operations. As winter weather approaches each year, this agency helps companies prepare by adjusting policies to cover seasonal hazards like ice damage and snow removal liability.
Talro Insurance Inc in Waukegan, IL operates as a commercial insurance agent, helping local businesses secure coverage for general liability and property risks. They also assist clients in obtaining specialty add-ons such as workers’ compensation and commercial auto policies to address specific operational hazards. Drawing on market knowledge of the region, the agency navigates insurance options for a range of business types. Their clientele includes offices seeking professional liability protection, warehouses requiring inventory and equipment coverage, and food service establishments needing general liability and product insurance.
Nauta Insurance Agency Inc, located in Waukegan, IL, handles residential insurance for local homeowners and renters. The company also provides commercial insurance agent services to businesses of varying sizes within Waukegan and the surrounding Lake County area. Tailoring each policy to meet specific operational risks, the agency works directly with clients to review coverage details and liability limits. After an initial policy is set, the office contacts clients for regular reviews and annual check-ins to ensure coverage keeps pace with changing needs between visits.
What Does a a Commercial Insurance Agent in Waukegan Cost?
Typical costs for commercial insurance in Illinois range from 500 to 3,000 per year for a small business general liability policy. Workers compensation premiums average 0.75 to 2.50 per 100 of payroll depending on industry class codes. Commercial auto policies cost 1,200 to 2,400 annually per vehicle. These are estimates only; actual costs depend on your specific business operations, location, and coverage limits. This is general information and not insurance advice.
About commercial insurance agents in Waukegan
Commercial insurance agents in Waukegan Illinois help business owners protect their assets with policies tailored to local needs. Illinois law requires certain coverages like workers compensation for most employers with one or more employees. Agents in Waukegan know the specific risks of Lake County including weather exposure and commercial auto requirements.
Frequently Asked Questions
What types of commercial insurance do Waukegan businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Illinois law mandates workers compensation for most businesses with employees. Agents can also advise on cyber liability and business interruption coverage.
How do Illinois insurance laws affect Waukegan business owners?
Illinois requires businesses to carry workers compensation insurance if they have one or more employees. Commercial auto policies must meet state minimum liability limits of 25,000 per person and 50,000 per accident for bodily injury. Agents ensure your policies comply with these laws.
Can a commercial insurance agent help me save money on premiums?
Yes. Agents can compare multiple carriers to find competitive rates for your Waukegan business. They may also suggest risk management practices like safety training or bundling policies to reduce costs. Premiums vary based on industry, revenue, and claims history.
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