ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Commercial Insurance Agents Near You in Carmel, IN

Browse commercial insurance agents serving Carmel, Indiana. Updated 2026-07-14.

The top-rated commercial insurance agent in Carmel, Indiana is Dean Ballenger Agency Inc, rated 5.0 stars across 610 reviews. Other highly rated options include Hittle Insurance, Penwell Insurance, BWC Insurance. This directory lists 19 commercial insurance agents serving Carmel.

Showing 19 commercial insurance agents in Carmel, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dean Ballenger Agency Inc14767 Oak Rd(317) 867-5433
2Hittle Insurance14801 Market Center Dr Suite 130(317) 895-5555
3Penwell Insurance600 E Carmel Dr Suite 162(317) 559-3022
4BWC Insurance13295 Illinois St # 134(317) 324-1489
5ShieldPoint Insurance571 Monon Blvd Ste 200(317) 395-3877
6Goosehead Insurance - Ted King13295 Illinois St Suite 302(317) 975-0303
7Binford Insurance600 E Carmel Dr #269(317) 588-3825
8Shepherd Insurance111 Congressional Blvd Suite 200(317) 846-5554
9Bailey Insurance599 Industrial Dr Suite 313(317) 809-7982
10The DeRoss Insurance Agency1905 S New Market St Suite 265(317) 219-3100
DB
14767 Oak Rd
Dean Ballenger Agency Inc
Commercial Insurance Agent · Carmel, IN

Dean Ballenger Agency Inc serves the Carmel, Indiana area and the greater metro region by specializing in commercial insurance agent services. The company works with local business owners to assess their unique operational risks and liability exposures. It provides tailored coverage options that address industry-specific challenges, helping to protect assets and maintain continuity. Among the specific services it handles in this area are general liability policies and commercial property insurance for small to mid-sized enterprises.

HI
14801 Market Center Dr Suite 130
Hittle Insurance
Commercial Insurance Agent · Carmel, IN

Hittle Insurance provides a comprehensive range of commercial insurance solutions, including general liability, property, and workers’ compensation coverage. The agency offers tailored service plans that include periodic policy reviews and risk assessments to help local businesses manage their exposures. As a commercial insurance agent in Carmel, IN, it serves a diverse array of property types such as single-family homes, apartments, retail storefronts, and full-service restaurants.

PI
600 E Carmel Dr Suite 162
Penwell Insurance
Commercial Insurance Agent · Carmel, IN

Penwell Insurance serves homeowners, businesses, and property managers throughout the Carmel, Indiana area, helping them secure appropriate commercial insurance coverage. As a dedicated commercial insurance agent, the company assists local enterprises in navigating their general liability, property, and workers' compensation needs. The firm focuses on providing practical risk management guidance tailored to each client’s specific operations and exposures. Beyond serving Carmel proper, Penwell Insurance also extends its commercial insurance services to businesses located in the neighboring communities of Fishers and the greater Indianapolis metropolitan region.

BI
13295 Illinois St # 134
BWC Insurance
Commercial Insurance Agent · Carmel, IN

BWC Insurance serves the Carmel, Indiana area and surrounding communities, specializing in commercial insurance coverage for local businesses. It manages general liability, property, workers’ compensation, and related protection for a variety of industries. Every policy is handled with a focus on local market conditions and specific business risks. The agency evaluates each client’s operations and liability exposure in detail, then builds a tailored policy structure from multiple carrier options.

SI
571 Monon Blvd Ste 200
ShieldPoint Insurance
Commercial Insurance Agent · Carmel, IN

Clients can choose between one-time policy placements or an ongoing service agreement when seeking commercial insurance. ShieldPoint Insurance, located in Carmel, IN, works to pair businesses with coverage for general liability, property, workers’ compensation, and similar commercial risks. The agency helps evaluate exposures and coordinate customized policies from multiple carriers. Service is available on both a scheduled and as-needed basis, depending on the client’s preference for regular policy reviews or individual requests.

GI
13295 Illinois St Suite 302
Goosehead Insurance - Ted King
Commercial Insurance Agent · Carmel, IN

Goosehead Insurance - Ted King in Carmel, IN, provides specialized commercial insurance solutions, including general liability and property coverage for local businesses. It also offers risk management guidance tailored to small and mid-sized companies in the region. By assessing specific operational exposures, the agency helps protect firms against common liabilities. As winter approaches, many commercial clients seek advice on snow removal liability and property damage from freezing conditions, an area where the agency assists with policy adjustments to mitigate seasonal risks.

BI
600 E Carmel Dr #269
Binford Insurance
Commercial Insurance Agent · Carmel, IN

As the seasons change in central Indiana, local businesses face shifting property and liability exposures that require updated insurance coverage. Binford Insurance, a commercial insurance agent based in Carmel, works with companies to assess these evolving risks. They analyze each client’s operations and existing policies to identify potential gaps. The process typically begins with an on-site inspection or a detailed initial assessment of the business premises and current coverage documents.

SI
111 Congressional Blvd Suite 200
Shepherd Insurance
Commercial Insurance Agent · Carmel, IN

Shepherd Insurance in Carmel, Indiana is known for offering comprehensive commercial insurance solutions to local businesses. Its service range covers general liability, property, workers' compensation, and commercial auto policies to protect companies from common operational risks. As a commercial insurance agent serving the Carmel area, it helps business owners assess their coverage needs and secure appropriate limits. For those requiring additional protection, Shepherd Insurance can add on specialized coverage for professional liability or cyber liability exposures.

BI
599 Industrial Dr Suite 313
Bailey Insurance
Commercial Insurance Agent · Carmel, IN

Bailey Insurance provides commercial insurance products to businesses and organizations in the Carmel area, with a focus on tailoring coverage options to meet specific operational risks. They serve a wide range of commercial sectors, offering adaptable policies that address the distinct liability and property exposures of local enterprises. Their clientele includes offices, warehouses, and food service establishments requiring comprehensive protection.

DI
1905 S New Market St Suite 265
The DeRoss Insurance Agency
Commercial Insurance Agent · Carmel, IN

The DeRoss Insurance Agency in Carmel, IN, assists residential clients with their personal insurance needs. The firm also provides commercial insurance policies designed to protect local businesses from liability and property risks. Services extend throughout the greater Indianapolis area, offering consultation on general liability, property, and workers’ compensation coverage. Agents work closely with business owners to structure plans that match their operations. Following initial placement, the agency maintains contact between regular visits to review policy changes and address any emerging coverage questions.

HI
580 E Carmel Dr SUITE 301
Hoffman Insurance Strategies
Commercial Insurance Agent · Carmel, IN
(317) 991-1101
ZF
14843 Sulky Way
Zeitler Financial Insurance Agency LLC - Health Insurance/Marketplace/Business Insurance
Commercial Insurance Agent · Carmel, IN
(317) 439-9505
zeitlerlifeinsuran.wixsite.com/zeitlerfinancial
SI
13295 Illinois St #307
Steffey Insurance Agency
Commercial Insurance Agent · Carmel, IN
(317) 334-3743
steffeyins.com
RO
231 Lark Dr Unit 1
Rain or Shine Insurance
Commercial Insurance Agent · Carmel, IN
(317) 601-7472
rainorshineinsurance.com
FI
110 N Rangeline Rd
Fearrin Insurance
Commercial Insurance Agent · Carmel, IN
(317) 846-4275
fearrininsurance.com
SI
301 E Carmel Dr SUITE C500
Sunday Insurance Agency
Commercial Insurance Agent · Carmel, IN
(317) 571-5200
sundayins.com
AS
10 E Main St Suite 400
AssuredPartners
Commercial Insurance Agent · Carmel, IN
(317) 844-7759
assuredpartners.com/Carmel
PA
10255 Commerce Dr SUITE 136
Preddie & Associates Insurance Group
Commercial Insurance Agent · Carmel, IN
(317) 874-8314
pandainsurancegrp.com
PI
111 Congressional Blvd #500
Protective Insurance Corporation
Commercial Insurance Agent · Carmel, IN
(317) 636-9800
protectiveinsurance.com

What Does a a Commercial Insurance Agent in Carmel Cost?

Typical costs for commercial insurance in Indiana vary by industry and risk level. A small retail business might pay 500 to 1500 dollars per year for general liability coverage. A construction company could pay 3000 to 8000 dollars annually for a package including workers comp and liability. Premiums depend on payroll revenue and claims history. This is general information not insurance advice.

About commercial insurance agents in Carmel

Commercial insurance agents in Carmel Indiana help local businesses find coverage for property liability and workers compensation. Indiana law requires most employers to carry workers compensation insurance if they have one or more employees. Agents can also guide businesses on commercial auto policies which are mandatory for company vehicles under Indiana law.

Frequently Asked Questions

What types of commercial insurance do businesses in Carmel need?

Common policies include general liability property insurance workers compensation and commercial auto. Indiana law requires workers comp for most businesses with employees and commercial auto for any business owned vehicles.

How do Indiana laws affect commercial insurance requirements?

Indiana Code 22-3-2-5 requires workers compensation coverage for employers with at least one employee. The state also has specific minimum liability limits for commercial auto policies which are 25000 dollars per person and 50000 dollars per accident for bodily injury.

Can a Carmel agent help with a business owners policy?

Yes many agents offer a business owners policy or BOP which bundles general liability and property insurance. This is a common option for small to medium sized businesses in Carmel and can be more cost effective than separate policies.

Commercial Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.