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Looking for a commercial insurance agent in Ames? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Ames, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 20 commercial insurance agents in Ames, IA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fortress Insurance Services
426 S 17th St, Ames, IA 50010
(515) 337-8700
thefortressins.com
Mark Doyle - State Farm Insurance Agent
2701 Stange Rd Ste 110, Ames, IA 50010
(515) 232-8090
markdoyleinsurance.com
Scott Richardson - State Farm Insurance Agent
101 Main St, Ames, IA 50010
(515) 232-0030
scottrichardsonagency.com
Louis Slaughter III - State Farm Insurance Agent
3515 Lincoln Way #102, Ames, IA 50014
(515) 292-9030
louisslaughterinsurance.com
Pat Brown - State Farm Insurance Agent
1112 Buckeye Ave, Ames, IA 50010
(515) 233-1295
patbrownagency.net
AlekCO Insurance
119 Stanton Ave STE 702, Ames, IA 50014
(515) 978-9040
alekcoinsurance.com
Severson Insurance Agency, Inc
3206 Grand Ave #102, Ames, IA 50010
(515) 232-7203
seversoninsurance.com
Shelter Insurance - Mike Dolan
1228 Grand Ave, Ames, IA 50010
(515) 232-3555
shelterinsurance.com
Gallagher Insurance, Risk Management & Consulting
1416 Buckeye Ave, Ames, IA 50010
(515) 232-7060
assuredpartners.com
Katherine Frame American Family Insurance
809 Wheeler St #109, Ames, IA 50010
(515) 232-4142
amfam.com
Farmers Insurance - Mathew Johnson
123 6th St, Ames, IA 50010
(515) 278-2249
agents.farmers.com
Joe Leto - COUNTRY Financial Representative
315 6th St #205, Ames, IA 50010
(515) 233-3045
advisors.countryfinancial.com
Highness Insurance Agency: Allstate Insurance
516 Lincoln Way # B, Ames, IA 50010
(515) 232-0771
agents.allstate.com
Scott Lawrence American Family Insurance
2713 Stange Rd #101, Ames, IA 50010
(515) 232-3333
amfam.com
Ann's Insurance Inc
118 Main St, Ames, IA 50010
(515) 232-5501
annsinsurance.com
Alliance General Insurance
415 S Duff Ave Ste B, Ames, IA 50010
(515) 232-9271
alliancegeneralinsurance.com
TrustPro Insurance Agency IA
111 Jewel Dr, Ames, IA 50010
(515) 325-1776
anpac.com
Hoyng Insurance Group
4820 Mortensen Rd #102, Ames, IA 50014
(515) 292-2171
hoynginsurancegroup.com
American National Insurance
218 SE 16th St Ste 102, Ames, IA 50010
(319) 382-5127
americannational.com
Triplett Insurance
321 5th St, Ames, IA 50010
(515) 598-2596
Commercial insurance agents in Ames Iowa help local businesses manage risk with policies that meet state requirements. Iowa law mandates certain coverages like workers compensation for most employers. Agents can assist with general liability property and commercial auto policies specific to Story County businesses.
What Does a Commercial Insurance Agent in Ames Cost?
Typical costs for commercial insurance in Iowa vary by industry and coverage level. A small retail business might pay 500 to 1500 per year for general liability. Workers compensation rates in Iowa average around 1.50 per 100 dollars of payroll for low risk jobs. Larger policies for manufacturing or agriculture can cost 5000 to 20000 annually. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Ames businesses need?
Common coverages include general liability property insurance workers compensation and commercial auto. Iowa law requires workers compensation for businesses with one or more employees. An agent can review your specific risks.
How do Iowa insurance laws affect commercial policies?
Iowa Code Chapter 515 covers property and casualty insurance regulations. Businesses must carry minimum liability limits for commercial vehicles. Agents in Ames understand local compliance requirements for farms and small businesses.
Can a commercial insurance agent help with Iowa specific risks?
Yes. Agents can address risks like crop damage livestock liability and severe weather coverage. Iowa experiences frequent storms and tornadoes so property policies often include wind and hail protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Iowa.