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Find Commercial Insurance Agents Near You in Erlanger, KY

Compare commercial insurance agents in Erlanger. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Erlanger, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 2 commercial insurance agents in Erlanger, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gartman Insurance
495 Erlanger Rd Suite 104, Erlanger, KY 41018
(859) 727-6675 gartmaninsurance.com
Hummel Hatfield Insurance
3215 Dixie Hwy, Erlanger, KY 41018
(859) 261-0761 hummelhatfield.com

Commercial insurance agents in Erlanger, Kentucky help local businesses find coverage for property, liability, and workers compensation. Kentucky law requires most employers with three or more employees to carry workers compensation insurance. Agents in Erlanger can guide you through these requirements and help you manage risk for your specific industry.

What Does a Commercial Insurance Agent in Erlanger Cost?

Typical costs for commercial insurance in Kentucky vary by industry, payroll, and revenue. A small retail shop might pay 500 to 1,500 dollars per year for general liability. A construction contractor could pay 3,000 to 10,000 dollars annually for a package policy including workers comp. Premiums depend on your claims history and risk factors. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What types of commercial insurance does an Erlanger agent offer?
Agents in Erlanger typically offer general liability, property insurance, commercial auto, workers compensation, and business interruption coverage. They can also help with specialized policies for construction, manufacturing, or retail businesses in Kentucky.
Does Kentucky require commercial auto insurance for business vehicles?
Yes, Kentucky law requires all business-owned vehicles to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury and 10,000 dollars for property damage. A commercial agent can help you meet these requirements and add coverage for cargo or equipment.