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HomeCommercial Insurance AgentsLouisiana › Lake Charles

Find Commercial Insurance Agents Near You in Lake Charles, LA

Browse commercial insurance agents serving Lake Charles, Louisiana. Updated 2026-07-14.

The top-rated commercial insurance agent in Lake Charles, Louisiana is Hight-Doland Agency: Allstate Insurance, rated 4.9 stars across 309 reviews. Other highly rated options include Freeway Insurance, Kelly Lee Insurance, Direct Auto Insurance. This directory lists 20 commercial insurance agents serving Lake Charles.

Showing 20 commercial insurance agents in Lake Charles, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hight-Doland Agency: Allstate Insurance3405 Lake St(337) 474-2020
2Freeway Insurance3303 Ryan St(337) 573-6008
3Kelly Lee Insurance3205 Ryan St(337) 656-2890
4Direct Auto Insurance3419 Ryan St(337) 475-0123
5Goosehead Insurance - James Bice417 W College St(337) 313-2603
6Goosehead Insurance - Garet Berry113 W Sallier St(337) 347-7022
7John Fear: Allstate Insurance1634 Ryan St(337) 419-0755
8Goosehead Insurance - Jeff Jones4216 Lake St(225) 960-4370
9Insurance Unlimited3111 Ryan St(337) 477-6922
10Curtis Insurance509 7th St(337) 433-1683
HD
3405 Lake St
Hight-Doland Agency: Allstate Insurance
Commercial Insurance Agent · Lake Charles, LA

Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana metro area as a commercial insurance agent. The company helps local businesses secure coverage to protect property, manage liability risks, and meet operational requirements. Commercial insurance policies are tailored to different industries, addressing common exposures faced by companies in the region. Available services include workers’ compensation insurance for employees and commercial auto insurance for business vehicles.

FI
3303 Ryan St
Freeway Insurance
Commercial Insurance Agent · Lake Charles, LA

Freeway Insurance provides commercial coverage options tailored to businesses in the Lake Charles area, including general liability and property insurance. Maintenance plans and policy reviews are offered to help clients adjust coverage as their operations or needs evolve. The agency handles a variety of commercial properties, such as single-family homes used for business, apartment complexes, retail storefronts, and restaurants.

KL
3205 Ryan St
Kelly Lee Insurance
Commercial Insurance Agent · Lake Charles, LA

Kelly Lee Insurance serves local businesses, property managers, and commercial property owners in Lake Charles, Louisiana. It provides commercial insurance agency services, including general liability, property coverage, and workers' compensation policies. The agency helps clients evaluate their business risks and secure appropriate coverage for their specific operations. It also works with contractors and retail establishments to address their unique insurance needs. Kelly Lee Insurance extends its commercial insurance services to clients in the surrounding Sulphur area as well.

DA
3419 Ryan St
Direct Auto Insurance
Commercial Insurance Agent · Lake Charles, LA

Specializing in coverage for contractors, delivery fleets, and small retail businesses, Direct Auto Insurance serves the commercial insurance needs of Lake Charles, Louisiana. It offers professional liability, workers' compensation, and general liability policies to protect local enterprises. The agency assists with comprehensive property and vehicle coverage for various local industries. As the annual hurricane season approaches and impacts Gulf Coast operations, it helps businesses review their policies to ensure adequate protection against potential storm damage and business interruption.

GI
417 W College St
Goosehead Insurance - James Bice
Commercial Insurance Agent · Lake Charles, LA

Goosehead Insurance - James Bice in Lake Charles, LA provides commercial insurance agent services for local businesses, helping them manage risk and secure necessary coverage. In addition to standard business insurance, the agency offers specialized add-ons such as cyber liability and employment practices liability insurance to address emerging threats. Commercial clients receive tailored policies to protect their operations, assets, and employees. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments in the Lake Charles area.

GI
113 W Sallier St
Goosehead Insurance - Garet Berry
Commercial Insurance Agent · Lake Charles, LA

Goosehead Insurance - Garet Berry is a commercial insurance agent based in Lake Charles, LA, known for helping businesses secure property and liability coverage. The agency serves local enterprises in industries such as construction, retail, and hospitality, addressing their unique risk management needs. Policies are tailored to protect assets, employees, and operations from common regional exposures like storms and liability claims. As a specialty service, the agency can add on commercial auto insurance to cover fleets and work vehicles.

JF
1634 Ryan St
John Fear: Allstate Insurance
Commercial Insurance Agent · Lake Charles, LA

Serving clients throughout Lake Charles and the surrounding communities of Southwest Louisiana, John Fear: Allstate Insurance handles a full range of commercial insurance needs for local businesses of varying sizes. It works closely with business owners to tailor coverage that addresses unique operational risks and industry requirements. A typical engagement begins with a thorough assessment of a client’s current policies and exposure areas, followed by the presentation of customized options from multiple carriers to ensure appropriate protection.

GI
4216 Lake St
Goosehead Insurance - Jeff Jones
Commercial Insurance Agent · Lake Charles, LA

In Lake Charles, Louisiana, Goosehead Insurance - Jeff Jones helps clients understand the difference between a single policy purchase for one event and an ongoing relationship providing regular coverage reviews. Their focus is commercial insurance, which protects area businesses from property damage and liability risks specific to the local economy. Service here operates on an as-needed basis, meaning clients can request consultations or adjustments when their business circumstances change.

IU
3111 Ryan St
Insurance Unlimited
Commercial Insurance Agent · Lake Charles, LA

Insurance Unlimited in Lake Charles, Louisiana offers commercial insurance for property, liability, and workers’ compensation. It also handles general risk management needs for local businesses, advising on coverage options suited to various industries. Through policy reviews and claims support, the agency helps companies maintain operational stability. During hurricane season, it often assists clients in adjusting coverage to protect against severe storm damage.

CI
509 7th St
Curtis Insurance
Commercial Insurance Agent · Lake Charles, LA

As hurricane season approaches along the Gulf Coast, businesses in Lake Charles require reliable property and liability coverage plans. Curtis Insurance addresses these protection needs by tailoring commercial policies that safeguard assets and operations. Their comprehensive offerings include general liability, workers compensation, and customizable commercial property insurance. Local business owners benefit from coverage designed specifically for Louisiana's unique regulatory environment and weather-related risks. The process begins with a thorough inspection of the premises and a detailed assessment of each operator’s unique exposures.

SI
4566 Lake St
Shelter Insurance - Ross Byrley
Commercial Insurance Agent · Lake Charles, LA
(337) 478-8349
shelterinsurance.com/CA/agent/RBYRLEY
LI
3100 Lake St
Lyons Insurance
Commercial Insurance Agent · Lake Charles, LA
(337) 478-4466
IW
5640 Gerstner Memorial Blvd
Insurance World, Inc.
Commercial Insurance Agent · Lake Charles, LA
(337) 478-6767
insurance-world.com
RM
3311 Ernest St
Ratliff-Myers Insurance
Commercial Insurance Agent · Lake Charles, LA
(337) 433-1000
ratliffinsurance.com/contact
RM
3001 Gerstner Memorial Dr
Raymond M. Fondel Jr. Insurance Agency
Commercial Insurance Agent · Lake Charles, LA
(337) 433-6052
LA
407 Sam Houston Jones Pkwy Ste. A
Lake Area Insurance Group
Commercial Insurance Agent · Lake Charles, LA
(337) 419-1965
lakeareainsurance.com
UN
642 W McNeese St
Union National Life Insurance
Commercial Insurance Agent · Lake Charles, LA
(337) 478-6363
HL
700 W Prien Lake Rd Suite 200
Higginbotham - Lake Charles
Commercial Insurance Agent · Lake Charles, LA
(337) 475-7441
higginbotham.com/locations/lake-charles
DI
3221 Ryan St A
Demarie Insurance Agency
Commercial Insurance Agent · Lake Charles, LA
(337) 474-4555
demarieinsurance.com
LC
1628 Ryan St
Louisiana Companies
Commercial Insurance Agent · Lake Charles, LA
(337) 310-1151
lacompanies.com

What Does a a Commercial Insurance Agent in Lake Charles Cost?

Commercial insurance costs in Louisiana vary by industry, business size, and risk factors. A small retail shop might pay 500 to 2,000 per year for general liability, while a construction company could pay 5,000 to 20,000 or more for combined policies. Workers compensation rates in Louisiana average around 1.50 per 100 of payroll but differ by classification. This is general information, not insurance advice.

About commercial insurance agents in Lake Charles

Commercial insurance agents in Lake Charles Louisiana help business owners secure coverage for property, liability, and workers compensation. Louisiana law requires certain businesses to carry specific insurance, such as commercial auto liability for vehicles used in work. Local agents understand the unique risks of the Lake Charles area, including hurricane exposure and oil industry operations.

Frequently Asked Questions

What types of commercial insurance do Lake Charles businesses need?

Common coverages include general liability, property insurance, workers compensation, and commercial auto. Louisiana law requires workers compensation for most employers with one or more employees. Agents can also recommend business interruption insurance for hurricane-related closures.

How does Louisiana law affect commercial insurance requirements?

Louisiana Revised Statute 23:1168 requires employers to carry workers compensation insurance. Commercial auto policies must meet Louisiana minimum liability limits of 15,000 per person and 30,000 per accident for bodily injury. Agents help ensure your policy complies with state regulations.

Can a commercial insurance agent help with hurricane coverage in Lake Charles?

Yes. Lake Charles is in a high-risk hurricane zone. Agents can help you obtain windstorm and flood insurance, which are often separate from standard property policies. They can also advise on deductibles and coverage limits specific to Louisiana coastal areas.

Commercial Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each commercial insurance agent's credentials and current standing with your state Department of Insurance.