The top-rated commercial insurance agent in Falmouth, Maine is Ficker Insurance Group, Falmouth, ME: Allstate Insurance, rated 4.7 stars across 145 reviews. Other highly rated options include Marsh Agency, Katie Caiazzo - State Farm Insurance Agent, Group Dynamic Inc. This directory lists 16 commercial insurance agents serving Falmouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ficker Insurance Group, Falmouth, ME: Allstate Insurance | 241 US-1 Ste 202 | (207) 773-0770 |
| 2 | Marsh Agency | 251 US-1 STE W15 | (207) 772-2818 |
| 3 | Katie Caiazzo - State Farm Insurance Agent | 251 US-1 | (207) 781-5113 |
| 4 | Group Dynamic Inc | 411 US-1 | (207) 781-8800 |
| 5 | Compass Commercial Brokers | 241 US-1 | (207) 253-1781 |
| 6 | foreside insurance | 264 US-1 | (207) 803-5671 |
| 7 | Kevin Heikkinen - State Farm Insurance Agent | 251 US-1 | (207) 781-5113 |
| 8 | Lebel & Harriman, LLP | 366 US-1 Suite 1 | (207) 773-5390 |
| 9 | Lovely Insurance | 256 US-1 | (207) 280-8624 |
| 10 | HealthMarkets Insurance - Christopher Storms | 22 Rd 4 | (207) 450-1603 |
Ficker Insurance Group, serving the Greater Portland and Cumberland County area including Falmouth, Maine, operates as a local Allstate agency specializing in commercial insurance solutions. They assist businesses with evaluating their unique risk exposures to find appropriate coverage. Their services include general liability policies and commercial property insurance for small to mid-sized enterprises in the region. Additionally, they help local contractors and retailers obtain workers’ compensation and commercial auto insurance.
Marsh Agency provides commercial insurance services, including general liability, property coverage, and workers' compensation policies. Its service plans involve risk assessments designed to help local businesses manage exposure and secure appropriate coverage limits. Ongoing maintenance includes annual policy reviews and adaptation to changing business operations. The agency serves commercial properties such as retail stores, restaurants, apartments, and single-family homes used for business purposes in the Falmouth area.
Serving homeowners, businesses, and property managers in Falmouth, ME, Katie Caiazzo - State Farm Insurance Agent provides commercial insurance agent services. The agency helps local companies protect their assets with customized policies designed for small to mid-sized operations. Business owners can review their liability coverage and property protection during a consultation. This agency also assists clients in the neighboring community of Portland and the greater Cumberland County area.
Group Dynamic Inc serves the greater Falmouth, Maine, area and surrounding communities, handling a full range of commercial insurance needs for local businesses. It works with clients to secure coverage for property, liability, and workers’ compensation, tailoring policies to fit various industries. To handle a typical job, the company begins with a thorough risk assessment to identify exposures, then matches those findings with appropriate coverage options from its carriers.
Compass Commercial Brokers, based in Falmouth, Maine, assists businesses with both one-time coverage purchases for specific projects and recurring policies that renew annually. Their client consultations focus on matching commercial insurance options, such as liability and property protection, to the unique operational risks each local company faces. This includes evaluating exposures relevant to the regional economy, from marine trades to retail. All service is provided on an as-needed basis, allowing clients to request policy reviews or adjustments whenever their business circumstances change.
Foreside Insurance in Falmouth, Maine offers specialized commercial insurance products including property, liability, and workers’ compensation coverage tailored to local businesses. It also provides general businessowner policies for small and mid-sized companies throughout the region. Its agents assist with risk assessment, policy review, and claims support to ensure adequate protection. As winter approaches in southern Maine, the agency helps contractors and retailers manage risks from snow load, slip-and-fall liabilities, and seasonal inventory changes.
As local businesses in Falmouth prepare for Maine’s busy summer tourist season, Kevin Heikkinen - State Farm Insurance Agent helps commercial clients secure coverage for seasonal risks and year-round operations. This agency works with local shop owners, contractors, and small service providers to tailor liability and property protection. Every commercial policy begins with a thorough review of the client’s operations and physical premises. The agent or a team member then schedules a hands-on inspection of the business location to evaluate exposures before finalizing a coverage plan.
Lebel & Harriman, LLP serves as a commercial insurance agent in Falmouth, Maine, working with local business owners to assess liability and property exposures. The firm specializes in tailoring coverage programs that address unique operational risks beyond standard policies. Clients can access advice on risk management and claims support customized to their industry. The company serves commercial sectors including office-based professionals, warehouse operators, and food service establishments.
Lovely Insurance provides residential insurance services in Falmouth, Maine, alongside its comprehensive commercial insurance agency offerings for local businesses. Commercial coverage includes protection for liability, property, and income, adapted to the operational needs of shops, offices, and trades in the Greater Portland area. Personal attention is given to each policy, ensuring clients understand their terms and limits. Between regular visits, the agency follows up promptly to address any claims or policy adjustments that arise.
What Does a a Commercial Insurance Agent in Falmouth Cost?
Commercial insurance costs in Maine vary widely by industry, size, and risk factors. A small retail shop in Falmouth might pay between $500 and $2,000 per year for general liability. Workers compensation premiums average around $1.50 per $100 of payroll for low-risk jobs but can exceed $10 per $100 for high-risk work. Commercial auto policies often range from $1,200 to $3,000 annually per vehicle. These are general estimates; actual costs depend on your specific business details. This information is for general purposes and does not constitute insurance advice.
About commercial insurance agents in Falmouth
Commercial insurance agents in Falmouth, Maine help local businesses find coverage for property, liability, and workers compensation. Maine law requires all employers with one or more employees to carry workers compensation insurance. An agent can guide you through the specific needs of your Falmouth business, from retail shops to marine operations.
Frequently Asked Questions
What types of commercial insurance do Falmouth businesses need?
Common coverages include general liability, property insurance, workers compensation, and commercial auto. Maine law mandates workers compensation for most employers. A local agent can tailor a package for your specific industry.
How does Maine law affect commercial insurance requirements?
Maine requires workers compensation insurance for all employers with one or more employees. The state also has specific liability limits for certain businesses. An agent familiar with Maine statutes can ensure you meet all legal obligations.
Can a commercial insurance agent help with risk management?
Yes. Agents often provide risk assessments and recommend safety programs to reduce claims. In Maine, businesses with strong safety records may qualify for lower premiums. Your agent can help you implement these strategies.
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