The top-rated commercial insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 874 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 15 commercial insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 8 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
| 9 | Schaefer & Delauder Insurance | 13208 Executive Park Terrace | (301) 428-0282 |
| 10 | Peak Insurance & Benefit Services, LLC | 13216 Executive Park Terrace | (240) 361-2699 |
Miguel Malca - State Farm Insurance Agent serves the Germantown area and Montgomery County as a local commercial insurance agent. The agency provides coverage for businesses, including general liability, property, and workers’ compensation. It works with small and mid-sized companies to help protect their operations against common risks. Policy options are tailored to various industries such as retail, restaurants, and professional services. The agency also handles commercial auto insurance and business owner policies for local enterprises.
Klinger Insurance Group provides a full range of commercial insurance products tailored for businesses in Germantown, MD. It offers tailored policies covering general liability, property, workers' compensation, and commercial auto. The company focuses on developing ongoing risk management plans and maintenance reviews to help protect business assets. Its services support a diverse commercial client base, including single-family homes, apartments, retail establishments, and restaurants.
This agency serves homeowners, local businesses, and commercial property managers in the Germantown area. Jay Jarvis - State Farm Insurance Agent provides general commercial insurance policies designed to protect company assets and manage day-to-day operational risks. These services include coverage for property, liability, and business interruption. The agency also guides clients through policy selection to ensure proper protection for their specific industry needs. In addition to Germantown, this office provides services for the greater Montgomery County region and neighboring communities like Gaithersburg.
Antonio Tatis - State Farm Insurance Agent serves the Germantown, Maryland area and the surrounding communities of Montgomery County. This agency handles commercial insurance for local businesses, including general liability, property coverage, and workers' compensation. For a typical job involving an independent contractor or small retail operation, the agent assesses the specific risks associated with the business’s daily operations. The approach involves reviewing the client’s current coverage to identify gaps, then tailoring a policy that directly addresses those exposures while remaining compliant with local regulations.
For businesses needing occasional guidance versus ongoing risk management, Congressional Insurance Associates in Germantown, MD offers both one-time policy reviews and continuous coverage oversight as a commercial insurance agent. They analyze liability, property, and workers’ compensation exposures specific to local operations from retail to contracting. Their service runs on a one-time, scheduled, or as-needed basis depending on the client’s policy renewal cycle and evolving business structure requirements.
CF Alliance Insurance Services in Germantown, MD specializes in customizing commercial insurance packages for small to medium-sized businesses. It also provides general liability, property, and workers’ compensation coverage tailored to client needs. As a local commercial insurance agent, the company helps area businesses navigate regulatory requirements and risk management. During the peak winter season, it assists contractors and retailers in securing policies that protect against weather-related property damage and liability claims from icy premises.
As businesses in Germantown prepare for the seasonal changes in traffic and weather, securing proper commercial coverage becomes essential for managing liability and property risks. Sam Moinzadeh: Allstate Insurance serves the commercial insurance needs of local enterprises, offering policies that cover general liability, property damage, and business interruption. The agency works with business owners to identify specific exposures, from retail storefronts to service vehicles. A thorough risk inspection of the business premises and a review of current assets are typically scheduled as the first step in crafting a coverage plan.
Preferred Insurance Solutions in Germantown, Maryland provides general commercial insurance coverage for local business owners. It also offers specialty add-ons such as cyber liability, equipment breakdown, and inland marine policies to address unique operational risks. The agency works with clients to assess exposures common to the Washington D.C. metropolitan area. Its portfolio includes policies for offices, warehouses, and food service establishments.
Schaefer & Delauder Insurance serves the Germantown, Maryland area by providing commercial insurance agent services to local businesses. Residential insurance needs are also addressed, helping property owners protect their homes and personal assets. For commercial clients, the agency assists with coverage for liability, property, and other business risks common in this region. They develop tailored plans to meet each client’s specific operational exposures and financial protections. Follow-up and advice are available between regular visits, including policy reviews and coverage adjustments as circumstances change.
Peak Insurance & Benefit Services, LLC in Germantown, MD, is known for offering commercial insurance coverage tailored to local business needs. Its services range from general liability and property insurance to workers’ compensation policies. The company works with a variety of industries, helping entrepreneurs assess risk and manage their long-term financial security. A specialty service it can provide is customized business interruption insurance, which helps protect revenue during unexpected closures.
What Does a a Commercial Insurance Agent in Germantown Cost?
The cost of commercial insurance in Maryland varies by business type size and risk level. A small retail shop in Germantown might pay between 500 and 1500 dollars per year for general liability insurance. Workers compensation premiums depend on payroll and industry classification. Costs can range from a few hundred to several thousand dollars annually. This is general information and not insurance advice.
About commercial insurance agents in Germantown
Commercial insurance agents in Germantown Maryland help local businesses find coverage for liability property and workers compensation. Maryland law requires most employers to carry workers compensation insurance for their employees. Agents in Germantown understand the specific risks faced by businesses in Montgomery County and can guide you through the process.
Frequently Asked Questions
What types of commercial insurance do businesses in Germantown need?
Common types include general liability insurance property insurance and workers compensation insurance. Maryland law requires workers compensation for most businesses with employees. Many businesses also need commercial auto insurance and professional liability coverage.
How do I find a commercial insurance agent in Germantown Maryland?
You can search for licensed agents through the Maryland Insurance Administration website. Local agents in Germantown understand the business environment in Montgomery County. They can help you compare quotes from different carriers to find suitable coverage.
Is commercial insurance required by law in Maryland?
Maryland law requires workers compensation insurance for most employers. Commercial auto insurance is required if you use vehicles for business. Other types like general liability are not always required by law but are often needed by landlords or clients.
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