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Find Commercial Insurance Agents Near You in Lunenburg, MA
Directory of commercial insurance agents in Lunenburg, Massachusetts. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Lunenburg, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 commercial insurance agents in Lunenburg, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
One Family Insurance
3 Lancaster Ave suite 101, Lunenburg, MA 01462
(978) 403-5942
1familyinsurance.com
McCaffrey Insurance Agency Inc
442 Massachusetts Ave, Lunenburg, MA 01462
(978) 582-4964
mccaffreyins.com
Commercial insurance agents in Lunenburg Massachusetts help local businesses find coverage for property liability and workers compensation risks. Massachusetts law requires most employers to carry workers compensation insurance under Chapter 152 of the General Laws. Agents in Lunenburg understand the specific needs of small and mid-sized businesses in north central Massachusetts.
What Does a Commercial Insurance Agent in Lunenburg Cost?
Commercial insurance costs in Massachusetts vary widely by industry revenue and risk level. A small retail shop might pay 500 to 1500 per year for general liability while a construction contractor could pay 3000 to 10000 or more for combined policies. Workers compensation rates are set by the state based on payroll and classification codes. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Lunenburg businesses typically need?
Common coverages include general liability commercial property workers compensation and commercial auto insurance. Massachusetts law mandates workers comp for businesses with any employees. Agents can also help with professional liability or cyber insurance depending on your industry.
How do I choose a commercial insurance agent in Lunenburg Massachusetts?
Look for an agent licensed in Massachusetts who has experience with your industry and business size. Ask about their carrier options and whether they can bundle policies for discounts. It is helpful to review their knowledge of local risks like winter weather or fire hazards.
Does Massachusetts require specific commercial insurance for all businesses?
Yes Massachusetts requires workers compensation insurance for all employers with one or more employees. Businesses with company vehicles need commercial auto insurance. Other coverages like general liability are not state mandated but are often required by landlords or contracts.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.