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Find Commercial Insurance Agents Near You in Osterville, MA
Browse commercial insurance agents serving Osterville, Massachusetts. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Osterville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 commercial insurance agents in Osterville, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hannon-Murphy Insurance
43 Parker Rd, Osterville, MA 02655
(508) 428-6919
hannonmurphy.com
Germani Insurance Agency
908 Main St, Osterville, MA 02655
(508) 428-9194
germaniinsurance.com
Leonard Insurance Agency
683 Main St B, Osterville, MA 02655
(508) 428-6921
leonardagency.com
Hahesy Insurance Agency
901 Main St Suite I, Osterville, MA 02655
(508) 771-3355
hahesyinsurance.com
Commercial insurance agents in Osterville Massachusetts help local businesses secure coverage tailored to their operations. Massachusetts law requires certain businesses to carry workers compensation insurance if they have employees. Agents in Osterville understand the unique risks facing Cape Cod businesses from seasonal fluctuations to coastal weather concerns.
What Does a Commercial Insurance Agent in Osterville Cost?
Typical costs for commercial insurance in Massachusetts vary widely. A small retail shop might pay between five hundred and two thousand dollars per year for general liability. A construction contractor could pay five thousand to fifteen thousand dollars annually for a full package including workers comp. Premiums depend on your specific risks coverage limits and deductible choices. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Osterville businesses need?
Common policies include general liability property insurance and workers compensation. Massachusetts requires workers comp for most employers with one or more employees. Many Osterville businesses also purchase business interruption insurance to cover losses during seasonal slowdowns.
How do Massachusetts insurance laws affect Osterville businesses?
Massachusetts has specific requirements for commercial auto insurance including minimum liability limits. The state also mandates that employers provide workers compensation insurance. Agents in Osterville can explain how these laws apply to your specific business type.
What factors determine the cost of commercial insurance in Osterville?
Insurance costs depend on your business type number of employees revenue and location. Osterville businesses near the water may pay higher premiums for flood or wind coverage. Your claims history and safety practices also affect your rates.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.