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Directory of commercial insurance agents in Topsfield, Massachusetts. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Topsfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 commercial insurance agents in Topsfield, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rothier Insurance
239 Boston St STE 213, Topsfield, MA 01983
(978) 561-1890
rothierinsurance.com
Brockelman Insurance Agency
5 Central St, Topsfield, MA 01983
(978) 887-8304
insurancetopsfieldma.com
Insuring Insurance Topsfield
7 Grove St #201, Topsfield, MA 01983
(978) 252-2606
Commercial Insurance Agency
16 S Main St, Topsfield, MA 01983
(978) 252-0762
American General Life
27 Main St, Topsfield, MA 01983
(978) 561-1594
Baystate Financial
7 Surrey Ln, Topsfield, MA 01983
(978) 887-6540
baystatefinancial.com
Commercial insurance agents in Topsfield Massachusetts help local businesses secure coverage tailored to their needs. Massachusetts law requires businesses with employees to carry workers compensation insurance. Agents can guide you through state-specific requirements and find policies that protect your Topsfield operation.
What Does a Commercial Insurance Agent in Topsfield Cost?
Commercial insurance costs in Massachusetts vary widely by business type, size, and risk factors. A small retail shop in Topsfield might pay between $500 and $2,000 per year for general liability. Workers compensation rates are set by the state and average around $1.50 per $100 of payroll for low-risk jobs. Premiums for commercial auto can range from $1,200 to $3,000 annually per vehicle. These are estimates only. Your actual cost depends on your specific business details. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance do Topsfield businesses need?
Common coverages include general liability, property insurance, and workers compensation. Massachusetts law mandates workers comp for most employers with even one employee. Agents can also recommend commercial auto or professional liability based on your business type.
How do I choose a commercial insurance agent in Topsfield?
Look for an agent licensed in Massachusetts with experience in your industry. Check their knowledge of local risks like weather or seasonal tourism. Ask about their process for comparing quotes from multiple carriers.
What is the minimum workers compensation requirement in Massachusetts?
Massachusetts General Law Chapter 152 requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.