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Find Commercial Insurance Agents Near You in Utica, MI
Compare commercial insurance agents in Utica. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Utica, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 commercial insurance agents in Utica, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Action Insurance Service, Inc.
7659 Auburn Rd, Utica, MI 48317
(586) 739-9080
actionin.com
Michigan Insurance and Financial Services - Headquarters
45136 Cass Ave, Utica, MI 48317
(586) 710-7600
miafs.com
Beck Insurance
8344 Hall Rd Suite 102, Utica, MI 48317
(586) 731-5800
beck-insurance.com
Commercial insurance agents in Utica Michigan help local businesses find the right coverage for their operations. Michigan law requires businesses with employees to carry workers compensation insurance unless they are a sole proprietor or partnership without employees. Agents guide business owners through options like general liability commercial auto and property insurance to meet state requirements.
What Does a Commercial Insurance Agent in Utica Cost?
The cost of commercial insurance in Michigan varies widely by industry and coverage needs. A small retail shop might pay between 500 and 1,500 dollars per year for general liability. A construction contractor could pay 3,000 to 10,000 dollars annually for general liability and workers compensation. Factors include payroll revenue location and claims history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of commercial insurance are required in Michigan?
Michigan law requires workers compensation insurance for most employers with one or more employees. Commercial auto insurance is required for any business-owned vehicle. Other coverages like general liability are not state-mandated but are often required by landlords or clients.
How do I find a commercial insurance agent in Utica Michigan?
You can search online for independent agents in Macomb County or ask other business owners for referrals. The Michigan Department of Insurance and Financial Services provides a license lookup tool to verify an agents credentials.
What does a commercial insurance agent do for my business?
An agent assesses your business risks and recommends coverage from multiple insurance companies. They help you understand policy details file claims and adjust coverage as your business grows or changes.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.